Lawhorn & Associates Mortgage Company

About Lawhorn & Associates

Lawhorn & Associates Mortgage Company is a dedicated mortgage brokerage firm headquartered in Alabama, committed to making the homeownership journey seamless and accessible. With years of experience, the company specializes in securing the lowest mortgage rates across a diverse range of loan products, including Conventional, FHA, VA, USDA, and Reverse mortgages. Their mission is to provide clients with tailored financing solutions, ensuring they can afford the homes of their dreams. They pride themselves on transparency and expertise, guiding borrowers through every step of the mortgage process with personalized support and cutting-edge digital tools.

Industry Expertise & Trust

Lawhorn & Associates Mortgage Company operates with a strong commitment to borrower success, evidenced by their daily posting of current mortgage rates and specialization in securing the lowest 30-year and 15-year fixed rates. They are NMLS-approved (Company NMLS: 229593), providing a layer of regulatory oversight and consumer protection. Their extensive mortgage resources, including a mortgage payment calculator and step-by-step guides, empower borrowers with knowledge. They also offer private mortgage lender products through agreements with Direct Mortgage Lenders and Commercial Mortgage Lenders, ensuring a broad spectrum of financing options and competitive rates.

Mortgage Solutions Offered

The company offers a comprehensive suite of mortgage services designed to meet diverse client needs. This includes specialized programs such as FHA, VA, and USDA loans, with VA loans extending up to 100% financing for purchases or cash-out refinances. They also facilitate HomePath, Jumbo, Commercial, and Conventional loans. A key offering is their Construction-Permanent Loan program, which simplifies the process of financing land purchase, home construction, and the permanent mortgage into a single loan with one closing. Refinancing options are also extensive, including cash-out and rate-term adjustments.

Unique Advantages

Lawhorn & Associates Mortgage Company distinguishes itself through its commitment to securing the lowest rates, particularly for 30-year and 15-year fixed mortgages. They offer specialized VA loans with up to 100% financing and a unique Construction-to-Permanent loan program that consolidates multiple financing stages. Additionally, their proprietary Mobile App provides a guided, step-by-step mortgage process, directly connecting borrowers with loan officers and realtors for enhanced communication and efficiency.