Legacy Lending USA

About Legacy Lending USA

Legacy Lending USA is a full-service mortgage company based in Tempe, Arizona, dedicated to helping clients achieve their homeownership dreams. With years of experience, the company specializes in FHA Mortgages and Conventional Loans, serving Tempe and the surrounding Maricopa County. Their mission is to guide individuals through the process of buying a new home or refinancing an existing one, aiming to secure lower monthly payments and make homeownership accessible. They pride themselves on their commitment to customer service and their expertise in navigating the complexities of the mortgage market.

Credibility and Trust

Legacy Lending USA operates with established credibility, holding Company NMLS: 168482 and Company MB: 0909777. In California, they are represented as Legacy Mortgage and Investment Corporation. Their commitment to transparency is further demonstrated by their adherence to industry standards and the availability of information through www.nmlsconsumeraccess.org. They also provide resources like a privacy policy and site map, ensuring clients have access to important information regarding their services and data protection.

Mortgage Offerings

Legacy Lending USA offers a comprehensive suite of mortgage products for both home purchases and refinancing. For purchases, they provide FHA, VA, and Conventional loan programs. For those looking to refinance, their options include FHA Streamline, FHA Cash Out, VA Streamline, VA Cash Out, Conventional, and Manufactured home loan programs. They aim to tailor these offerings to the specific needs of local borrowers, whether the goal is to access equity, secure a better interest rate, or simply obtain a new, lower monthly payment.

Unique Advantages

Legacy Lending USA distinguishes itself through its specialized focus on FHA and Conventional loans in the Tempe, Arizona area. They emphasize a streamlined application process, highlighted by their "Apply Here in Two Minutes or Less!" initiative. The company also promotes an "Appraisal Promise," suggesting a commitment to a smooth and potentially cost-saving appraisal experience for their clients.