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US / CA / Oxnard
Smart Home Mortgage - Larry Reyes photo

Smart Home Mortgage - Larry Reyes

Address: 300 E Esplanade Dr Suite 455, Oxnard, CA 93036 Get Directions

Services & pricing

Average price range
ServiceDetailsPrice
Home Buying Assistance First-Time Homebuyer Consultation $100 - $200 Call to Book
Home Purchase Loan Assistance $200 - $400 Call to Book
Offer Negotiation Support $150 - $300 Call to Book
Home Selling Assistance Home Sale Preparation Services $300 - $500 Call to Book
Market Analysis and Pricing Strategy $250 - $400 Call to Book
Negotiation and Closing Support $200 - $350 Call to Book
HELOC Services HELOC Application Processing $150 - $300 Call to Book
Funding and Closing Services $200 - $400 Call to Book
Interest Rate Consultation $100 - $250 Call to Book

What people love

From reviews
Effective communication Knowledgeable staff Stress-free process Support for first-time buyers Quick loan approval Early closing Honest service Timely updates

About this business

About Smart Home Mortgage

Smart Home Mortgage offers a wider array of loan programs than any other local bank or credit union. They aim to help homebuyers achieve their dreams by providing more options and personalized services. Their mission is to make the home buying and refinancing process smart, simple, and streamlined, ensuring clients are approved and funded quickly, often within 30 days. They emphasize customer care and believe that home means everything, striving to be the smartest and best choice for their clients.

Credentials & Trust

Smart Home Mortgage operates with a Broker NMLS ID of 288738 and a DRE Lic. of 01869619. They are committed to Equal Housing Opportunity. While specific certifications and awards are not detailed, their emphasis on a streamlined process, customer testimonials, and adherence to industry standards like NMLS and DRE licensing serve as trust signals. They also highlight their commitment to not selling or sharing customer information without consent, ensuring privacy and security.

Smart Home Mortgage Offers

Smart Home Mortgage specializes in a comprehensive range of mortgage solutions, including Conventional, VA, and Refinance loans, as well as Specialty Loans. They provide access to daily rates and facilitate the application process for buying a new home, refinancing an existing one, or taking cash out. Their core offering is a proven, streamlined service designed for efficiency, aiming for loan approval and funding within 30 days or less, coupled with unrivaled customer care.

Unique Advantages

Smart Home Mortgage distinguishes itself by offering more loan programs than local banks or credit unions. Their process is specifically designed to be smart, simple, and streamlined, with a target of completing approvals and funding within 30 days. They prioritize personalized services and unrivaled customer care, ensuring a positive experience for every client.

Frequently asked questions

7 questions
Is Smart Home Mortgage - Larry Reyes good for first-time buyers, and what do reviewers highlight?
Clients frequently praise Larry and his team for their exceptional support during the home buying process, especially for first-time buyers. Reviewers mention clear communication, effective guidance, and a reassuring presence throughout the experience, making it less stressful and more enjoyable.
What services does Smart Home Mortgage - Larry Reyes offer for home buying?
They provide a range of services including First-Time Homebuyer Consultation, Home Purchase Loan Assistance, and Offer Negotiation Support. Their goal is to help clients navigate the home buying process with personalized care and a variety of loan options.
What hours is Smart Home Mortgage - Larry Reyes open?
Their hours are as follows: Monday: 9:00 AM-6:00 PM, Tuesday: 9:00 AM-6:00 PM, Wednesday: 9:00 AM-6:00 PM, Thursday: 9:00 AM-6:00 PM, Friday: 9:00 AM-6:00 PM, Saturday: Closed, Sunday: Closed.
Can I get help with selling my home through Smart Home Mortgage?
Yes, they offer Home Sale Preparation Services, Market Analysis and Pricing Strategy, and Negotiation and Closing Support to assist clients in selling their homes effectively.
How quickly can I expect to close on a HELOC with Larry Reyes?
Clients have reported that Larry was able to get their HELOC approved, closed, and funded in just one week, showcasing a streamlined and efficient process.
Does Smart Home Mortgage offer assistance with HELOC services?
Yes, they provide HELOC Application Processing, Funding and Closing Services, and Interest Rate Consultation to help clients navigate their home equity line of credit needs.
Where is Smart Home Mortgage - Larry Reyes located?
300 E Esplanade Dr Suite 455, Oxnard, CA 93036

Location & directions

Oxnard, California
Smart Home Mortgage - Larry Reyes
Mortgage Broker
Address
300 E Esplanade Dr Suite 455, Oxnard, CA 93036
Hours
Open 9:00 AM - 6:00 PM
Smart Home Mortgage - Larry Reyes Reviews · 5.0 average
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