Randy Bongard NMLS #832622 - Price Mortgage

About Randy Bongard

Randy Bongard is a dedicated Sr. Loan Officer at Price Mortgage, holding NMLS #832622. He is committed to guiding clients to the most suitable loan programs tailored to their unique situations and financial objectives, all while ensuring the lowest possible costs. As a mortgage broker, Price Mortgage offers access to a wide array of loan programs, positioning Randy and his team as true mortgage advisors focused on building long-term client relationships rather than just transactional interactions. Randy brings extensive experience to the mortgage industry, having spent the first 20 years of his career in commercial real estate with major REITs. He then transitioned to the mortgage sector, spending seven years with a leading mortgage banker where he co-managed a top-producing lending office in the Valley before joining Price Mortgage.

Credentials & Expertise

With a career beginning in 1993, Randy Bongard possesses over two decades of experience in the real estate and mortgage industries. His early career in commercial real estate provided a strong foundation in market analysis and investment strategies. For seven years prior to joining Price Mortgage, he was instrumental in managing a high-performing lending office within a prominent mortgage banking firm. This extensive background equips him with deep knowledge of various loan programs and market dynamics, enabling him to offer expert advice and secure optimal financing solutions for his clients. His commitment to client success is underscored by his team's accessibility and dedication to providing clear, supportive guidance throughout the loan process.

Loan Offerings

Randy Bongard and his team at Price Mortgage specialize in a comprehensive range of home loan solutions designed to meet diverse client needs. They offer access to numerous loan programs through their broker status, including Conventional Loans, FHA Loans, VA Loans, and specialized programs like the 1.5% Down FHA DPA Program and the $0 Down VA Loan Limit. They also cater to unique situations with options such as FHA DACA Loans, All-In-One Loan Programs, High Balance Conventional Loans, and Self-Employed Loan Programs. Additionally, they provide solutions for investors with Cash Flow Investor Loans and assist with Cash Out Refinances. Their expertise extends to utilizing trust income for qualification and addressing challenges like low appraisals. For realtors and builders, they offer tailored programs and resources to facilitate transactions, including a 21-day closing guarantee on certain loans.

Unique Advantages

Randy Bongard's team distinguishes itself through a client-centric approach and extensive industry experience, dating back to 1993. They operate as mortgage brokers, granting access to a wider variety of loan programs than traditional lenders. A key differentiator is their commitment to acting as mortgage advisors, prioritizing long-term relationships over single transactions. Furthermore, they offer a 21-day closing guarantee on specific loan types, providing a significant advantage in a competitive market. Their dedication is highlighted by consistent client testimonials praising their accessibility, expertise, and supportive guidance throughout the home buying process.