×

Review Keywords Analysis

  1. United States
  2. Best Mortgage Brokers
  3. Mortgage Brokers in California
  4. Glendale
  5. Mortgage Affordability Calculator
1 · Your income
2 · Down payment
3 · What you can afford
Step 1 of 3

Mortgage Affordability Calculator Glendale, CA

How much house can you afford in Glendale? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.

Updated · current rates and lending limits

Add your partner's income if you're buying together.

Car loans, credit cards, lines of credit, student loans. Not rent.

Property tax are for this state.

An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.

Top-rated mortgage brokers in Glendale

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Go Direct Lenders, LLC

Known for its expertise with VA loans, Go Direct Lenders offers a range of mortgage options including FHA, conventional, refinancing, and commercial loans. The team is praised for clear communication and a smooth, mostly digital process that helps veterans and other clients navigate home financing with ease. Some customers note occasional wait times but appreciate the professional support… more...

Known for its expertise with VA loans, Go Direct Lenders offers a range of mortgage options including FHA, conventional, refinancing, and commercial loans. The team is praised for clear communication and a smooth, mostly digital process that helps veterans and other clients navigate home financing with ease. Some customers note occasional wait times but appreciate the professional support throughout.

Services & Prices
Mortgage Rate Lock Quoted per loan
View Profile
(888) 970-3098
Closed Now
655 N Central Ave #1736A, Glendale, CA 91203
General Services
Mortgage Services
2

Envoy Mortgage - Glendale, CA

Envoy Mortgage offers a wide range of loan programs, including VA loans and refinancing options, designed to support diverse homebuying needs. Customers appreciate the team’s clear communication and responsiveness, often noting how well they guide clients through each step of the mortgage process. Some find the process challenging but manageable with their support.

View Profile
(818) 858-0563
Closed Now
655 N Central Ave 17th Fl, Glendale, CA 91203
3

Patrick Akopians, Mortgage Broker

Licensed Mortgage Broker Patrick Akopians specializes in home purchase loans and refinancing, offering fast, personalized quotes and competitive rates. The team provides a mostly online process with tools like mortgage calculators and rate comparisons, helping clients navigate loan options smoothly. Customers appreciate clear communication and responsiveness throughout the process.

Services & Prices
Loan Analysis Quoted per loan
Loan Closing Services Quoted per loan
View Profile
(818) 809-6110
Closed Now
722 W Wilson Ave, Glendale, CA 91203
General Services
Mortgage Services
4

Property Lending Group

Property Lending Group focuses on guiding clients through the mortgage process with clear communication and attentive support. The team offers mortgage brokerage services and is appreciated for making what can be a complex experience feel manageable and straightforward. Customers note their responsiveness and professionalism throughout each step.

View Profile
(818) 751-4301
Closed Now
101 N Brand Blvd, Glendale, CA 91203
5

MBE Capital Lending, Inc.

MBE Capital Lending, Inc. partners with top mortgage lenders to offer a broad range of loan options, including conforming, jumbo, FHA, VA, and Non-QM loans. Clients appreciate the team’s clear communication, responsiveness, and dedication, which help make the mortgage process smoother and less stressful.

Services & Prices
Purchase Financing Quoted per loan
Refinancing Quoted per loan
Investment Property Financing Quoted per loan
View Profile
(818) 245-5555
Closed Now
1132 N Brand Blvd, Glendale, CA 91202
General Services
Home Financing
Where they are 10 on the map Click a pin for the profile and directions
6

Atlas Lending

With over a decade of lending experience, Atlas Lending focuses on fast closings and clear communication throughout the mortgage process. They offer a range of loan options including Conventional, FHA, Refinancing, Non-QM, and Jumbo loans. Customers appreciate the team’s responsiveness and problem-solving approach, though some note the process can be detailed.

Services & Prices
Home Loan Application Quoted per loan
Mortgage Pre-Approval Quoted per loan
Investment Property Loans Quoted per loan
Conventional Loans Quoted per loan
View Profile
(818) 396-5095
Open 8:00 AM - 7:00 PM
600 N Brand Blvd Ste 630, Glendale, CA 91203
General Services
Mortgage Services
7

Hillcrest Lending Inc.

Specializing in fast, flexible real estate financing, Hillcrest Lending often approves loans within 48 hours and closes deals quickly. They offer a variety of loan programs, including Hard Money, Stated Income, DSCR, and Construction loans, serving both borrowers and investors in California. Customers appreciate their clear communication and smooth process throughout.

Services & Prices
Home Purchase Loans Quoted per loan
Home Refinance Loans Quoted per loan
Loan Approval Assistance Quoted per loan
View Profile
(818) 600-9813
Closed Now
801 N Brand Blvd Ste 250, Glendale, CA 91203
General Services
Mortgage Services
8

Nexus Mortgage Group

Known for transparent support and access to multiple lenders, Nexus Mortgage Group helps clients navigate home financing with clear guidance and personalized mortgage strategies. They assist with first-time purchases, refinancing, and home upgrades, and customers appreciate their responsiveness and thorough explanations throughout the process. Occasionally, delays occur due to factors outside… more...

Known for transparent support and access to multiple lenders, Nexus Mortgage Group helps clients navigate home financing with clear guidance and personalized mortgage strategies. They assist with first-time purchases, refinancing, and home upgrades, and customers appreciate their responsiveness and thorough explanations throughout the process. Occasionally, delays occur due to factors outside their control.

Services & Prices
Loan Approval Quoted per loan
Pre-Approval Quoted per loan
Home Loan Funding Quoted per loan
View Profile
(818) 937-0078
Open 00:00 - 23:59
535 N Brand Blvd Ste 910, Glendale, CA 91203
General Services
Mortgage Services
9

Arin Navasartian

Licensed across multiple states, this mortgage broker focuses on clear communication and tailored lending advice. The team offers a range of loan programs and tools to guide clients through home financing, with responsiveness and persistence frequently noted by customers. Some find the process demanding but appreciate the support throughout.

Services & Prices
Conventional Loan Quoted per loan
FHA Loan Quoted per loan
VA Loan Quoted per loan
Mortgage Refinancing Quoted per loan
View Profile
(818) 720-8817
Closed Now
101 N Brand Blvd #1710, Glendale, CA 91203
General Services
Home Purchase Financing
10

Rate Hero

Specializing in mortgage solutions for self-employed borrowers and real estate investors, Rate Hero offers programs that bypass traditional income verification, including DSCR and Non-QM loans. The team is known for clear communication and a fast closing process, though some clients note the detailed guidance requires patience to fully understand.

Services & Prices
Refinancing Quoted per loan
DSCR Loan Programs Quoted per loan
Investment Property Loans Quoted per loan
Bridge Loans Quoted per loan
View Profile
(818) 208-6801
Open 00:00 - 23:59
5930 San Fernando Rd, Glendale, CA 91202
General Services
Mortgage Services

Glendale Mortgage Statistics

Home-purchase lending in Los Angeles County and home costs in Glendale, CA (latest HMDA and Census data)

Lenders made 42,509 home-purchase loans in Los Angeles County in 2025 (average about $923,000) and denied 6,267 — 13% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In Glendale, the median home is worth $1,102,300 and 71% of owners have a mortgage, paying a median $3,756 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
42,509▼ 1%43,093 in 2024
Denial rate
13%CA 12%
Median home value
$1,102,300CA $734,700
Monthly cost with a mortgage
$3,756median · CA $2,946
Refinance loans made (Los Angeles County, 2025)
42,471 · 30,893 in 2024
Home-improvement loans made (2025)
10,516
Average home-purchase loan
$923,000 (CA $711,000)
Owners with a mortgage
71% · 43% of them spend 30%+ of income on housing
Median household income
$88,393 (CA $99,122)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Los Angeles County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Glendale Mortgage Brokers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Go Direct Lenders, LLC 5.0 195 Quoted per loan (888) 970-3098 Visit
2 Envoy Mortgage - Glendale, CA 5.0 46 — (818) 858-0563 Visit
3 Patrick Akopians, Mortgage Broker 5.0 30 Quoted per loan (818) 809-6110 Visit
4 Property Lending Group 5.0 30 — (818) 751-4301 Visit
5 MBE Capital Lending, Inc. 5.0 29 Quoted per loan (818) 245-5555 Visit
6 Atlas Lending 5.0 25 Quoted per loan (818) 396-5095 Visit
7 Hillcrest Lending Inc. 5.0 25 Quoted per loan (818) 600-9813 Visit
8 Nexus Mortgage Group 5.0 19 Quoted per loan (818) 937-0078 Visit
9 Arin Navasartian 5.0 19 Quoted per loan (818) 720-8817 Visit
10 Rate Hero 5.0 9 Quoted per loan (818) 208-6801 Visit

How this Glendale mortgage affordability calculator works

Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.

California rules and numbers this calculator uses

Debt-to-income
31% for housing and 43% total, the FHA standard and the long-time Qualified Mortgage limit. Some conventional loans go higher with strong credit and savings.
Down payment
At least 3% on a conventional first-time buyer loan (3.5% on FHA). Under 20% down, private mortgage insurance of about 0.6% of the loan a year is added to the payment.
Property tax
About 0.69% of the home's value a year, the California average for owner-occupied homes (2024 Census ACS).
Insurance
Homeowners insurance assumed at $150 a month; it varies a lot by home and location.
Rate
Starts at 7.40% (Freddie Mac 30-year average, October 2026). Change it to the rate you have been quoted.

An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.

Frequently asked questions

10 questions
How does the mortgage affordability calculator work?
It estimates the highest home price you can qualify for based on income, debts, down payment, interest rate, and first-time buyer status.
How accurate is the calculator's estimate?
The estimate is a guide; pre-approval confirms it by verifying income, debts, credit, and down payment with a lender.
What is the debt-to-income ratio for mortgages?
Lenders typically cap housing costs at 31% of gross income and total debt payments at 43%.
What's the minimum down payment for a mortgage in California?
First-time buyers need at least 3% for conventional loans and 3.5% for FHA loans; VA and USDA loans may allow 0% down.
How does PMI affect my mortgage?
With less than 20% down, PMI adds about 0.6% of the loan annually; it can usually be removed when the loan balance is below 80% of the home's value.
How do interest rates impact what I can afford?
Higher rates increase monthly payments, reducing the maximum home price you can qualify for.
How do debts affect my mortgage qualification?
Higher monthly debts reduce the amount you can borrow, as lenders consider total debt payments in the 43% cap.
What is the property tax rate in California?
The average property tax rate is about 0.69% of the home's value annually.
What's the difference between pre-approval and pre-qualification?
Pre-approval involves lender verification of financial details; pre-qualification is an initial estimate without verification.
What does a mortgage broker do?
A mortgage broker connects borrowers with lenders, helping find loan options that fit the borrower's needs.

General information, not financial advice — consult a qualified professional.