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  2. Best Mortgage Brokers
  3. Mortgage Brokers in California
  4. Lancaster

Best Mortgage Brokers in Lancaster

10 in Lancaster · 10 nearby
Lancaster Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10 +10 nearby
Average rating
5.0 215 reviews
Most-offered services
Mortgage ServicesHome Loan ServicesLoan ServicesPre-Approval ServicesReal Estate Financing
What customers praise
recommend×20highly recommend×12great experience×3very helpful×3
Also serving Lancaster
Palmdale10 · 7 km
Mortgage brokerLancaster, CA

1

Judith Estrella Loan Specialist

Known for a responsive and clear communication style, this loan specialist at LoanDepot supports clients through home purchase and refinancing loans with personalized guidance. The team handles everything from pre-approval to closing, often completing the process ahead of schedule. Some clients note the fast pace may feel intense, but many appreciate the attentive service and thorough… more...

Known for a responsive and clear communication style, this loan specialist at LoanDepot supports clients through home purchase and refinancing loans with personalized guidance. The team handles everything from pre-approval to closing, often completing the process ahead of schedule. Some clients note the fast pace may feel intense, but many appreciate the attentive service and thorough explanations.

Services & Prices
Home Loan Assistance Quoted per loan
View Profile
(661) 816-5673
Closed Now
42455 10th St W Ste 108, Lancaster, CA 93534
General Services
Loan Services
2

Edgar Ibarra, Mortgage Advisor

Known for clear communication and attentive support, Edgar Ibarra’s team assists clients through every step of the home loan process. They offer mortgage advice and lending services, helping customers navigate complex transactions with patience and efficiency. Some clients note occasional delays, but the team remains responsive and thorough.

View Profile
(818) 359-2723
Closed Now
42225 10th St W Ste d, Lancaster, CA 93534
3

Homefund Mortgage Inc.

With over 30 years of experience, Homefund Mortgage Inc. specializes in guiding families—especially veterans—through the VA home loan process. The team offers mortgage purchase and refinancing services, focusing on clear communication and thorough support. Customers appreciate their proactive approach, though timing can sometimes depend on third parties.

Services & Prices
VA Home Loans Quoted per loan
Conventional Home Loans Quoted per loan
Refinancing Quoted per loan
Credit Analysis Quoted per loan
View Profile
(661) 209-1567
Closed Now
6513 La Sarra Dr, Lancaster, CA 93536
General Services
Home Loan Services
4

Davison Mortgage Company

Davison Mortgage Company focuses on guiding first-time homebuyers through the loan process with clear explanations and patient support. The team helps clients understand each step, providing attentive communication and a straightforward approach. Customers appreciate the honest, friendly service and feel confident working with them throughout the mortgage experience.

Services & Prices
Home Loan Application Quoted per loan
View Profile
(661) 494-8085
Closed Now
765 W Lancaster Blvd, Lancaster, CA 93534
General Services
Mortgage Services
5

Minted Mortgage Company Inc.

With a combined 30 years of experience, Minted Mortgage Company focuses on personalized guidance and education to help clients navigate home financing confidently. They offer a variety of loan options for purchases and refinancing, supported by partnerships with major lenders. Customers appreciate the attentive communication, though some note the process can take longer when external factors… more...

With a combined 30 years of experience, Minted Mortgage Company focuses on personalized guidance and education to help clients navigate home financing confidently. They offer a variety of loan options for purchases and refinancing, supported by partnerships with major lenders. Customers appreciate the attentive communication, though some note the process can take longer when external factors arise.

Services & Prices
First-Time Homebuyer Assistance Quoted per loan
Mortgage Refinance Quoted per loan
Pre-Approval Services Quoted per loan
Home Purchase Loans Quoted per loan
View Profile
(661) 264-8872
Closed Now
42220 10th St W Ste 108, Lancaster, CA 93534
General Services
Mortgage Services
Mortgage Affordability Calculator – LancasterSee how much house you can afford in Lancaster in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 20 on the map Click a pin for the profile and directions
6

Urban First Funding Corporation

Urban First Funding Corporation focuses on helping clients with unique financial situations, including many Spanish-speaking families, by offering mortgage options tailored to diverse needs. Their team provides clear communication and thorough explanations throughout the home loan process. Customers appreciate their professionalism, dedication, and willingness to work around challenges.

Services & Prices
Credit Dispute Resolution Quoted per loan
Flexible Financing Solutions Quoted per loan
Tailored Loan Products Quoted per loan
View Profile
(661) 305-7981
Closed Now
1055 W Avenue M #104, Lancaster, CA 93534
General Services
Home Loan Brokerage
7

Venessa Henriquez- Minted Mortgage Company, Inc.

With a combined 30 years of experience and strong ties to national lenders, Minted Mortgage Company offers personalized home loan guidance tailored to each client’s financial goals. Their team supports borrowers through every step—from pre-approval to closing—earning praise for clear communication and patient, attentive service. Some clients note the process can require patience, but appreciate… more...

With a combined 30 years of experience and strong ties to national lenders, Minted Mortgage Company offers personalized home loan guidance tailored to each client’s financial goals. Their team supports borrowers through every step—from pre-approval to closing—earning praise for clear communication and patient, attentive service. Some clients note the process can require patience, but appreciate the thorough explanations provided.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
Pre-Approval Quoted per loan
View Profile
(661) 886-9806
Closed Now
42220 10th St W Ste 107, Lancaster, CA 93534
General Services
Mortgage Services
8

loanDepot

loanDepot focuses on simplifying the home loan process, especially for first-time buyers. The team offers mortgage lending along with helpful services like homeowners insurance quotes, guiding clients clearly through each step. Customers appreciate their communication and support, though the process timeline can vary depending on individual circumstances.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
View Profile
(661) 202-1700
Closed Now
42455 10th St W Ste 108-109, Lancaster, CA 93534
General Services
Home Loan Services
9

Guild Mortgage - Heather Sargent

Guild Mortgage focuses on personalized mortgage solutions backed by extensive industry experience and a strong commitment to customer education. They offer a wide range of loan options, including first-time homebuyer programs and refinancing, supported by helpful online tools. Clients appreciate the team’s clear communication and steady guidance throughout the home financing process.

View Profile
(661) 810-0479
Closed Now
604 W Ave L #107, Lancaster, CA 93534
10

Lawrence Tyson - Mortgage Broker

With over a decade of experience and expertise in alternative income and hard money loans, Lawrence Tyson offers a wide range of mortgage solutions for first-time buyers, investors, and homeowners. The team is known for clear communication and personalized guidance, helping clients feel supported throughout the often complex financing process.

View Profile
(949) 518-3311
Open 00:00 - 23:59
43824 20th St W Unit 2233, Lancaster, CA 93539
11

GEM Mortgage

Serves Lancaster, CA

GEM Mortgage focuses on guiding clients through the escrow and loan process with clear communication and detailed support. The team helps buyers explore loan options and stays involved from start to finish, making complex steps easier to navigate. Customers appreciate their responsiveness and thoroughness throughout the transaction.

View Profile
(661) 949-3388
Closed Now
41331 12th St W #102, Palmdale, CA 93551
12

Carlos Lopez - Clear To Close Home Loans

Serves Lancaster, CA

Clear To Close Home Loans specializes in helping first-time buyers and investors secure the right financing with a focus on smooth, hassle-free transactions. Their team offers a variety of loan options for purchases and refinancing, with clear communication and fast responses frequently noted by clients. Some find the process straightforward and quick, reflecting the team’s experience and… more...

Clear To Close Home Loans specializes in helping first-time buyers and investors secure the right financing with a focus on smooth, hassle-free transactions. Their team offers a variety of loan options for purchases and refinancing, with clear communication and fast responses frequently noted by clients. Some find the process straightforward and quick, reflecting the team’s experience and attention to customer goals.

View Profile
(661) 641-4966
Closed Now
445 W Palmdale Blvd O, Palmdale, CA 93551
13

NEO HOME LOANS (Ryan Morrow)

Serves Lancaster, CA

NEO HOME LOANS (Ryan Morrow) focuses on guiding first-time homebuyers through the mortgage process with clear explanations and ongoing support after closing. The team helps clients understand loan options and financial details, aiming to make the experience straightforward and educational. Customers appreciate their patience and willingness to answer questions throughout the journey.

View Profile
(661) 902-0275
Closed Now
624 Commerce Ave Suite C, Palmdale, CA 93551
14

Premier Mortgage Xpress

Serves Lancaster, CA

Known for clear communication and fast closings, Premier Mortgage Xpress helps clients navigate the mortgage process with ease. Their team offers responsive guidance and transparent pricing, making home financing straightforward. Customers appreciate the supportive approach, though a few note the fast pace may feel brisk for some.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
First-Time Home Buyer Programs Quoted per loan
View Profile
(661) 237-3725
Closed Now
1401 W Rancho Vista Blvd Ste C, Palmdale, CA 93551
General Services
Mortgage Services
15

New American Funding - Terry J. Viera-Podorski

Serves Lancaster, CA

Known for a personalized approach that treats clients like family, New American Funding - Terry J. Viera-Podorski focuses on guiding borrowers through home loans with care and clear communication. The team handles mortgage financing with attention to detail, ensuring a smooth process that many customers find reassuring and accessible.

View Profile
(661) 674-1065
Closed Now
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
16

Gabriella Godde California Mortgage Girl

Serves Lancaster, CA

With over 25 years of lending experience, California Mortgage Girl specializes in helping clients with complex financial situations, including self-employed borrowers and real estate investors. The team offers a wide range of loan options, from traditional mortgages to specialized programs like Bank Statement Loans and DSCR Investment Loans. Customers appreciate the knowledgeable, clear guidance… more...

With over 25 years of lending experience, California Mortgage Girl specializes in helping clients with complex financial situations, including self-employed borrowers and real estate investors. The team offers a wide range of loan options, from traditional mortgages to specialized programs like Bank Statement Loans and DSCR Investment Loans. Customers appreciate the knowledgeable, clear guidance and steady support throughout the mortgage process.

View Profile
(661) 713-3460
Closed Now
2204 W Ave M12, Palmdale, CA 93551
17

All American Financial Services

Serves Lancaster, CA

With over 30 years of experience and a strong commitment to ethical lending, All American Financial Services offers a wide range of loan options including commercial, construction, FHA, and private money loans. Clients appreciate the team’s clear communication and responsiveness, though some note occasional challenges with office hours.

Services & Prices
Home Loan Quoted per loan
Refinance Loan Quoted per loan
Second Mortgage Quoted per loan
View Profile
(661) 949-6681
Closed Now
530 Commerce Ave, Palmdale, CA 93551
General Services
Loan Services
18

New American Funding

Serves Lancaster, CA

New American Funding focuses on long-term client support by servicing about 80% of its loans after closing, which many customers find reassuring. They offer a range of mortgage products, including purchase loans, refinancing, and unique services like all-cash offers through NAF Cash and moving assistance via NAF Concierge. Reviews highlight clear communication and helpful guidance throughout the… more...

New American Funding focuses on long-term client support by servicing about 80% of its loans after closing, which many customers find reassuring. They offer a range of mortgage products, including purchase loans, refinancing, and unique services like all-cash offers through NAF Cash and moving assistance via NAF Concierge. Reviews highlight clear communication and helpful guidance throughout the loan process.

View Profile
(661) 219-0689
Closed Now
3011 Rancho Vista Blvd ste A, Palmdale, CA 93551
19

Exclusive Mortgage Company

Serves Lancaster, CA

Exclusive Mortgage Company offers a personalized mortgage experience with a single point of contact throughout the loan process, helping first-time buyers, refinancers, and veterans navigate home financing. Their local, licensed team provides clear guidance on various loan options, and clients appreciate the attentive, straightforward communication. Some may find the process detailed but… more...

Exclusive Mortgage Company offers a personalized mortgage experience with a single point of contact throughout the loan process, helping first-time buyers, refinancers, and veterans navigate home financing. Their local, licensed team provides clear guidance on various loan options, and clients appreciate the attentive, straightforward communication. Some may find the process detailed but transparent.

View Profile
(661) 403-7000
Closed Now
1061 W Ave M-14, Palmdale, CA 93551
20

Financial Independence Mortgage: Dean Henderson

Serves Lancaster, CA

With over 30 years of experience, Financial Independence Mortgage focuses on fast, efficient closings supported by competitive rates and streamlined online applications. The team offers a variety of mortgage options, guiding clients through both fixed and adjustable-rate loans. Customers appreciate the smooth process and responsive communication throughout.

View Profile
(661) 726-9000
Closed Now
536 E Palmdale Blvd, Palmdale, CA 93550

Lancaster Mortgage Statistics

Home-purchase lending in Los Angeles County and home costs in Lancaster, CA (latest HMDA and Census data)

Lenders made 42,509 home-purchase loans in Los Angeles County in 2025 (average about $923,000) and denied 6,267 — 13% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In Lancaster, the median home is worth $446,600 and 71% of owners have a mortgage, paying a median $2,245 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
42,509▼ 1%43,093 in 2024
Denial rate
13%CA 12%
Median home value
$446,600CA $734,700
Monthly cost with a mortgage
$2,245median · CA $2,946
Refinance loans made (Los Angeles County, 2025)
42,471 · 30,893 in 2024
Home-improvement loans made (2025)
10,516
Average home-purchase loan
$923,000 (CA $711,000)
Owners with a mortgage
71% · 39% of them spend 30%+ of income on housing
Median household income
$81,511 (CA $99,122)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Los Angeles County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Lancaster Mortgage Brokers stats: 20 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Judith Estrella Loan Specialist 5.0 45 Quoted per loan (661) 816-5673 Visit
2 Edgar Ibarra, Mortgage Advisor 5.0 34 — (818) 359-2723 Visit
3 Homefund Mortgage Inc. 5.0 33 Quoted per loan (661) 209-1567 Visit
4 Davison Mortgage Company 5.0 25 Quoted per loan (661) 494-8085 Visit
5 Minted Mortgage Company Inc. 4.8 24 Quoted per loan (661) 264-8872 Visit
6 Urban First Funding Corporation 5.0 17 Quoted per loan (661) 305-7981 —
7 Venessa Henriquez- Minted Mortgage Company, Inc. 5.0 14 Quoted per loan (661) 886-9806 Visit
8 loanDepot 5.0 13 Quoted per loan (661) 202-1700 Visit
9 Guild Mortgage - Heather Sargent 5.0 8 — (661) 810-0479 Visit
10 Lawrence Tyson - Mortgage Broker 5.0 2 — (949) 518-3311 Visit
11 GEM Mortgage 5.0 120 — (661) 949-3388 —
12 Carlos Lopez - Clear To Close Home Loans 5.0 117 — (661) 641-4966 Visit
13 NEO HOME LOANS (Ryan Morrow) 4.9 91 — (661) 902-0275 Visit
14 Premier Mortgage Xpress 5.0 50 Quoted per loan (661) 237-3725 Visit
15 New American Funding - Terry J. Viera-Podorski 5.0 49 — (661) 674-1065 Visit
16 Gabriella Godde California Mortgage Girl 5.0 40 — (661) 713-3460 Visit
17 All American Financial Services 4.8 41 Quoted per loan (661) 949-6681 Visit
18 New American Funding 4.9 39 — (661) 219-0689 Visit
19 Exclusive Mortgage Company 4.7 15 — (661) 403-7000 Visit
20 Financial Independence Mortgage: Dean Henderson 4.9 11 — (661) 726-9000 Visit

Frequently asked questions

8 questions
What does a mortgage broker do?
Mortgage brokers connect borrowers with lenders, helping find the best loan terms. They handle applications, negotiate rates, and guide clients through the mortgage process.
How do I choose the best mortgage broker in Lancaster?
Consider verified reviews, ratings, and if the broker has claimed their profile. TrustAnalytica ranks based on these factors for transparency and reliability.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, loan options, and how they communicate throughout the process. Inquire about their licensing and client reviews.
Are free consultations common with mortgage brokers in Lancaster?
Yes, many mortgage brokers offer free consultations to discuss loan options and services before you commit.
Do I need a mortgage broker to buy a home in California?
While not required, a mortgage broker can simplify the loan process and help find competitive rates, especially for first-time buyers.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30 to 45 days, but timelines can vary based on lender requirements and documentation speed.
How are mortgage broker fees typically structured?
Mortgage brokers usually earn a commission from lenders, but some may charge fees directly to clients. Always clarify fee structures upfront.
What services do mortgage brokers in Lancaster offer?
Services include loan comparison, application assistance, rate negotiation, and guidance through closing. They work to secure favorable terms for clients.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Lancaster is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Lancaster are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Lancaster.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Lancaster, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Lancaster.

5

AI Search Visibility

Every mortgage broker listing in Lancaster is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.