How much house can you afford in Gilbert? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
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Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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MVP FUNDING
4.9 · 1583 reviews · Free pre-approval
Get pre-approved →
Jeremy House
5.0 · 491 reviews · Free pre-approval
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Price Mortgage LLC
4.9 · 452 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
MVP Funding specializes in refinancing mortgages to help homeowners lower their monthly payments and improve cash flow. They offer a variety of loan options, including conventional, FHA, and VA loans, with a single point of contact guiding clients through the process. Customers appreciate clear communication and a straightforward approach, though experiences may vary depending on the agent.
Known for clear communication and steady support, Jeremy House’s team guides clients through every step of securing a home loan. They focus on keeping borrowers informed and on track, offering flexible scheduling and prompt responses. Customers appreciate the attentive approach, especially during what can be a stressful process.
Known for passing wholesale rates directly to clients with no underwriting, processing, or application fees, Price Mortgage offers a range of home purchase and refinance loans across 33 states. Customers appreciate the team’s clear communication and support throughout the process, though experiences with responsiveness can vary.
With over two decades of real estate and mortgage experience, Randy Bongard at Price Mortgage offers access to a broad range of loan programs, including conventional, FHA, VA, and specialized options for unique financial situations. Clients appreciate the team’s clear communication, responsiveness, and steady guidance throughout what can be a stressful process.
With over three decades of experience and a national Top 1% Mortgage Originator credential, Jeff Tisdale offers personalized mortgage solutions for a variety of needs, including first-time homebuyers and refinancing. Clients appreciate the team’s clear communication and support throughout the loan process, though some find the paperwork involved can be detailed.
Olympus Home Loans specializes in comparing mortgage options from numerous lenders to help clients find the best rates and savings. They offer a variety of loan programs, including FHA, VA, Conventional, USDA, and Jumbo loans, with a focus on a transparent, data-driven process that aims for quick closings. Customers appreciate the team’s responsiveness and personalized guidance throughout the… more...
Olympus Home Loans specializes in comparing mortgage options from numerous lenders to help clients find the best rates and savings. They offer a variety of loan programs, including FHA, VA, Conventional, USDA, and Jumbo loans, with a focus on a transparent, data-driven process that aims for quick closings. Customers appreciate the team’s responsiveness and personalized guidance throughout the home buying journey.
Focused on educating and empowering clients, Mortgages By Nikki helps simplify the home buying and refinancing process with personalized consultations and clear guidance. The team offers tools like mortgage calculators and a free home buying guide to break down complex financing details. Customers appreciate the patient, attentive approach, though the process itself can still feel challenging at… more...
Focused on educating and empowering clients, Mortgages By Nikki helps simplify the home buying and refinancing process with personalized consultations and clear guidance. The team offers tools like mortgage calculators and a free home buying guide to break down complex financing details. Customers appreciate the patient, attentive approach, though the process itself can still feel challenging at times.
Known for guiding clients smoothly through complex mortgage processes, this independent broker offers personalized loan options and quick responses. The team helps find competitive rates and stays communicative, making home buying less stressful. Some clients mention the need to shop around, but most appreciate the attentive service throughout.
With over 20 years of experience and a veteran-owned background, Desert State Mortgage offers fast pre-approvals and transparent pricing with a single loan officer guiding clients through the process. They provide a range of mortgage options, including VA, FHA, and jumbo loans, and are praised for clear communication and smooth closings.
Specializing in credit coaching and down payment assistance for first-time buyers, military, first responders, and teachers, Price Mortgage offers personalized mortgage services including FHA, VA, and jumbo loans. Clients appreciate the clear communication and smooth process, with some noting a patient, supportive approach throughout the loan experience.
Lenders made 55,262 home-purchase loans in Maricopa County in 2025 (average about $493,000) and denied 6,296 — 10% of decided applications, compared with 11% across Arizona, according to federal mortgage data (HMDA, CFPB). In Gilbert, the median home is worth $575,100 and 76% of owners have a mortgage, paying a median $2,174 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Maricopa County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | MVP FUNDING | 4.9 | 1583 | Quoted per loan | (888) 273-9579 | Visit |
| 2 | Jeremy House | 5.0 | 491 | Quoted per loan | (602) 435-2149 | Visit |
| 3 | Price Mortgage LLC | 4.9 | 452 | Quoted per loan | (480) 428-5220 | Visit |
| 4 | Randy Bongard NMLS #832622 - Price Mortgage | 5.0 | 320 | Quoted per loan | (480) 580-5626 | Visit |
| 5 | Jeff Tisdale - Licensed Mortgage Loan Officer | 5.0 | 228 | Quoted per loan | (425) 260-5893 | Visit |
| 6 | Olympus Home Loans | Gilbert | 5.0 | 156 | — | (602) 638-0079 | Visit |
| 7 | Nikki Hauser: Mortgages By Nikki | 5.0 | 93 | — | (480) 680-7669 | Visit |
| 8 | Kevin Quame - Independent Mortgage Broker with Local Home Loans | 5.0 | 80 | — | (480) 457-9552 | Visit |
| 9 | Desert State Mortgage | 5.0 | 72 | — | (888) 445-5007 | Visit |
| 10 | Price Mortgage - Mark Mazzucco Loan Officer | 5.0 | 69 | Quoted per loan | (480) 242-5914 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.