Martin Lariviere - Courtier Hypothécaire

About Martin Lariviere

Martin Lariviere is a mortgage broker serving Gatineau, Outaouais, and Ottawa. He assists first-time homebuyers and existing homeowners in both Quebec and Ontario. His expertise covers first-time purchases, renewals, refinances, transfers, and investment properties. Lariviere's role is to guide clients through each step of the financing process and secure the best possible terms. He works with a variety of lenders, including banks, credit unions, insurers, and alternative lenders, ensuring clients have access to a wide range of products beyond those offered by a single institution. He emphasizes that rate is only one factor, with repayment privileges, penalties, and portability also being crucial considerations. Lariviere is committed to explaining options clearly in plain language, catering to clients who are first-time buyers, self-employed, or managing a real estate portfolio. He offers services in both French and English and is accredited in Quebec and Ontario.

Credentials & Expertise

Martin Lariviere is accredited in both Quebec and Ontario, demonstrating his compliance with the regulatory requirements in both provinces. He is recognized for his professional, clear, and fast service, with a strong focus on listening to clients' needs and providing advice on strategies for saving money and optimizing returns. Testimonials highlight his attentiveness, professionalism, and ability to make the refinancing process simpler and less stressful. He is praised for securing excellent interest rates and offering welcome bonuses. His expertise extends to assisting with first-time property purchases, renewals, and refinancing, ensuring clients are well-informed and supported throughout their mortgage journey.

Mortgage Brokerage Services

Martin Lariviere offers a comprehensive suite of mortgage services designed to meet diverse client needs. These include pre-approvals, which establish borrowing capacity and secure rates. He specializes in assisting first-time homebuyers, guiding them through the complexities of purchasing their initial property. For existing homeowners, Lariviere provides refinancing services to better align mortgage terms with current financial goals, and mortgage renewal services to ensure optimal conditions upon term expiry, advising against costly automatic renewals. He also facilitates mortgage transfers, allowing clients to move their existing loan to a new lender at term end without refinancing. Additionally, he offers specialized support for self-employed individuals, whose financial situations may not fit traditional bank criteria, and helps clients navigate the process of obtaining financing for income properties.

Unique Advantages

Martin Lariviere distinguishes himself by shopping across multiple lenders, including banks, credit unions, insurers, and alternative lenders, to find the best mortgage solutions for his clients. He prioritizes clear communication, explaining complex financial options in simple terms. His services are typically free for residential clients, as he is compensated by the lender, ensuring transparency and client focus. Lariviere is accredited in both Quebec and Ontario, allowing him to serve clients across provincial borders.