How much house can you afford in Los Angeles? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
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Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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Henry Wilkes - Wilkes Mortgage Group VA • FHA • Conventional Financing SpecialistPremium
5.0 · 207 reviews · Free pre-approval
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PierPoint MortgageVerified
5.0 · 40 reviews · Free pre-approval
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Scott Griffin Financial
5.0 · 100 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Wilkes Mortgage Group specializes in VA, FHA, and conventional financing, drawing on over 16 years of experience in mortgage lending and real estate. The team offers personalized guidance throughout refinancing and home purchase processes, with many clients appreciating their clear communication and dedication, though some note occasional delays in responsiveness.
With over 50 years of experience, PierPoint Mortgage specializes in helping clients find the right home loan quickly and efficiently. Their team guides borrowers through the mortgage process with clear communication and responsive service. Customers appreciate the smooth, straightforward experience, especially when needing fast loan approvals.
Scott Griffin Financial specializes in helping property owners secure financing with a 100% approval rate on underwritten loans. The team offers fast, clear communication and uses advanced technology to simplify the mortgage process. Customers appreciate their responsiveness and the competitive edge they provide in a challenging market.
Vault Mortgage Group offers both in-house loan funding and mortgage brokerage services, providing options for a variety of home financing needs. Customers appreciate the team’s responsiveness and clear communication, especially first-time buyers who find the process easier to navigate with their support. Some note the process can feel detailed but well-organized throughout.
Sunset Lending & Realty specializes in residential mortgage loans and real estate services, combining the efficiency of a small firm with the resources of larger banks. Their team works closely with homeowners and investors to find suitable loan programs for purchases or refinancing. Customers often highlight clear communication and a smooth, responsive process throughout their experience.
Known for combining a streamlined digital process with easy access to expert guidance, Aragon Lending Team helps clients navigate home loans with clarity and speed. They offer mortgage services for first-time buyers and experienced homeowners alike, with a team that stays responsive and supportive throughout. Some clients note occasional wait times but appreciate the thorough communication.
Hillhurst Mortgage focuses on personalized mortgage solutions, recognizing that each client’s needs are unique. The team guides customers through home purchases, refinancing, and home improvement loans with clear communication and prompt responses. While most find the process smooth and efficient, a few have noted concerns about communication.
With two decades of experience and both NMLS and BRE licenses, this mortgage broker helps clients navigate home purchases and refinancing with clear, personalized guidance. The team is praised for making complex loan processes straightforward and staying responsive even under pressure, though some cases can involve complicated details.
Bill Rayman Home Mortgages focuses on personalized mortgage advice, recognizing that each client’s financial situation is unique. The team helps with finding the right loan product, handling paperwork, and addressing credit issues to secure favorable terms. Customers appreciate their thorough explanations, responsiveness, and the time spent guiding them through the process.
THINK Mortgage focuses on guiding clients through home loans with clear communication and personalized support. The team assists with residential lending and refinancing, often praised for responsiveness and making the process straightforward. Some clients note occasional issues, but the staff works to resolve them promptly.
Lenders made 42,509 home-purchase loans in Los Angeles County in 2025 (average about $923,000) and denied 6,267 — 13% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In Los Angeles, the median home is worth $921,200 and 70% of owners have a mortgage, paying a median $3,497 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Los Angeles County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Henry Wilkes - Wilkes Mortgage Group VA • FHA • Conventional Financing Specialist | 5.0 | 207 | — | (818) 582-2380 | Visit |
| 2 | PierPoint Mortgage | 5.0 | 40 | — | (323) 986-4400 | Visit |
| 3 | Scott Griffin Financial | 5.0 | 100 | Quoted per loan | (818) 207-2688 | Visit |
| 4 | Vault Mortgage Group | 4.9 | 100 | Quoted per loan | (310) 481-8990 | Visit |
| 5 | Sunset Lending & Realty (SLR) | 5.0 | 83 | Quoted per loan | (818) 651-0340 | Visit |
| 6 | Aragon Lending Team - Trusted Mortgage Pros | 4.9 | 76 | Quoted per loan | (310) 491-5958 | Visit |
| 7 | HILLHURST MORTGAGE | 4.9 | 56 | Quoted per loan | (323) 522-1020 | Visit |
| 8 | Shannon Christenot | 5.0 | 54 | Quoted per loan | (818) 601-2231 | Visit |
| 9 | Bill Rayman Home Mortgages | 4.9 | 22 | Quoted per loan | (323) 682-0385 | Visit |
| 10 | THINK Mortgage | 4.8 | 17 | Quoted per loan | (888) 469-4008 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.