Primary Residential Mortgage, Inc.

About ARLoanSource

ARLoanSource, operating under Primary Residential Mortgage, Inc. (PRMI), is a dedicated mortgage lender serving Arkansas. Founded in 1998, PRMI has established a strong presence, with ARLoanSource focusing on providing personalized mortgage solutions within the state. They pride themselves on offering a comprehensive range of loan programs, including USDA, VA, FHA, Conventional, Jumbo, ADFA, HELOC, and Refinance options. Their mission is to handle home loans properly, ensuring borrowers receive expert guidance and the best possible financing for their specific situations. They emphasize a personalized approach, avoiding call centers and third parties to maintain direct communication and efficient service. With a commitment to transparency and borrower education, ARLoanSource aims to simplify the mortgage process for Arkansas residents.

Why Choose ARLoanSource

ARLoanSource distinguishes itself through its commitment to "Real evaluations. Not call-center guesswork." They offer same-day pre-qualification for most files and ensure that a licensed Arkansas originator handles each file from start to finish. This direct involvement guarantees that loan programs are evaluated against individual borrower circumstances, not automated scripts. Their affiliation with PRMI, a 50-state licensed lender founded in 1998, provides a robust backing and extensive experience. They emphasize full visibility into every option, allowing borrowers to make informed decisions with confidence.

ARLoanSource Services

ARLoanSource offers a wide array of mortgage programs tailored to the needs of Arkansas residents. These include USDA Rural Development loans with zero down payment for eligible properties, VA Home Loans for veterans and active-duty military offering zero down and no PMI, and FHA loans with low down payment requirements suitable for first-time homebuyers. They also provide Conventional loans with options for as little as 3% down, Jumbo financing for higher loan amounts, and ADFA Move-Up programs offering significant down-payment assistance. Additional services include HELOCs, refinancing options, FHA 203(k) renovation loans, manufactured home loans, physician loans, and HECM reverse mortgages. They serve 132 Arkansas cities and provide resources like first-time homebuyer guides and loan limit information.

Unique Advantages

ARLoanSource provides licensed Arkansas originators on every file, ensuring personalized service. They offer direct evaluation of borrower files against actual program rules, avoiding automated matching. Most pre-qualifications are returned within one business day, facilitating a quick start to the homebuying process. The company is backed by PRMI, a reputable lender with origins dating back to 1998, providing stability and extensive industry experience.