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Review Keywords Analysis

  1. United States
  2. Best Mortgage Brokers
  3. Mortgage Brokers in California
  4. Anaheim
  5. Mortgage Affordability Calculator
1 · Your income
2 · Down payment
3 · What you can afford
Step 1 of 3

Mortgage Affordability Calculator Anaheim, CA

How much house can you afford in Anaheim? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.

Updated · current rates and lending limits

Add your partner's income if you're buying together.

Car loans, credit cards, lines of credit, student loans. Not rent.

Property tax are for this state.

An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.

Top-rated mortgage brokers in Anaheim

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Carrington Mortgage Services

Carrington Mortgage Services specializes in flexible lending solutions for a wide range of borrowers, including those with credit challenges and real estate investors. The team offers personalized guidance through a dedicated Homeownership Concierge and provides extensive educational resources to support clients throughout the mortgage process. Customers appreciate the responsive communication… more...

Carrington Mortgage Services specializes in flexible lending solutions for a wide range of borrowers, including those with credit challenges and real estate investors. The team offers personalized guidance through a dedicated Homeownership Concierge and provides extensive educational resources to support clients throughout the mortgage process. Customers appreciate the responsive communication and thorough explanations, making complex steps easier to navigate.

View Profile
(877) 313-7742
Closed Now
1600 S Douglass Rd Ste 100 & 200A, Anaheim, CA 92806
2

Your Favorite Lenders

With over a decade of experience and more than $100 million funded, Your Favorite Lenders specializes in fast, customized mortgage solutions across a wide range of loan programs. The team provides clear guidance and responsive support, helping clients navigate buying, refinancing, or building with competitive rates and personalized service. Some customers note occasional challenges but appreciate… more...

With over a decade of experience and more than $100 million funded, Your Favorite Lenders specializes in fast, customized mortgage solutions across a wide range of loan programs. The team provides clear guidance and responsive support, helping clients navigate buying, refinancing, or building with competitive rates and personalized service. Some customers note occasional challenges but appreciate the team’s patience and thorough communication throughout.

Services & Prices
Conventional Loan Quoted per loan
FHA Loan Quoted per loan
VA Loan Quoted per loan
DSCR Refinance Quoted per loan
View Profile
(714) 340-0200
Closed Now
5101 E La Palma Ave Ste 206, Anaheim, CA 92807
General Services
Home Financing
3
View Profile
(800) 658-3420
Closed Now
111 S Illinois St, Anaheim, CA 92805
4

LOCK & KEY MORTGAGE

Specializing in First-Time Home Buyer Programs, Lock & Key Mortgage offers a variety of loan options including down payment assistance and refinancing solutions across California. The team is known for clear communication and personalized guidance, helping clients navigate complex processes with patience and responsiveness. Some clients note the experience can be detailed but appreciate the… more...

Specializing in First-Time Home Buyer Programs, Lock & Key Mortgage offers a variety of loan options including down payment assistance and refinancing solutions across California. The team is known for clear communication and personalized guidance, helping clients navigate complex processes with patience and responsiveness. Some clients note the experience can be detailed but appreciate the thorough support throughout.

Services & Prices
Home Purchase Loan Quoted per loan
Refinancing Quoted per loan
Jumbo Loan Quoted per loan
Loan Structuring Quoted per loan
View Profile
(714) 551-6808
Closed Now
2400 E Katella Ave Ste 800, Anaheim, CA 92806
General Services
Mortgage Services
5

Rapid One Lending LLC

Rapid One Lending LLC is known for its patient and responsive team that guides clients clearly through the mortgage process. They specialize in home equity loans and mortgage lending, with agents who take time to explain each step and answer questions thoroughly. Customers appreciate their consistent availability and supportive approach.

Services & Prices
Fixed Rate Mortgage Quoted per loan
Adjustable Rate Mortgage Quoted per loan
FHA Loan Quoted per loan
HELOC Quoted per loan
View Profile
(833) 727-4301
Closed Now
3140 E Coronado St, Anaheim, CA 92806
General Services
Mortgages
Where they are 10 on the map Click a pin for the profile and directions
6

The Home Loans Company

Known for clear communication and personal attention, The Home Loans Company guides clients through both residential and commercial loan processes. The team helps explain loan options and keeps borrowers informed from start to finish. Some customers note occasional challenges but appreciate the consistent support throughout.

View Profile
(714) 729-4663
Closed Now
1550 S Anaheim Blvd Ste D, Anaheim, CA 92805
7

Ali Shemirani at Prima Homes & Loans | Mortgage Specialist

Prima Homes & Loans specializes in flexible mortgage solutions for a wide range of clients, including first-time homebuyers, self-employed individuals, and newcomers to the U.S. The team offers services such as pre-approval, refinancing, and commercial loans, with a focus on clear communication and quick approvals. Customers appreciate their professionalism and responsiveness throughout the loan… more...

Prima Homes & Loans specializes in flexible mortgage solutions for a wide range of clients, including first-time homebuyers, self-employed individuals, and newcomers to the U.S. The team offers services such as pre-approval, refinancing, and commercial loans, with a focus on clear communication and quick approvals. Customers appreciate their professionalism and responsiveness throughout the loan process.

Services & Prices
Fixed Rate Mortgage Quoted per loan
Adjustable Rate Mortgage Quoted per loan
VA Loan Quoted per loan
Standard Pre-Approval Quoted per loan
View Profile
(818) 484-1490
Open 9:00 AM - 7:00 PM
501 N Brookhurst St #300, Anaheim, CA 92801
General Services
Home Loan
8

Rise Mortgage And Real Estate

Rise Mortgage And Real Estate is known for guiding clients through the home buying process with care and clear communication. Their team offers mortgage lending and real estate services, often praised for responsiveness and personalized support. Some clients note the timeline can be lengthy, but the overall experience is described as trustworthy and professional.

Services & Prices
Pre-Approval Quoted per loan
Rate Locking Quoted per loan
View Profile
(714) 860-4990
Closed Now
2500 E Ball Rd #100, Anaheim, CA 92806
General Services
Mortgage Services
9

US Funding Co

US Funding Co specializes in acting as a mortgage broker, comparing rates from multiple lenders to find competitive deals tailored to each client’s financial situation. They offer a wide range of loan options, including DSCR loans for investors, first-time homebuyer programs, cash-out refinances, and renovation loans. Customers appreciate the team’s clear communication and expertise, though some… more...

US Funding Co specializes in acting as a mortgage broker, comparing rates from multiple lenders to find competitive deals tailored to each client’s financial situation. They offer a wide range of loan options, including DSCR loans for investors, first-time homebuyer programs, cash-out refinances, and renovation loans. Customers appreciate the team’s clear communication and expertise, though some note that certain transactions can be complex.

Services & Prices
Bridge Loans Quoted per loan
DSCR Loans Quoted per loan
Refinancing Quoted per loan
View Profile
(562) 269-3838
Closed Now
703 N Roanne St, Anaheim, CA 92801
General Services
Loan Services
10

Mortgage Solutions and Strategies Inc

Mortgage Solutions and Strategies, Inc. offers a broad range of loan options, including FHA, VA, jumbo, and reverse mortgages, with a focus on serving Anaheim, Yorba Linda, and Orange communities. The team provides personalized guidance to help clients navigate home purchase and refinance processes, though some find the timeline can vary depending on loan complexity.

View Profile
(714) 572-0727
Closed Now
155 N Riverview Dr, Anaheim, CA 92808

Anaheim Mortgage Statistics

Home-purchase lending in Orange County and home costs in Anaheim, CA (latest HMDA and Census data)

Lenders made 16,222 home-purchase loans in Orange County in 2025 (average about $980,000) and denied 2,251 — 12% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In Anaheim, the median home is worth $831,200 and 70% of owners have a mortgage, paying a median $3,038 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
16,222▼ 2%16,522 in 2024
Denial rate
12%CA 12%
Median home value
$831,200CA $734,700
Monthly cost with a mortgage
$3,038median · CA $2,946
Refinance loans made (Orange County, 2025)
18,994 · 12,896 in 2024
Home-improvement loans made (2025)
5,251
Average home-purchase loan
$980,000 (CA $711,000)
Owners with a mortgage
70% · 40% of them spend 30%+ of income on housing
Median household income
$95,227 (CA $99,122)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Orange County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Anaheim Mortgage Brokers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Carrington Mortgage Services 4.6 1178 — (877) 313-7742 Visit
2 Your Favorite Lenders 4.9 220 Quoted per loan (714) 340-0200 Visit
3 Anaheim Professional Services-Albayati Realty & Mortgage Group 4.9 167 — (800) 658-3420 Visit
4 LOCK & KEY MORTGAGE 5.0 61 Quoted per loan (714) 551-6808 Visit
5 Rapid One Lending LLC 5.0 42 Quoted per loan (833) 727-4301 Visit
6 The Home Loans Company 5.0 26 — (714) 729-4663 Visit
7 Ali Shemirani at Prima Homes & Loans | Mortgage Specialist 5.0 21 Quoted per loan (818) 484-1490 Visit
8 Rise Mortgage And Real Estate 5.0 21 Quoted per loan (714) 860-4990 Visit
9 US Funding Co 5.0 16 Quoted per loan (562) 269-3838 Visit
10 Mortgage Solutions and Strategies Inc 5.0 11 — (714) 572-0727 Visit

How this Anaheim mortgage affordability calculator works

Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.

California rules and numbers this calculator uses

Debt-to-income
31% for housing and 43% total, the FHA standard and the long-time Qualified Mortgage limit. Some conventional loans go higher with strong credit and savings.
Down payment
At least 3% on a conventional first-time buyer loan (3.5% on FHA). Under 20% down, private mortgage insurance of about 0.6% of the loan a year is added to the payment.
Property tax
About 0.69% of the home's value a year, the California average for owner-occupied homes (2024 Census ACS).
Insurance
Homeowners insurance assumed at $150 a month; it varies a lot by home and location.
Rate
Starts at 7.40% (Freddie Mac 30-year average, October 2026). Change it to the rate you have been quoted.

An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.

Frequently asked questions

9 questions
How does the Anaheim mortgage affordability calculator work?
It estimates the highest home price you qualify for using income, debts, down payment, interest rate, and more. It calculates mortgage, payments, PMI, and taxes.
How accurate is the Anaheim mortgage affordability estimate?
The estimate is a guideline. Actual affordability depends on verified income, debts, credit, and down payment during pre-approval.
What is the debt-to-income ratio for California mortgages?
Lenders cap housing costs at 31% and total debts at 43% of gross monthly income. Some loans allow more with strong credit.
What is the minimum down payment for Anaheim home buyers?
First-time buyers need at least 3% down for conventional loans and 3.5% for FHA loans. VA loans may allow 0% down for eligible buyers.
How do interest rates affect mortgage affordability?
Higher rates increase monthly payments, reducing the amount you can borrow. Rates start at 7.40% in this calculator.
How do debts impact how much I can borrow in Anaheim?
Higher monthly debts reduce the amount you can borrow, as lenders cap total debt payments at 43% of gross monthly income.
What is the property tax rate in California?
California's property tax is about 0.69% of the home's value per year, based on the 2024 average for owner-occupied homes.
What's the difference between pre-approval and pre-qualification?
Pre-approval involves verifying income, debts, and credit, while pre-qualification is an initial estimate without verification.
What does a mortgage broker do?
A mortgage broker helps find and negotiate mortgage terms with lenders, but this page lists brokers without recommending specific services.

General information, not financial advice — consult a qualified professional.