How much house can you afford in Little Rock? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
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Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
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| After | Paid in total | Still owed |
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Bank of Little Rock Mortgage
5.0 · 751 reviews · Free pre-approval
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Primary Residential Mortgage, Inc.
4.7 · 226 reviews · Free pre-approval
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Wonder State Mortgage and Reverse Mortgages of Arkansas, Mortgage Broker
5.0 · 179 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Bank of Little Rock Mortgage emphasizes a personalized approach to home financing, helping clients find loan options tailored to their needs. They offer a range of services from home purchase loans to refinancing, supported by a team that guides customers through each step. Some clients note the loan transfer to a larger lender after closing.
Known for providing licensed Arkansas originators on every file, ARLoanSource offers a range of mortgage programs including USDA, VA, FHA, Conventional, Jumbo, and refinancing options. Customers appreciate the team’s thorough guidance and clear explanations throughout the process, though some note occasional last-minute timing challenges.
Wonder State Mortgage focuses on mortgage lending with an emphasis on reverse mortgages, aiming to make the loan process clear and client-centered. They assist with home purchases, refinancing, and offer educational resources to help borrowers understand their options. Customers appreciate the team's responsiveness and personalized guidance throughout the process.
Eagle Bank Mortgage offers a range of home loan services backed by a team focused on guiding clients through the mortgage process. Customers appreciate clear communication and support that can make buying a home less stressful, though some have noted occasional delays and inconsistent follow-up during busy periods. The bank combines mortgage lending with broader financial products and… more...
Eagle Bank Mortgage offers a range of home loan services backed by a team focused on guiding clients through the mortgage process. Customers appreciate clear communication and support that can make buying a home less stressful, though some have noted occasional delays and inconsistent follow-up during busy periods. The bank combines mortgage lending with broader financial products and community-oriented service.
Verity Mortgage focuses on personalized home financing solutions that simplify the mortgage process from purchase to refinancing and renovation loans. The team guides clients with clear explanations and responsive communication, helping make complex steps easier to navigate. Some clients note the fast closing times and appreciate the supportive, steady guidance throughout.
Revolution Mortgage focuses on personalized loan strategies and clear communication to guide clients smoothly from application to closing. They specialize in purchase loans for first-time buyers and new constructions, refinance options, and specialty loans for unique financial situations. Customers appreciate the team’s professionalism and support, though some note communication can occasionally… more...
Revolution Mortgage focuses on personalized loan strategies and clear communication to guide clients smoothly from application to closing. They specialize in purchase loans for first-time buyers and new constructions, refinance options, and specialty loans for unique financial situations. Customers appreciate the team’s professionalism and support, though some note communication can occasionally be inconsistent.
Guild Mortgage offers a broad range of mortgage options, including conventional, FHA, VA, and USDA loans, with programs designed for first-time buyers and refinancing needs. The team is known for clear communication and guiding clients smoothly through each step, though some may find the process takes time depending on individual circumstances.
Primary Residential Mortgage, Inc. focuses on personalized mortgage lending, offering a variety of loan options to fit different financial situations and homeownership goals. The team provides clear communication and helpful tools like a mortgage calculator to guide clients through the process. Some customers note the importance of staying proactive with follow-ups during the loan progress.
Specializing in mortgage lending with a focus on clear communication and responsiveness, Gabriel Womack’s team helps clients navigate complex home financing situations calmly and professionally. They assist with loan options and closing cost strategies, often noted for their friendly and proactive approach during stressful moments. Some clients find the process slow but appreciate the… more...
Specializing in mortgage lending with a focus on clear communication and responsiveness, Gabriel Womack’s team helps clients navigate complex home financing situations calmly and professionally. They assist with loan options and closing cost strategies, often noted for their friendly and proactive approach during stressful moments. Some clients find the process slow but appreciate the thoroughness.
Arkansas Federal Mortgage stands out for its member-owned approach, returning profits through better rates and lower fees. The team offers a full range of mortgage services, including construction and refinancing loans, with clear communication and personalized support. Customers appreciate the attentive guidance and responsiveness throughout the lending process.
Lenders made 4,951 home-purchase loans in Pulaski County in 2025 (average about $273,000) and denied 746 — 13% of decided applications, compared with 18% across Arkansas, according to federal mortgage data (HMDA, CFPB). In Little Rock, the median home is worth $236,400 and 62% of owners have a mortgage, paying a median $1,646 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Pulaski County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Bank of Little Rock Mortgage | 5.0 | 751 | — | (501) 219-9100 | Visit |
| 2 | Primary Residential Mortgage, Inc. | 4.7 | 226 | $50 | (501) 225-5626 | Visit |
| 3 | Wonder State Mortgage and Reverse Mortgages of Arkansas, Mortgage Broker | 5.0 | 179 | Quoted per loan | (501) 690-7283 | Visit |
| 4 | Steven Reynolds: Eagle Bank Mortgage | 4.9 | 111 | Quoted per loan | (501) 514-3776 | Visit |
| 5 | Rabih Aboukheir - Mortgage Loan Officer - Verity Mortgage | 5.0 | 81 | Quoted per loan | (501) 747-4657 | Visit |
| 6 | Scott Taylor Revolution Mortgage | 4.9 | 81 | Quoted per loan | (501) 529-9061 | Visit |
| 7 | Guild Mortgage - Miranda Dailey | 5.0 | 49 | Quoted per loan | (501) 499-3113 | Visit |
| 8 | Zack Lovett | Loan Officer | Primary Residential Mortgage, Inc. | 4.9 | 45 | Quoted per loan | (501) 225-5626 | Visit |
| 9 | Gabriel Womack | 5.0 | 20 | — | (501) 613-5942 | — |
| 10 | Jessica Hall, Mortgage Loan Officer | Arkansas Federal Mortgage | 4.9 | 18 | Quoted per loan | (501) 982-1000 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.