Countywide Mortgage Lending

About Countywide Mortgage

Countywide Mortgage Lending, a division of Golden Empire Mortgage (GEM), has been a respected lender in the mortgage industry for nearly 30 years, serving homebuyers in Escondido, California, and the greater San Diego area. Their core belief is that every customer deserves access to credit, reflected in their motto, “our customers are our business.” They prioritize integrity, knowledge, and personalized service, leveraging cutting-edge technology and competitive rates to help clients achieve their homeownership aspirations. The Escondido branch is located at 100 South Escondido Blvd, Escondido, CA 92025.

Industry Expertise

With nearly three decades of experience, Countywide Mortgage Lending has established itself as a trusted name in the mortgage industry. They are a proud division of Golden Empire Mortgage (GEM), holding NMLS# 1104585 for their Escondido branch. Their team comprises experienced Loan Processors, Loan Officers, and Branch Managers, including Grant Behic (Branch Manager, NMLS# 275472) and Robert Behic (Loan Production Manager, NMLS# 275472), who bring extensive knowledge and a commitment to client success. Their dedication to integrity and personalized service ensures clients receive expert guidance throughout the home buying process.

Offerings

Countywide Mortgage Lending offers a comprehensive suite of loan programs designed to fit diverse homeownership dreams. These include Home Equity Lines of Credit (HELOCs) for accessing home equity, Investment Property Loans for rental properties, Second Home Loans for vacation properties, Construction Loans for new builds, and Renovation Loans for home improvements. They also specialize in government-backed and specialized loans such as USDA Loans (zero down payment for eligible rural buyers), VA Loans (for veterans), FHA Loans (low down payment), Jumbo Loans (for higher-priced homes), Conventional Loans (flexible terms), Adjustable Rate Mortgages (ARMs), and Fixed Rate Mortgages (long-term stability). Their loan process is clearly outlined in four steps: pre-approval, finding a home, submitting the loan application, and underwriting.

Unique Advantages

Countywide Mortgage Lending distinguishes itself through nearly 30 years of industry experience and a strong commitment to customer service, encapsulated by their motto, “our customers are our business.” They offer a wide array of specialized loan programs, including options for veterans, rural buyers, and those seeking renovation financing. Their team's expertise, combined with competitive rates and cutting-edge technology, ensures a smooth and personalized home-buying journey for every client.