Direct Realty & Mortgage

About Direct Realty & Mortgage

Direct Realty & Mortgage is a full-service mortgage company dedicated to helping clients achieve their homeownership dreams. Based in Roseville, Rocklin, and Sacramento, CA, they specialize in home purchase and real estate services, serving the surrounding Placer County areas. With a commitment to personalized service, they assist buyers and refinancers in specific zip codes like 95678, 95835, and 95630, aiming to make homeownership accessible and financially beneficial. The company prides itself on its extensive experience and a wide array of loan programs tailored to meet diverse client needs.

Credentials & Expertise

Direct Realty & Mortgage operates with both individual and company NMLS and DRE licenses, ensuring compliance and professionalism. They are committed to transparency and provide access to verification through www.nmlsconsumeraccess.org. While specific awards or certifications are not detailed, their extensive range of loan programs and specialization in niche offerings like Private Mortgage, Bank Statement Loans, and Investment Loans highlight their deep industry knowledge and capability to handle complex financial situations for their clients.

Services Offered

The company offers comprehensive services for both home purchases and refinancing. For purchases, they provide FHA, VA, USDA, HomePath, Jumbo, Commercial, and Conventional loan programs. For refinancing, options include FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline, VA Cash Out, USDA Streamline, Conventional, HARP, Commercial, and Jumbo programs. Additionally, they offer specialized niche programs such as Private Mortgage, Bank Statement Loans, and Investment Loans, catering to a broad spectrum of borrower requirements and financial goals.

Unique Advantages

Direct Realty & Mortgage distinguishes itself through its specialization in niche loan programs, including Private Mortgage, Bank Statement Loans, and Investment Loans, which are not commonly offered by all lenders. They serve multiple locations including Roseville, Rocklin, and Sacramento, CA, and cater to specific zip codes. Their commitment to accessibility is further demonstrated through their dedicated accessibility statement and widget on their website.