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OCM Auto Financing Fund LTD was founded by an Ottawa accountant in 2013. A young and ambitious Canadian entrepreneur, counts among the founders. Ottawa Capital Management recognized the potential to expand the non-prime, less developed auto finance market across Canada. Currently, more than 100 dealers use OCM financing, which can be accessed through Dealertrack. The borrower profiling and loan structure make this business different. Since inception, Ottawa Capital Management has had outstanding returns that are above average. These returns have been double-digit, and the capital loss has touched zero. The OCM Fund will further improve this business. Ottawa Capital Management is now available through the Dealertrack Canada network. It is known as a perfect business model. Loan structure and down payment requirements as well as the borrower screening procedure make this business different. The return on investment must be above-average to be successful. In addition to double-digit growth, the return on capital has been very high. The capital loss has been zero, and there has been no need for expected loss or repossession. This is because the investment spread means that the capital is diversely distributed across multiple loans. In case of default, 24/7 vehicle tracking helps in vehicle recovery.
 
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