McGowin-King Mortgage, LLC

About McGowin-King Mortgage

McGowin-King Mortgage was founded in 1998 by Birmingham natives Jim King and Travis McGowin, who collectively bring over 80 years of experience in the mortgage industry. Their founding goal was to establish a business centered on building strong relationships through integrity, trust, and community involvement. This philosophy continues to anchor every loan they broker. The company has since expanded, with Jim's son, Jimbo, joining in 2006, and Travis' son, Warner, joining in 2011. With a dedicated team of 14 originators, processors, and staff, McGowin-King Mortgage operates under the principle that exceeding customer expectations fosters lasting relationships, extending support before, during, and after the loan process. They strive to be advocates for their clients during significant financial decisions, aiming for repeat business and earning trust through hard work.

Credibility and Trust

McGowin-King Mortgage is an accredited business by the Better Business Bureau, signifying a commitment to ethical business practices and customer satisfaction. They are also recognized with the Equal Housing Opportunity logo, underscoring their dedication to fair lending. With over 80 years of combined experience between their founders and a team of 14 professionals, they offer a deep well of expertise. Their NMLS#177691 ensures compliance with national mortgage licensing standards. The company's long-standing presence since 1998 and the involvement of second-generation leadership demonstrate stability and a sustained commitment to their clients and the community.

Mortgage Services Offered

McGowin-King Mortgage specializes in a comprehensive range of mortgage services designed to meet diverse client needs. They offer assistance with Purchase and Refinance loans, catering to both new home buyers and those looking to adjust their existing mortgages. Additionally, they provide specialized loan options for Construction and Renovation projects, supporting clients through building or improving their properties. The company also facilitates Reverse Mortgages, including HECM loans, assisting seniors in leveraging their home equity. Their services are supported by resources such as a mortgage calculator for financial planning, a detailed FAQ section to address common queries, and a secure online application portal for a streamlined process. They emphasize personalized service, ensuring clients receive guidance throughout their home financing journey.

Unique Advantages

McGowin-King Mortgage distinguishes itself through its deep local roots, founded by Birmingham natives with extensive combined experience. The company prioritizes building lasting relationships over mere transactions, offering support that extends beyond the closing. They are committed to integrity, trust, and community involvement, with second-generation leadership actively involved in the business. Their NMLS#177691 and BBB accreditation further solidify their credibility.