New American Funding - Huntington Beach, CA

About New American Funding

New American Funding, a prominent mortgage lender, is dedicated to assisting individuals in achieving their homeownership dreams. Founded by Rick and Patty Arvielo, the company emphasizes helping homebuyers in the Huntington Beach community and nationwide. Their mission is to provide informed advice and comprehensive mortgage lending services, guiding clients from loan origination to funding. New American Funding values inclusivity, believing that a stronger community is built when more people can purchase homes. They pride themselves on a dedicated team of underwriters and funders known for their efficiency and commitment to a positive customer experience.

Why Choose Us

New American Funding boasts an impressive customer rating of 4.9/5, based on over 269,000 reviews, and a local branch rating of 4.96/5 from 870 reviews. This high level of customer satisfaction underscores their commitment to excellence in service. They are recognized as a Top Rated Mortgage Lender, reflecting their industry standing and the trust placed in them by clients. Their team is composed of experienced professionals, including Branch Managers and Loan Consultants, who are dedicated to providing expert guidance and support throughout the mortgage process.

New American Funding Offers

New American Funding offers a wide array of mortgage products designed to meet diverse client needs. These include Conventional Loans with down payments as low as 3%, FHA Loans allowing for 3.5% down payment, and VA Loans with no down payment required, specifically for veterans and active-duty military. They also provide Cash Out Refinance options to leverage home equity. A standout offering is the NAF Cash program, which enables buyers to make competitive cash offers, potentially saving up to 11% and closing in as little as seven days. Additionally, their Pathway to Homeownership initiative provides up to $6,000 in non-repayable assistance for qualified first-time homebuyers in select areas.

Unique Advantages

New American Funding distinguishes itself through its comprehensive loan product suite, including specialized programs like NAF Cash for competitive offers and the Pathway to Homeownership initiative offering financial assistance. Their strong emphasis on customer service, evidenced by exceptionally high review ratings, sets them apart. The company's founders, Rick and Patty Arvielo, bring a passionate vision to helping homebuyers, driving the company's mission to make homeownership accessible.