How much house can you afford in Chandler? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
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Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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Barrett Financial Group, L.L.C.
4.9 · 5297 reviews · Free pre-approval
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Geneva Financial Home Loans
5.0 · 3683 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Known for personalized guidance and fast approvals, X2 Mortgage helps homebuyers, homeowners, and investors find flexible loan options including FHA, VA, USDA, and non-QM programs. The team is praised for clear communication and responsiveness, making the mortgage process easier to navigate, especially for first-time buyers.
Barrett Financial Group specializes in comparing multiple lenders to find competitive home loan rates tailored to each client’s needs. They offer a variety of mortgage options, including FHA, VA, Jumbo, and Reverse Mortgages, guiding customers through the process with clear communication. Clients appreciate the team’s professionalism and helpfulness throughout financing.
Geneva Financial Home Loans focuses on a "Human Powered Mortgage" approach, ensuring clients have a dedicated loan officer available throughout the process, including nights and weekends. They offer a wide range of mortgage options, from conventional and government-backed loans to specialized programs for first-time buyers and professionals. Customers appreciate the personal support and… more...
Geneva Financial Home Loans focuses on a "Human Powered Mortgage" approach, ensuring clients have a dedicated loan officer available throughout the process, including nights and weekends. They offer a wide range of mortgage options, from conventional and government-backed loans to specialized programs for first-time buyers and professionals. Customers appreciate the personal support and responsiveness that help simplify complex situations.
Known for a responsive and communicative team, NEXA Mortgage Corporate helps clients navigate the mortgage process with clear updates and attentive support. They assist with securing mortgages efficiently, guiding customers through challenges along the way. Clients appreciate their professionalism and the smooth path to closing.
Guild Mortgage Company focuses on guiding clients through home loans with clear communication and personalized support. Their team assists with purchases and refinancing, often praised for responsiveness and helpful explanations. Some customers note occasional delays in payment processing but generally find the experience smooth and informative.
Fairway Independent Mortgage Corp. - FairwayArizona is known for clear communication and a smooth underwriting process that helps buyers feel supported throughout. The team offers mortgage brokerage services, including pre-approval and assistance with down payment options. While some clients appreciate their responsiveness, others have noted occasional lapses in professionalism.
Known for offering some of the lowest mortgage rates nationwide, Ramon Francis and the Legacy Lending USA team provide a range of loan options including FHA, VA, Jumbo, and new construction loans. Clients appreciate their clear communication and patient guidance, especially first-time buyers, though the process can sometimes require careful timing to meet closing deadlines.
Specializing in mortgage solutions for borrowers who may not fit traditional lending criteria, Sal Bossio Mortgage offers a range of loan options including VA, FHA, DSCR, and renovation loans. The team guides clients through a streamlined process with clear communication and personalized support, though some clients note the process can require patience due to unique loan complexities.
MyCityLender, powered by Barrett Financial Group, specializes in home financing with a focus on clear communication and responsiveness. The team offers mortgage brokerage services and is known for being personable and professional throughout the process. Customers appreciate their straightforward explanations and efforts to secure favorable deals.
Known for clear communication and a patient, responsive approach, Peter Nguyen - Cross Country Mortgage helps clients navigate the mortgage process with confidence. The team offers detailed explanations of loan options and stays in close contact throughout, making home financing more manageable for first-time buyers and small business owners alike.
Lenders made 55,262 home-purchase loans in Maricopa County in 2025 (average about $493,000) and denied 6,296 — 10% of decided applications, compared with 11% across Arizona, according to federal mortgage data (HMDA, CFPB). In Chandler, the median home is worth $507,800 and 72% of owners have a mortgage, paying a median $2,044 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Maricopa County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | X2 Mortgage | 5.0 | 167 | $25 | (480) 992-4200 | Visit |
| 2 | Barrett Financial Group, L.L.C. | 4.9 | 5297 | — | (480) 459-4500 | Visit |
| 3 | Geneva Financial Home Loans | 5.0 | 3683 | Quoted per loan | (888) 889-0009 | Visit |
| 4 | NEXA Mortgage Corporate | 4.6 | 658 | — | (602) 344-9333 | Visit |
| 5 | Guild Mortgage Company | 4.9 | 396 | Quoted per loan | (480) 939-5363 | Visit |
| 6 | Fairway Independent Mortgage Corp. - FairwayArizona | 4.9 | 316 | — | (480) 459-3035 | — |
| 7 | Ramon Francis, #RamonLoans | 5.0 | 159 | Quoted per loan | (480) 628-7341 | Visit |
| 8 | Sal Bossio - Arizona Mortgage Broker - Barrett Financial Group, LLC | 5.0 | 83 | Quoted per loan | (516) 250-1334 | Visit |
| 9 | Jay Erickson - MyCityLender - Powered by Barrett Financial Group | 5.0 | 51 | — | (480) 216-9440 | Visit |
| 10 | Peter Nguyen - Cross Country Mortgage | 5.0 | 48 | Quoted per loan | (623) 335-2809 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.