Hillcrest Lending Inc.

About Hillcrest Lending

Hillcrest Lending is a California-based private lending company that specializes in providing fast and flexible real estate financing solutions. Established in 2015, the company has funded over $500 million in loans and closed more than 2,000 loans. Hillcrest Lending focuses on qualifying properties rather than relying solely on borrower paperwork, offering a streamlined process for borrowers and investors alike. Their mission is to provide efficient and accessible lending options for various real estate needs, from residential purchases to commercial investments. They pride themselves on their expertise in the California real estate market and their commitment to client satisfaction.

Why Choose Hillcrest

Hillcrest Lending distinguishes itself through its rapid funding times, often approving loans within 48 hours and closing within days. They offer a high client retention rate, with 95% of their business coming from repeat and referral clients, underscoring their reliability and customer trust. The company is licensed by the California Department of Real Estate (DRE #02114219) and registered with NMLS (#1964616), adhering to industry standards and regulations. They provide clear communication and support throughout the loan process, ensuring a smooth experience for all parties involved.

Hillcrest Lending Offers

Hillcrest Lending provides a comprehensive suite of loan programs tailored to diverse real estate needs. These include Hard Money loans for time-sensitive deals, Stated Income loans that qualify based on bank statements, and DSCR (Debt Service Coverage Ratio) loans for rental properties. They also offer Conventional loans with competitive rates, as well as specialty loans such as Construction, Fix & Flip, Bridge, Distressed property financing, Probate loans, and Equity Cash-Out options. Loan amounts range from $50,000 to $10 million, serving both borrowers and investors across California.

Unique Advantages

Hillcrest Lending offers funding in as little as 48 hours, significantly faster than traditional lenders. They specialize in stated-income loans, making financing accessible for self-employed individuals and business owners. The company has a strong track record, having funded over $500 million since 2015. They also provide investment opportunities for individuals seeking returns through real estate-secured trust deeds.