Carlos Lopez - Clear To Close Home Loans

About Clear To Close

Clear To Close Home Loans Inc is dedicated to helping individuals and investors achieve the American Dream of homeownership. They specialize in providing the right financing with the right team for home purchases and investments. The company offers a range of loan options including FHA, Conventional, VA, USDA, and NQM loans for home purchasing, and services for home refinancing such as Rate & Term, Cash Out, Debt Consolidation, and shortening loan terms. They aim to eliminate friction between real estate and mortgage processes, focusing on customer experience, competitive rates, and fees to ensure a positive outcome for clients. The team possesses over 18 years of experience in originating residential loans and financing investment properties with both traditional and new lending programs.

Industry Expertise

Clear To Close Home Loans Inc operates with a history of integrity and quality. The team has over 18 years of experience in the mortgage industry, demonstrating deep expertise in originating residential loans and financing investment properties. They are licensed by the NMLS and DRECA, holding NMLS ID #2001514 and DRECA ID #01751596. They adhere to fair lending and fair housing principles, ensuring all transactions are conducted ethically and in compliance with regulations. Their commitment to customer satisfaction is evident in their focus on providing competitive rates and fees, aiming for 5-star customer reviews.

Loan Offerings

Clear To Close Home Loans Inc provides comprehensive services for both home purchasing and refinancing. For home purchasing, they assist first-time buyers, investors, and those looking to upgrade with FHA, Conventional, VA, USDA, and NQM loans. For home refinancing, they help clients leverage their home equity through Rate & Term, Cash Out, Debt Consolidation, or by shortening loan terms. Additionally, they offer a Mortgage Toolbox featuring calculators for clients to assess their own numbers, with the option to call for estimates. They operate in California and are approved to operate in Florida.

Unique Advantages

Clear To Close Home Loans Inc has over 18 years of industry experience. They are licensed by the NMLS and DRECA. The company operates in both California and Florida. They focus on customer experience and competitive rates.