Ali Shemirani at Prima Homes & Loans | Mortgage Specialist

About Prima Funding

Prima Funding, Inc. is a mortgage brokerage firm dedicated to helping individuals and businesses secure the financing they need for homeownership and other financial goals. With a mission to provide personalized and accessible lending solutions, they cater to a diverse clientele, including first-time homebuyers, self-employed individuals, and those new to the United States. Their core values emphasize client-centric service, transparency, and a commitment to finding the best possible loan options. While the exact years in operation are not specified, their expertise in the mortgage market and dedication to client success are evident. They differentiate themselves by offering flexible solutions and a streamlined process, ensuring clients receive the support and financing tailored to their unique circumstances.

Credibility and Expertise

Prima Funding, Inc. operates with a strong emphasis on trust and reliability. They are recognized as an equal housing lender, adhering to fair lending practices. While specific certifications and awards are not detailed, their NMLS# 1885059 indicates compliance with national mortgage licensing standards. The company highlights a high recommendation rate of 98% from clients, underscoring their commitment to customer satisfaction. Their expertise is further demonstrated by their ability to assist clients with challenging financial situations, such as those without traditional income verification. They aim to provide peace of mind through a transparent and supportive lending process.

Mortgage Solutions Offered

Prima Funding, Inc. offers a comprehensive suite of mortgage and loan products designed to meet a wide range of client needs. This includes services for mortgage pre-approval, first-time homebuyers, mortgage renewals, refinancing, and loans for self-employed individuals. They also specialize in assisting newcomers to the United States, debt consolidation, home renovations, and credit improvement. For commercial needs, they offer commercial mortgages and reverse mortgages. Their loan options comparison covers conventional, conforming, non-conforming, adjustable-rate (ARM), balloon, cash-out refinancing, FHA, fixed-rate, home loan guarantee, investment properties, jumbo, rehab FHA 203k, USDA, and VA home loans. They focus on finding flexible solutions, even for those without tax returns or W2s.

Unique Lending Advantages

Prima Funding, Inc. distinguishes itself through several key advantages. They emphasize fast lending approvals, often within 24 hours, and offer competitive low rates with industry-low fees. A significant differentiator is their ability to secure funding for clients regardless of credit score, income, or time in business, including options for those without traditional income verification. They also provide flexible repayment terms ranging from 3 months to 2 years, making their solutions accessible to a broader range of clients.