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Review Keywords Analysis

  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in Alabama
  4. Birmingham

Top Mortgage Brokers In Birmingham

Birmingham Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
5.0 2138 reviews
Typical service price
$75 – $150 Median of 9 priced services
Most-offered services
Loan ProcessingCustomer SupportHome Purchase AssistanceMortgage ServicesCustomer Consultation
What customers praise
recommend×15highly recommend×8attention to detail×2excellent job×2
Mortgage brokerBirmingham, AL

1

Fairway Alabama

Fairway Alabama focuses on making the home loan process smooth and straightforward, with a team known for clear communication and responsiveness. They assist clients through every step of securing a mortgage, offering guidance and support that many find reassuring during what can be a stressful time. Some customers note the process takes patience but appreciate the helpful staff throughout.

Services & Prices
First-time Home Buyer Consultation $100 - $200
Home Loan Pre-Approval $150 - $300
House Hunting Support $200 - $400
Documentation Preparation $100 - $250
View Profile
(205) 986-4220
Open 9:00 AM - 5:00 PM
2007 Eagle Ridge Dr, Birmingham, AL 35242
General Services
Home Purchase Assistance
2

The Ben Chenault & Travis Mitchell Team of MortgageBanc

Known for combining local expertise with the national resources of Fairway Independent Mortgage Corporation, this team offers a wide range of mortgage options including FHA, conventional, and refinancing programs. Clients appreciate their clear communication and smooth, efficient process, though some note the experience can feel fast-paced.

View Profile
(205) 986-4220
Open 8:00 AM - 5:00 PM
2007 Eagle Ridge Dr, Birmingham, AL 35242
3

MortgageRight

MortgageRight operates as a direct lender, aiming to speed up the home loan process by cutting out intermediaries and offering low rates with no hidden fees. They provide purchase and refinance loans along with helpful resources like guides and calculators. Some customers appreciate the initial responsiveness, though others have noted communication issues during the process.

View Profile
(205) 776-8401
Open 9:00 AM - 6:00 PM
1 Perimeter Park S Ste 230, Birmingham, AL 35243
4

Assurance Financial - Birmingham

Assurance Financial’s team is known for clear communication and quick progress throughout the mortgage process. They offer home loan services with a focus on keeping clients informed and addressing questions promptly. Customers appreciate their responsiveness and timely closings, making the experience smoother overall.

View Profile
(205) 776-8400
Open 9:00 AM - 5:00 PM
500 Office Park Dr #410, Birmingham, AL 35223
5

Classic Home Mortgage, Inc.

With over a decade of experience, Classic Home Mortgage focuses on making the mortgage process clear and manageable. The team assists with home purchases and refinancing, guiding clients from application to closing while keeping communication consistent. Customers appreciate their professionalism and helpfulness throughout each step.

View Profile
(205) 444-5866
Open 8:30 AM - 5:00 PM
2167 Rocky Ridge Rd, Birmingham, AL 35216
Where they are 10 on the map Click a pin for the profile and directions
6

McGowin-King Mortgage, LLC

Known for clear communication and responsive service, McGowin-King Mortgage, LLC helps clients navigate home loans with ease. The team offers guidance throughout the mortgage process, making it straightforward and manageable. Customers appreciate their quick responses and helpful explanations from start to finish.

Services & Prices
Home Purchase Loans $250 - $400
Refinancing Loans $300 - $500
VA Loans $200 - $350
Initial Consultation $50 - $100
View Profile
(205) 879-7775
Open 8:00 AM - 5:30 PM
2 Office Park Cir #103, Birmingham, AL 35223
General Services
Mortgage Services
7

First Federal Mortgage

About First Federal BankFirst Federal Bank, established in 1934, is a community-focused financial institution dedicated to serving the banking needs of Alabama. With a rich history spanning decades, the bank has built a reputation for reliability, integrity, and personalized customer service. First Federal Bank's mission is to provide exceptional financial products and services while fostering… more...

About First Federal BankFirst Federal Bank, established in 1934, is a community-focused financial institution dedicated to serving the banking needs of Alabama. With a rich history spanning decades, the bank has built a reputation for reliability, integrity, and personalized customer service. First Federal Bank's mission is to provide exceptional financial products and services while fostering strong relationships within the communities it serves. Their core values emphasize trust, community involvement, and a commitment to helping individuals and businesses achieve their financial goals. The bank boasts a team of experienced professionals with deep expertise in various financial sectors, ensuring clients receive knowledgeable guidance and support. What sets First Federal Bank apart is its unwavering dedication to its customers and its deep roots in the local community, offering a blend of traditional banking values with modern financial solutions.Industry ExpertiseFirst Federal Bank holds an NMLS# 410785 and is a proud member of the FDIC, ensuring that customer deposits are insured up to the maximum amount allowed by law. This affiliation underscores their commitment to financial security and stability. The bank's mortgage division, in particular, is staffed by accredited mortgage bankers and loan originators with extensive experience, many holding NMLS numbers and certifications. This expertise is further validated by their long-standing presence in the industry, with many team members having over 20-30 years of experience. They are recognized for their streamlined loan processes and commitment to helping clients achieve homeownership, backed by a strong understanding of the mortgage market and regulatory compliance.First Federal Mortgage ServicesFirst Federal Bank offers a comprehensive suite of mortgage products designed to meet diverse homeownership needs. Their services include various mortgage loan options, catering to first-time homebuyers, those looking to refinance, or individuals seeking investment properties. They specialize in providing personalized guidance throughout the loan application process, from initial consultation to closing. Key benefits to customers include competitive interest rates, flexible loan terms, and expert advice from experienced loan officers. The bank also facilitates online applications and provides resources such as calculators and educational materials to empower borrowers. Their service areas encompass the communities they serve, with a particular focus on Alabama, ensuring local market knowledge and accessibility.Unique AdvantagesFirst Federal Bank distinguishes itself through its long-standing history, having been in operation since 1934, demonstrating significant stability and experience. Many of their mortgage loan originators possess over two decades of industry experience, offering deep expertise. The bank emphasizes personalized service and community focus, setting them apart from larger, less personal financial institutions. They also highlight their commitment to education, aiming to empower clients to make informed financial decisions.

View Profile
(205) 969-3334
Open 8:00 AM - 5:00 PM
2871 Acton Rd #200, Birmingham, AL 35243
8

Integrity Mortgage Brokers, LLC

Known for making the home buying process straightforward and manageable, Integrity Mortgage Brokers, LLC offers mortgage brokerage services with clear communication and timely responses. The team helps clients stay on track with deadlines and keeps them well informed, creating a smoother experience from application to closing.

Services & Prices
First-Time Home Buyer Services $10 - $20
Mortgage Application Assistance $15 - $25
Loan Comparison Services $20 - $30
Document Review $25 - $35
View Profile
(205) 616-6756
Open 8:00 AM - 5:00 PM
3644 Vann Rd Ste 132, Birmingham, AL 35235
General Services
Mortgage Brokerage
9

Scott D McFadden | MortgageBanc Loan Officer

Known for clear communication and patient guidance, Scott D McFadden | MortgageBanc Loan Officer helps clients navigate a variety of mortgage options, including conventional, FHA, VA, and refinance loans. Customers appreciate the team’s supportive approach and thorough explanations throughout the loan process.

View Profile
(205) 903-8374
Open 8:00 AM - 6:00 PM
2007 Eagle Ridge Dr, Birmingham, AL 35242
10

Gagliano Mortgage, Inc

Known for personalized guidance through complex mortgage situations, Gagliano Mortgage offers a variety of loan options and refinancing services. The team takes time to explain each step clearly, helping clients feel supported and informed throughout the process. Some customers note the thoroughness can extend timelines, but appreciate the attention to detail.

View Profile
(205) 979-4412
Open 8:30AM - 5PM
4500 Valleydale Rd Ste F, Birmingham, AL 35242

Birmingham Mortgage Statistics

Home-purchase lending in Jefferson County and home costs in Birmingham, AL (latest HMDA and Census data)

Lenders made 7,440 home-purchase loans in Jefferson County in 2025 (average about $312,000) and denied 1,156 — 13% of decided applications, compared with 20% across Alabama, according to federal mortgage data (HMDA, CFPB). In Birmingham, the median home is worth $158,800 and 53% of owners have a mortgage, paying a median $1,377 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
7,440▼ 3%7,700 in 2024
Denial rate
13%AL 20%
Median home value
$158,800AL $209,900
Monthly cost with a mortgage
$1,377median · AL $1,433
Refinance loans made (Jefferson County, 2025)
3,910 · 2,823 in 2024
Home-improvement loans made (2025)
1,348
Average home-purchase loan
$312,000 (AL $278,000)
Owners with a mortgage
53% · 32% of them spend 30%+ of income on housing
Median household income
$46,051 (AL $63,999)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Jefferson County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

7 questions
What does a mortgage broker do?
Mortgage brokers help clients find and secure mortgage loans by comparing options from various lenders, handling paperwork, and negotiating terms.
How do I choose the best mortgage broker in Birmingham?
Consider brokers with high customer reviews, ratings, and claimed profiles. TrustAnalytica ranks brokers based on reviews, volume, and profile claims.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss your needs and potential loan options.
What questions should I ask a mortgage broker before hiring?
Ask about their fees, lender relationships, loan types offered, and the estimated timeline for loan processing.
Do I need a mortgage broker to buy a home in Alabama?
While not required, a mortgage broker can simplify the loan process and help find competitive rates.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30-45 days, depending on the complexity of the loan and documentation.
How do mortgage broker fees work?
Brokers may charge a fee or receive a commission from lenders. Fees are often a percentage of the loan amount.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Birmingham is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Birmingham are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Birmingham.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Birmingham, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Birmingham.

5

AI Search Visibility

Every mortgage broker listing in Birmingham is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.