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Summit Home Lending

Address: 18281 Gothard St #203, Huntington Beach, CA 92648 Get Directions

Services & pricing

Average price range
ServiceDetailsPrice
Home Loan Conventional Loan $3.5% - $4.5% Call to Book
FHA Loan $3.0% - $4.0% Call to Book
VA Loan $3.0% - $4.0% Call to Book
Loan Refinance Rate-and-Term Refinance $3.0% - $4.5% Call to Book
Cash-Out Refinance $3.5% - $4.5% Call to Book
Streamline Refinance $3.0% - $4.0% Call to Book
Home Equity Loan Fixed-Rate Home Equity Loan $5.0% - $6.5% Call to Book
Home Equity Line of Credit Heloc Call to Book
Second Mortgage $5.0% - $7.0% Call to Book

What people love

From reviews
Excellent communication Quick and easy process Professional staff Helpful team Swift closing Knowledgeable staff Efficient loan process Kind and compassionate Resourceful guidance First rate service

About this business

About Summit Home Lending

Summit Home Lending is a mortgage company dedicated to guiding homeowners and homebuyers through the mortgage process with confidence. They offer personalized solutions and exceptional service for purchasing, refinancing, or investing in real estate. With a commitment to transparency and accessibility, their experienced team aims to find the best mortgage solutions tailored to each client's goals. Since its founding, Summit Home Lending has focused on building trust and ensuring a smooth, successful experience for every borrower.

Credentials & Expertise

Summit Home Lending brings over two decades of lending expertise to the table, having successfully navigated a wide range of mortgage scenarios. Their team is built on a foundation of integrity and a commitment to delivering outstanding client outcomes. They combine deep industry knowledge with advanced mortgage technology and a personalized, client-first approach. This ensures that each borrower receives thoughtful guidance and tailored solutions, making the complex mortgage process clearer and more manageable.

Services Offered

Summit Home Lending provides a comprehensive suite of mortgage services, including options for purchasing and refinancing homes. They offer various loan programs such as Conventional Loans, DSCR Loans, FHA Loans, Jumbo Loans, VA Loans, HELOCs, Home Equity Loans, Rate & Terms Loans, and Reverse Mortgages. Additionally, they assist self-employed individuals and offer resources like mortgage calculators, guides, FAQs, and information on understanding credit. Their services are designed to cater to diverse financial situations and homeownership goals.

Unique Advantages

Summit Home Lending distinguishes itself through its extensive experience, having been in operation since 2005. They emphasize a personalized, client-first approach, ensuring transparency and accessibility throughout the mortgage process. Their team's deep industry knowledge, combined with modern mortgage technology, allows them to offer tailored solutions and expert guidance, setting them apart from competitors.

Frequently asked questions

7 questions
What do Summit Home Lending clients say about the service they provide?
Clients frequently praise the team for their exceptional communication, professionalism, and the smoothness of the mortgage process. Reviewers specifically mention Bradley Martinez and Kylie Mell-Johnson for their helpfulness and guidance throughout refinancing and loan processes.
Does Summit Home Lending offer home equity loans, and what types are available?
Yes, Summit Home Lending offers home equity loans, including Fixed-Rate Home Equity Loans, Home Equity Lines of Credit (HELOC), and Second Mortgages. They provide personalized solutions to meet various borrowing needs.
Can I get a VA loan through Summit Home Lending, and how do they support clients?
Yes, they offer VA loans among other home loan options. The team is dedicated to guiding clients through the mortgage process with transparency and personalized service, ensuring a smooth experience.
What types of refinancing does Summit Home Lending handle?
They handle various refinancing options, including Rate-and-Term Refinance, Cash-Out Refinance, and Streamline Refinance. Their experienced team works to find the best solution tailored to clients' financial goals.
How long does it typically take to close a loan with Summit Home Lending?
Clients have reported a swift closing process, often completing refinances in as little as two weeks, thanks to the team's efficiency and clear communication throughout the process.
What makes Summit Home Lending stand out among mortgage brokers in Huntington Beach?
With over two decades of lending expertise, Summit Home Lending emphasizes integrity and a commitment to building trust with clients. Their personalized approach and focus on client goals set them apart in the mortgage industry.
Where is Summit Home Lending located?
18281 Gothard St #203, Huntington Beach, CA 92648

Location & directions

Huntington Beach, California
Summit Home Lending
Mortgage Broker
Address
18281 Gothard St #203, Huntington Beach, CA 92648
Hours
Open 8:00 AM - 6:00 PM
Summit Home Lending Reviews · 4.9 average
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