NEW/GEN HOME LENDING

About New Gen Home Lending

New Gen Home Lending is dedicated to assisting individuals in their homeownership journey, whether it involves purchasing a new home, refinancing an existing mortgage, or leveraging home equity. With over 20 years of experience, the company emphasizes providing personalized service, expert knowledge, and tangible results to help clients secure their ideal mortgage. They understand the significance of this major life investment and are committed to guiding clients through the process. Their mission is to make the home-buying experience positive and successful, helping clients write their unique home story.

Credentials & Expertise

New Gen Home Lending operates as an Equal Opportunity Mortgage Broker under the California Department of Real Estate, holding Corporate Office Lic. 02172264 and NMLS Lic. 2386874. While specific awards or certifications are not detailed, their extensive experience of over 20 years in the industry signifies a deep understanding of the mortgage market. They highlight their access to a wide array of programs and lenders, positioning themselves as trusted advisors who guide clients toward the best solutions for their individual needs. Their commitment to client success is a key trust signal.

Offerings

New Gen Home Lending offers a comprehensive suite of mortgage services, including options for home purchases, refinancing, and cash-out options. They specialize in various loan types such as Conventional, FHA, VA, Jumbo, Condo, private loans, and Reverse Mortgages. For refinances, they assist with reducing monthly payments, consolidating debt, or accessing home equity. They also facilitate FHA to conventional loan refinances to eliminate private mortgage insurance. Additionally, they provide guidance on loan options like 30-year fixed mortgages and Adjustable Rate Mortgages (ARMs), catering to diverse client needs and financial goals.

Unique Advantages

New Gen Home Lending distinguishes itself through its extensive experience of over 20 years in the mortgage industry. They emphasize providing personalized service with a dedicated loan officer who actively advocates for the client's best interests. Their ability to access a wide range of programs and lenders allows them to offer truly customizable solutions and competitive interest rates, ensuring clients are matched with the most suitable options. They also highlight their role as a local Mortgage Broker, actively performing rate shopping across multiple lenders for their clients.