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  1. Canada
  2. Best Disability Lawyers
  3. Disability Lawyers in Saskatchewan
  4. Regina
  5. LTD Settlement Calculator
1 · Your claim
2 · Your benefit
3 · Timeline
4 · Your estimate
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Long-Term Disability Settlement Calculator Regina, SK

Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.

Updated · lawyer rankings recalculated

Deadlines and discount rates are for this province.

General estimate only, not legal or tax advice. No lawyer–client relationship is created.

Top-rated disability lawyers in Regina

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

McDougall Gauley LLP

McDougall Gauley LLP focuses on representing individuals affected by medical malpractice across a wide range of health care professionals and institutions. Their team handles cases involving physicians, nurses, dentists, and other specialists, aiming to address injury and loss related to treatment. While some clients find the service thorough and professional, others have noted challenges with… more...

McDougall Gauley LLP focuses on representing individuals affected by medical malpractice across a wide range of health care professionals and institutions. Their team handles cases involving physicians, nurses, dentists, and other specialists, aiming to address injury and loss related to treatment. While some clients find the service thorough and professional, others have noted challenges with communication and responsiveness.

Services & Prices
Medical Negligence Claims No Win, No Fee
Surgical Error Cases No Win, No Fee
Misdiagnosis Claims No Win, No Fee
Cerebral Palsy Cases No Win, No Fee
View Profile
(306) 757-1641
Closed Now
1881 Scarth St #1500, Regina, SK S4P 4K9, Canada
General Services
Medical Malpractice Claims
2

Gerrand Rath Johnson LLP

With over a century of legal roots in Saskatchewan, Gerrand Rath Johnson LLP offers a broad range of services including family, property, and labour law. Clients often highlight the team’s professionalism and clear communication, especially in complex or stressful situations, though some have noted occasional inconsistencies in document preparation.

Services & Prices
Divorce Consultation $100 - $200
Child Custody Mediation $150 - $300
Separation Agreements $200 - $400
Real Estate Purchase Consultation $300 - $600
View Profile
(306) 522-3030
Closed Now
1914 Hamilton St #700, Regina, SK S4P 3N6, Canada
General Services
Family Law
3

KMP Law

KMP Law has been practicing law in Regina for nearly a century, offering a full range of legal services with a focus on practical results. The team handles everything from real estate to estate matters and is often described as knowledgeable and polite. Some clients note that fees can be higher than expected.

Services & Prices
Home Purchase Assistance $1000 - $1500
Mortgage Closing $500 - $1000
Property Transfer $300 - $600
Divorce Services $3000 - $7500
View Profile
(306) 761-6200
Closed Now
2600 Victoria Ave, Regina, SK S4T 1K2, Canada
General Services
Real Estate Law
4

TTH Law Firm

TTH Law Firm offers legal help across a broad range of areas, including personal injury and birth injury cases, serving individuals, businesses, and First Nations communities. Clients say the team provides thorough initial consultations, though some note communication and billing issues after the first meeting.

Services & Prices
Initial Consultation $100 - $200
Follow-Up Consultation $100 - $200
Corporate Consultation $200 - $400
Mortgage Processing $300 - $500
View Profile
Closed Now
2012 McIntyre St, Regina, SK S4P 2R6, Canada
General Services
Legal Consultation
5

MLT Aikins LLP

MLT Aikins LLP offers comprehensive legal services with a strong presence across Western Canada, including expertise in birth injury cases. The team provides clear, efficient advice and support, with clients often noting their helpfulness and prompt responses. Some find the firm’s size can make personal communication a bit formal.

Services & Prices
Consultation $100 - $200
Contract Review $150 - $250
Representation in Court $2000 - $5000
Legal Rights Workshop $50 - $100
View Profile
(306) 347-8000
Closed Now
1500 Hill Centre I, 1874 Scarth St, Regina, SK S4P 4E9, Canada
General Services
Legal Services
Where they are 10 on the map Click a pin for the profile and directions
6

Martin Dupont LLP (Formerly Bertram Scrivens Prior Martin)

With over 50 years of experience, Martin Dupont LLP offers a range of legal services with a focus on wills and estates. Clients appreciate the team’s professionalism and supportive approach, though some note occasional delays and communication issues. The firm aims to guide clients through complex situations with clear explanations and steady support.

Services & Prices
Divorce Filing $300 - $500
Mediation Services $150 - $300
Child Custody Agreements $500 - $1000
Adoption Proceedings $1000 - $2000
View Profile
(306) 525-2737
Closed Now
1870 Albert St Suite 200, Regina, SK S4P 4B7, Canada
General Services
Divorce Legal Services
7

Andrews Benko

With over 60 years of experience, Andrews Benko & Associates focus on complex legal matters, including birth injury cases. Their team offers thorough representation, though some clients find certain lawyers’ styles direct and fees on consultations can be unexpected. The firm is known for handling challenging situations with a straightforward approach.

Services & Prices
Child Custody Consultation No Fees Unless We Win
Divorce Representation No Win, No Fee
Spousal Support Negotiation Free Consultation
Retainer Fee No Win, No Fee
View Profile
(306) 525-8136
Closed Now
2184 12 Ave #300, Regina, SK S4P 0M5, Canada
General Services
Family Law
8

Marilyn Elliott law office

Specializing in various areas of law, Marilyn Elliott law office offers a free 30-minute consultation to discuss your unique situation and goals. The team provides honest advice and local representation in Regina, with clients appreciating their straightforward approach and dedication despite occasional delays due to a busy caseload.

Services & Prices
Cerebral Palsy Cases No Win, No Fee
Delivery Error Claims No Win, No Fee
Insurance Claim Handling No Win, No Fee
Settlement Negotiation No Win, No Fee
View Profile
(306) 992-6931
Closed Now
2259 Cornwall St, Regina, SK S4P 2L1, Canada
General Services
Birth Injury Claims
9

McKercher LLP

McKercher LLP offers experienced legal counsel with a strong focus on business and professional matters, including defending healthcare providers in regulatory and civil cases. Clients appreciate the team’s knowledge and clear communication, though some note occasional issues with billing and document handling during complex cases.

Services & Prices
Contract Review $150 - $250
Mortgage Closing Assistance $200 - $400
Pro Bono Consultation Free - $100
Drafting Legal Contracts $100 - $200
View Profile
(306) 565-6500
Closed Now
1801 Hamilton St #800, Regina, SK S4P 4B4, Canada
General Services
Legal Services
10

Runyowa Law

REGINA LEGAL ASSISTANCE CIVIL LITIGATION LAW Civil litigation, in general, is the law branch that addresses disputes between private parties, including individuals, corporations, businesses, and governmental agencies. Civil litigation is a way for one side to seek justice if they feel they were wronged. Civil litigation can be used to resolve disputes such as contract violations, business… more...

REGINA LEGAL ASSISTANCE CIVIL LITIGATION LAW Civil litigation, in general, is the law branch that addresses disputes between private parties, including individuals, corporations, businesses, and governmental agencies. Civil litigation is a way for one side to seek justice if they feel they were wronged. Civil litigation can be used to resolve disputes such as contract violations, business disputes and defamation. The civil litigation process will resolve your dispute if you are sued or not. Civil litigation, unlike criminal law in which the State pursues an accused for wrongdoing committed by a party, is usually initiated via a lawsuit that was filed before the courts. The Canada Labour Board. There are many options for civil litigation, including injunctions and monetary damages. Civil litigation does not allow for imprisonment unless the case has a criminal component. RESPECTABLE SGI CLAIM & PERSONAL INSJURY LAWYER in REGINA The law on personal injury covers situations in which an individual has been injured as a result of the actions or omissions of another. The law recognizes and compensates for physical and psychological/emotional harm. In personal injury law, you can get compensation for lost income, loss of livelihood, and other expenses. Most jurisdictions in Canada have their own compensation systems for injuries sustained at work or while driving. Most provinces have workers' compensation laws that are non-fault. Employers cannot be sued by employees who are injured at work, regardless of negligence. The system guarantees that the worker who is injured at work will be paid modest benefits, as well as rehabilitation and treatment. Many provinces have no-fault auto laws that limit the amount you can get for injuries sustained in accidents. Personal injury claims for civil lawsuits are limited in certain cases, such as workplace or road-related accidents. Runyowa Law can help you if another person has injured your rights.

View Profile
(306) 206-2800
Closed Now
2010 11th Ave, Regina, SK S4P 0J3, Canada
Regina Disability Lawyers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 McDougall Gauley LLP 3.9 41 $500 (306) 757-1641 Visit
2 Gerrand Rath Johnson LLP 4.1 23 $75 (306) 522-3030 Visit
3 KMP Law 3.6 25 $200 (306) 761-6200 Visit
4 TTH Law Firm 3.7 21 $100 — Visit
5 MLT Aikins LLP 4.3 14 $50 (306) 347-8000 Visit
6 Martin Dupont LLP (Formerly Bertram Scrivens Prior Martin) 3.5 10 $150 (306) 525-2737 Visit
7 Andrews Benko 3.4 9 No Fees Unless We Win (306) 525-8136 Visit
8 Marilyn Elliott law office 3.8 8 $1,000 (306) 992-6931 Visit
9 McKercher LLP 3.4 7 $50 (306) 565-6500 Visit
10 Runyowa Law 5.0 1 — (306) 206-2800 Visit

How this Regina long-term disability calculator works

This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any CPP-D offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.

Saskatchewan rules this calculator applies

Deadline to act
Generally 2 years from discovery (The Limitations Act). Check your policy for a shorter period.
Discount rate
Future benefits are discounted at 3%, a common buyout assumption (no court-set rate).
Typical buyout range
Published lump-sum settlements land at about 50–75% of the present value of future benefits when the claim is being paid, 40–70% after benefits are cut off, and 30–60% when the claim was denied from the start. Back pay is added on top.
CPP-D offset
Most group policies reduce your LTD benefit by any CPP Disability you receive (about $1,236 a month on average in 2026).
Tax
If your employer paid any part of the premiums, monthly LTD benefits are taxable. In a lump-sum settlement of a denied claim, the back-pay portion is usually taxable and the future portion often is not, so how the settlement is split matters. Get tax advice before you sign.
Extra damages
Canadian courts can add damages for mental distress caused by a wrongful denial (Fidler v. Sun Life, 2006 SCC 30) and, rarely, punitive damages for bad faith (Whiten v. Pilot, 2002 SCC 18). These are seldom part of a settlement and are not in this estimate.

General information about Saskatchewan disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.