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Consumer proposals (a.k.a credit proposal, consumer debt proposal, and bankruptcy proposal) are a method for resolving your creditors. You could make regular monthly obligations toward the debt with our assistance. Our staff will collaborate with you to develop a payment plan that is realistic and appropriate for your creditors. Bankruptcy will not be an option if you successfully submit a consumer proposal. This also reduces the effects on your credit report. Your creditors cannot sue you for their money owed in court. Wage garnishment, for example, is an example of this. Your creditors can be reached immediately without the agency.
 
The reviews express strong client satisfaction with Victor Fong's bankruptcy trustee services. He is lauded for his approachable, responsive, and knowledgeable assistance. In particular, many customers mention that Victor's support and always-available communication allowed them to overcome significant obstacles. One review says how Victor patiently escorted the client through the bankrupt process, providing necessary information and being highly recommend a genuinely pain-free experience. Additionally, many clients are grateful for the opportunity to explore the bankruptcy process as Victor has shown, saving them from facing legal debt and slowly being debt-free in 2020. Moreover, the team is also known for its effectiveness and professionalism, with special attention to the readily available Mary and Victor's teamwork that makes it possible to navigate complicated situations and the process. Overall, the reviews illustrate that Victor's clients feel informed, supported, and respected by his willingness to go above and beyond to help them.
 
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