Optimum First Mortgage

About Optimum First

Optimum First Mortgage is a leading mortgage lender dedicated to providing competitive pricing, responsive service, and a streamlined path to closing for its clients. With a mission to empower customers across the country to achieve their financial goals with ease and confidence, the company emphasizes building trust and delivering exceptional value. They pride themselves on being more than just loan officers, but rather a team of trusted individuals committed to their clients' success. Their expertise spans over a decade, ensuring a deep understanding of the mortgage market and client needs.

Credentials & Trust

Optimum First Mortgage holds an A+ rating with the Better Business Bureau and boasts over 4000 positive reviews, including recognition as a Yelp Lender. They have successfully funded over $14 billion in loans and facilitated more than 40,000 loan closings, demonstrating a strong track record of reliability and customer satisfaction. Their commitment to transparency and client-centric service is a cornerstone of their operations, aiming to provide peace of mind throughout the mortgage process.

Mortgage Offerings

Optimum First Mortgage offers a comprehensive suite of mortgage solutions, including services for purchasing a home and refinancing existing loans. They provide tools such as payment and refinance calculators, detailed process overviews, and FAQs to educate and assist clients. Key advantages include their 'Close On Time Advantage,' guaranteeing timely closings or compensation, and 'Rate Protection Advantage,' offering peace of mind against market fluctuations. They specialize in making the home buying and refinancing processes smooth, transparent, and efficient, ensuring clients secure competitive rates.

Unique Advantages

Optimum First Mortgage actively shops online lenders to ensure the most competitive pricing in the industry. They promise to lock in interest rates and provide the highest level of customer service. All loan details are fully disclosed to clients, fostering trust and transparency. They operate in 15 states, extending their services to a broad client base.