PACIFIC BAY LENDING GROUP

About Pacific Bay Lending

Pacific Bay Lending Group is a mortgage lending platform established in 1992, dedicated to supporting mortgage brokers with flexible loan solutions, competitive pricing, and dependable service. They offer a wide range of QM and Non-QM programs, aiming to help brokers close more loans efficiently. The company emphasizes speed, coverage, and support, providing direct assistance to brokers throughout the loan process. Their mission is to be a reliable lending partner that empowers brokers to grow their business by offering accessible and diverse mortgage products.

Credentials & Trust

Pacific Bay Lending Group holds NMLS #192103, ensuring compliance and licensing credibility. They have decades of lending experience, operating since 1992. The company boasts 5-star client reviews, indicating a strong track record of customer satisfaction. They are licensed in 31 states, providing broad operational reach. Their commitment to service is reflected in fast broker support response times, aiming to resolve queries and scenarios quickly.

Offerings

Pacific Bay Lending Group provides a comprehensive suite of mortgage programs, including Conventional, Government (FHA, VA, USDA), Non-QM, and 2nd Lien options. They specialize in flexible income documentation, such as Alt Doc and Bank Statement loans, catering to self-employed borrowers. The company offers fast approvals, dependable closings, competitive pricing, and flexible guidelines. Their services are designed to meet diverse borrower needs and support brokers in serving a wider market.

Unique Advantages

Pacific Bay Lending Group has been in operation since 1992, offering decades of lending experience. They are licensed in 31 states, providing extensive market coverage. The company offers flexible Alt Doc and Bank Statement loan options for self-employed borrowers. They also provide direct broker support and emphasize fast turn times for disclosures, underwriting, and funding.