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Review Keywords Analysis

  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in California
  4. Bakersfield

Top Mortgage Brokers In Bakersfield

Bakersfield Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
5.0 2098 reviews
Typical service price
$300 – $500 Median of 15 priced services
Most-offered services
Mortgage ServicesCustomer SupportHome Loan ServicesMortgage ConsultationHome Buying Process Guidance
What customers praise
recommend×15highly recommend×13highly recommended×3recommended×3
Mortgage brokerBakersfield, CA

1

Gem Mortgage

Gem Mortgage is known for its personalized approach and expertise in navigating complex home loan processes. The team helps clients secure mortgages efficiently, often guiding them through challenging situations with care and professionalism. Customers appreciate their responsiveness, though experiences may vary depending on the agent assigned.

View Profile
(661) 328-1600
Open 8:30 AM - 5:30 PM
1200 Discovery Dr Ste 300, Bakersfield, CA 93309
2

Signature Home Lending

Signature Home Lending focuses on making the mortgage process smooth and stress-free, with a team that takes time to clearly explain each step. They offer personalized mortgage brokerage services and are appreciated for their approachable, helpful communication throughout the loan experience.

View Profile
(661) 664-2780
Open 8:30 AM - 5:30 PM
4200 Truxtun Ave, Bakersfield, CA 93309
3

NEW/GEN HOME LENDING

With over 20 years of experience, New Gen Home Lending specializes in personalized mortgage solutions for home purchases, refinancing, and cash-out options. Their team guides clients through various loan types, including FHA, VA, and jumbo loans, with clear communication and patient support. Some customers note the team’s high availability, even outside typical hours.

Services & Prices
First-Time Homebuyer Assistance $0 - $0
Loan Processing $300 - $500
Pre-Approval Consultation $0 - $100
Credit Analysis $100 - $150
View Profile
(661) 203-8792
Open 10:00 AM - 2:00 PM
3434 Truxtun Ave #155, Bakersfield, CA 93301
General Services
Home Loan Services
4

The Mortgage House

The Mortgage House is known for its responsive and patient approach to guiding clients through home buying and refinancing, often without needing a realtor. The team helps clarify every step of the lending process and stays available to answer questions, making what can be a stressful experience feel manageable and efficient. Some customers note occasional complexities but appreciate the… more...

The Mortgage House is known for its responsive and patient approach to guiding clients through home buying and refinancing, often without needing a realtor. The team helps clarify every step of the lending process and stays available to answer questions, making what can be a stressful experience feel manageable and efficient. Some customers note occasional complexities but appreciate the consistent communication and support throughout.

Services & Prices
Home Purchase Loans $2000 - $4000
Refinance Loans $2000 - $4000
FHA Loans $2000 - $4000
Loan Consultation $50 - $150
View Profile
(661) 328-9300
Open 8:00 AM - 5:00 PM
8500 Stockdale Hwy #150, Bakersfield, CA 93311
General Services
Mortgage Services
5

Buena Vista Mortgage, Veronica Y. Morales, Loan Officer

With over 20 years of experience and recognition in the mortgage industry, Buena Vista Mortgage offers personalized guidance through home loan applications and investment property financing. The team is known for clear communication and patient support, helping clients feel confident throughout the process, even when timelines extend beyond expectations.

Services & Prices
Home Loan Consultation $100 - $200
Loan Processing $500 - $1000
Pre-Approval Services $50 - $150
Buyer Representation $1000 - $3000
View Profile
(661) 333-6996
Open 00:00 - 23:59
9100 Ming Ave Ste 107, Bakersfield, CA 93311
General Services
Mortgage Services
Where they are 10 on the map Click a pin for the profile and directions
6

Agape Mortgage

Agape Mortgage focuses on guiding first-time homebuyers through the mortgage process with clear communication and patient support. The team offers personalized mortgage advice and helps clients explore their best financing options. Customers appreciate the approachable, family-like atmosphere, though availability can vary during busy periods.

View Profile
(661) 496-9311
Open 8:30 AM - 5:00 PM
5001 California Ave Suite 200, Bakersfield, CA 93309
7

Dream House Lending

Dream House Lending specializes in mortgage solutions tailored for first-time buyers, self-employed individuals, and veterans, offering a range of loan programs including FHA, VA, and conventional options. Clients appreciate the team’s clear communication and responsiveness, which help ease the loan process from pre-approval to closing. Some find scheduling flexibility important, and the team… more...

Dream House Lending specializes in mortgage solutions tailored for first-time buyers, self-employed individuals, and veterans, offering a range of loan programs including FHA, VA, and conventional options. Clients appreciate the team’s clear communication and responsiveness, which help ease the loan process from pre-approval to closing. Some find scheduling flexibility important, and the team strives to accommodate busy clients.

View Profile
(310) 415-1359
Open 9:00 AM - 5:00 PM
5301 Office Park Dr #200, Bakersfield, CA 93309
8

Accelerated Lending Group

Known for offering a wide range of mortgage options—including FHA, VA, ITIN, and Private Money loans—Accelerated Lending Group focuses on clear, transparent steps to help clients through home purchases and refinancing. Their team provides personalized guidance and fast responses, though some outside factors can affect the overall smoothness of the process.

Services & Prices
Home Buying $3000 - $5000
Home Selling $2000 - $5000
Duplex Purchase Assistance $1500 - $3000
Mortgage Services $1000 - $2000
View Profile
(661) 489-5363
Closed Now
5330 Office Centre Ct Ste. 58, Bakersfield, CA 93309
General Services
Real Estate Transactions
9

Creative Realty Mortgage Inc

Creative Realty Mortgage Inc is known for clear communication and keeping clients informed throughout the refinancing or home-buying process. The team offers mortgage brokerage services with a focus on making complex steps easier to understand, often providing detailed explanations and timely updates. Customers appreciate their responsiveness, though some note the process can still feel… more...

Creative Realty Mortgage Inc is known for clear communication and keeping clients informed throughout the refinancing or home-buying process. The team offers mortgage brokerage services with a focus on making complex steps easier to understand, often providing detailed explanations and timely updates. Customers appreciate their responsiveness, though some note the process can still feel overwhelming at times.

Services & Prices
Home Loan Consultation $50 - $100
Refinancing Assistance $200 - $400
Pre-Approval Services $100 - $200
Buyer Representation $1000 - $2000
View Profile
(661) 327-7041
Open 8:00 AM - 5:00 PM
4939 Calloway Dr Ste 101, Bakersfield, CA 93312
General Services
Mortgage Services
10

Jeffrey Aguilera NMLS 843663

Gold Standard Mortgage specializes in offering a wide range of loan products, including FHA, VA, construction, and down payment assistance programs, tailored to diverse client needs. The team uses technology to simplify the application process and provides clear guidance, which clients appreciate, especially when navigating complex paperwork.

View Profile
(661) 578-9259
Open 9:00 AM - 6:00 PM
1100 Mohawk St #170, Bakersfield, CA 93309

Bakersfield Mortgage Statistics

Home-purchase lending in Kern County and home costs in Bakersfield, CA (latest HMDA and Census data)

Lenders made 8,417 home-purchase loans in Kern County in 2025 (average about $344,000) and denied 1,141 — 12% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In Bakersfield, the median home is worth $371,700 and 72% of owners have a mortgage, paying a median $2,107 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
8,417▲ 1%8,298 in 2024
Denial rate
12%CA 12%
Median home value
$371,700CA $734,700
Monthly cost with a mortgage
$2,107median · CA $2,946
Refinance loans made (Kern County, 2025)
3,972 · 3,203 in 2024
Home-improvement loans made (2025)
911
Average home-purchase loan
$344,000 (CA $711,000)
Owners with a mortgage
72% · 34% of them spend 30%+ of income on housing
Median household income
$80,540 (CA $99,122)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Kern County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Bakersfield Mortgage Brokers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Gem Mortgage 5.0 1277 — (661) 328-1600 Visit
2 Signature Home Lending 4.9 342 — (661) 664-2780 Visit
3 NEW/GEN HOME LENDING 4.9 139 $50 (661) 203-8792 Visit
4 The Mortgage House 4.9 77 $50 (661) 328-9300 Visit
5 Buena Vista Mortgage, Veronica Y. Morales, Loan Officer 4.9 68 $50 (661) 333-6996 Visit
6 Agape Mortgage 5.0 62 — (661) 496-9311 Visit
7 Dream House Lending 4.9 62 — (310) 415-1359 Visit
8 Accelerated Lending Group 5.0 33 $50 (661) 489-5363 Visit
9 Creative Realty Mortgage Inc 5.0 28 $25 (661) 327-7041 Visit
10 Jeffrey Aguilera NMLS 843663 5.0 10 — (661) 578-9259 Visit

Frequently asked questions

8 questions
What does a mortgage broker do?
Mortgage brokers connect borrowers with lenders, helping find the best loan options and rates. They handle paperwork and negotiations, simplifying the mortgage process.
How do I choose the best mortgage broker in Bakersfield?
Consider customer reviews, ratings, and if the broker has claimed their profile. TrustAnalytica ranks brokers based on these factors for transparency and reliability.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss your needs and options before committing to their services.
What questions should I ask a mortgage broker?
Ask about their experience, fees, available loan options, and how they can help secure the best rates. Inquire about the timeline and any potential roadblocks.
Do I need a mortgage broker in California?
While not required, a mortgage broker can simplify the loan process, offer access to multiple lenders, and potentially secure better rates.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30 to 45 days, but this can vary based on the lender and complexity of the loan.
How do mortgage broker fees work in Bakersfield?
Mortgage brokers usually earn a commission from lenders, typically 1% to 2% of the loan amount. Some may charge additional fees; always clarify upfront.
What services do mortgage brokers in Bakersfield offer?
They offer loan comparisons, rate negotiations, application assistance, and guidance through the mortgage process, ensuring a smoother experience for borrowers.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Bakersfield is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Bakersfield are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Bakersfield.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Bakersfield, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Bakersfield.

5

AI Search Visibility

Every mortgage broker listing in Bakersfield is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.