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Review Keywords Analysis

  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in California
  4. Salinas

Top Mortgage Brokers In Salinas

Salinas Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
5.0 749 reviews
Typical service price
$450 – $800 Median of 19 priced services
Most-offered services
Mortgage ServicesCustomer SupportLoan ServicesMortgage LoansLoan Coordination
What customers praise
recommend×24highly recommend×16very knowledgeable×2kept me informed×2
Mortgage brokerSalinas, CA

1

Capitol Mortgage

Capitol Mortgage focuses on personalized service, avoiding one-size-fits-all loan formulas to help clients find the right mortgage. Their team assists with purchase and refinance options, guiding customers through each step with clear explanations and timely communication. Some clients note the process can feel overwhelming, but appreciate the patient support throughout.

Services & Prices
Home Purchase Loans $2000 - $5000
Refinancing Loans $1500 - $4000
First-Time Homebuyer Assistance $1000 - $3000
Consultation Services $100 - $300
View Profile
(831) 449-1227
Open 8:00 AM - 5:00 PM
1880 N Main St #200, Salinas, CA 93906
General Services
Mortgage Services
2

Mason-McDuffie Mortgage Corporation

Known for a knowledgeable and helpful team, Mason-McDuffie Mortgage Corporation assists clients with securing home loans and navigating the mortgage process. Customers appreciate the attentive service and professionalism throughout each step, though individual experiences may vary depending on the specific agent they work with.

Services & Prices
Home Mortgage Loans $1000 - $1500
Refinancing Services $800 - $1200
Pre-Approval Consultation $250 - $500
Loan Inquiry Assistance $50 - $100
View Profile
(831) 758-0800
Open 8:30 AM - 5:30 PM
6 Quail Run Cir #102, Salinas, CA 93907
General Services
Mortgage Services
3

The Blue Adobe Team~ Oscar Mora

The Blue Adobe Team specializes in mortgage services for first-time homebuyers, refinancing, and specialized loans like Jumbo and VA loans. Known for clear communication and thorough explanations, the team guides clients through each step with transparency and local expertise. Some clients note the process can feel detailed, but appreciate the steady support throughout.

View Profile
(831) 320-6525
Open 8:00 AM - 5:00 PM
362 S Main St, Salinas, CA 93901
4

Felix Home Loans

Felix Home Loans is known for providing attentive support that helps make the mortgage process smooth and less stressful. Their team offers clear communication and guidance through every step of home financing, often responding quickly to questions. Customers appreciate the patient, transparent approach, especially first-time buyers.

Services & Prices
Fixed-Rate Mortgage $3000 - $5000
Adjustable-Rate Mortgage $2500 - $4500
FHA Loans $2000 - $4000
Application Assistance $300 - $600
View Profile
(831) 776-6337
Open 00:00 - 23:59
1403 N Main St Ste A, Salinas, CA 93906
General Services
Mortgage Loans
5

Loans By CMS

Loans By CMS focuses on helping clients navigate home loans and refinancing with clear communication and personalized support. The team assists with first-time home purchases as well as refinancing, making the process understandable and less stressful. Customers appreciate their responsiveness and thorough guidance throughout each step.

Services & Prices
Home Loan Refinancing $1000 - $3000
First-Time Home Buyer Assistance $500 - $2000
Loan Consultation $200 - $500
Responsive Communication Included
View Profile
(831) 676-0937
Open 9:00 AM - 5:00 PM
3 Winham St, Salinas, CA 93901
General Services
Mortgage Services
Where they are 10 on the map Click a pin for the profile and directions
6

Premier Mortgage Resources - Ronnie Esparza

Licensed under NMLS, Premier Mortgage Resources offers personalized mortgage and refinancing guidance with a focus on clarity and accessibility. The team assists with fixed-rate loans and uses tools like mortgage calculators to help clients understand costs. Customers appreciate their responsiveness and support throughout the homebuying process.

Services & Prices
First-time Homebuyer Consultation $100 - $200
Mortgage Pre-approval Assistance $150 - $300
Home Buying Process Guidance $200 - $400
Fixed-rate Mortgages $3.$5 - $4.$5% APR
View Profile
(831) 320-9328
Open 8:00 AM - 5:00 PM
336 S Main St, Salinas, CA 93901
General Services
Home Purchase Assistance
7

PrimeLending, A PlainsCapital Company - Salinas

PrimeLending, A PlainsCapital Company - Salinas specializes in guiding first-time homebuyers through the mortgage process with clear communication and responsive support. The team offers various loan options and works to streamline funding, helping clients compete in competitive markets. Customers appreciate their attentiveness and availability, though experiences may vary depending on individual… more...

PrimeLending, A PlainsCapital Company - Salinas specializes in guiding first-time homebuyers through the mortgage process with clear communication and responsive support. The team offers various loan options and works to streamline funding, helping clients compete in competitive markets. Customers appreciate their attentiveness and availability, though experiences may vary depending on individual loan needs.

Services & Prices
Mortgage Loan Consultation $100 - $150
Home Loan Pre-Approval $50 - $100
Loan Processing Assistance $300 - $500
Conventional Loans $300 - $800
View Profile
(831) 998-9520
Open 8:30 AM - 5:00 PM
1188 Padre Dr #107, Salinas, CA 93901
General Services
Mortgage Services
8

Elite Capital Funding

Known for guiding clients through the mortgage process with clear communication and support, Elite Capital Funding offers personalized loan services aimed at making home buying smoother. Customers appreciate the team’s knowledge and efficiency, noting a stress-free experience from start to finish. Some find the process faster compared to other lenders.

Services & Prices
Home Loan $2000 - $4000
Refinancing $1500 - $3500
Pre-Approval $100 - $300
Financial Assessment $100 - $250
View Profile
(831) 210-1139
Open 00:00 - 23:59
54 San Miguel Ave, Salinas, CA 93901
General Services
Mortgage Services
9

Rubio Mortgage & Realty

Rubio Mortgage & Realty focuses on personalized mortgage solutions for a wide range of clients, from first-time buyers to investors and those refinancing for renovations. The licensed team offers flexible meeting options and clear guidance throughout the mortgage process. Customers appreciate their patient communication and steady support, though availability can vary with demand.

Services & Prices
Home Buying Assistance $500 - $1500
Home Selling Assistance $500 - $1500
Duplex Purchase Assistance $500 - $1500
Home Loan Approval Guidance $300 - $800
View Profile
(831) 235-3850
Open 8:00 AM - 6:00 PM
1403 N Main St Ste A, Salinas, CA 93906
General Services
Real Estate Services
10
View Profile
(831) 262-6078
Open 9:00 AM - 4:00 PM
19 Quail Run Cir # B, Salinas, CA 93907

Salinas Mortgage Statistics

Home-purchase lending in Monterey County and home costs in Salinas, CA (latest HMDA and Census data)

Lenders made 1,812 home-purchase loans in Monterey County in 2025 (average about $742,000) and denied 268 — 13% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In Salinas, the median home is worth $654,100 and 65% of owners have a mortgage, paying a median $2,471 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
1,812▼ 2%1,856 in 2024
Denial rate
13%CA 12%
Median home value
$654,100CA $734,700
Monthly cost with a mortgage
$2,471median · CA $2,946
Refinance loans made (Monterey County, 2025)
1,783 · 1,175 in 2024
Home-improvement loans made (2025)
403
Average home-purchase loan
$742,000 (CA $711,000)
Owners with a mortgage
65% · 33% of them spend 30%+ of income on housing
Median household income
$91,908 (CA $99,122)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Monterey County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Salinas Mortgage Brokers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Capitol Mortgage 5.0 276 $50 (831) 449-1227 Visit
2 Mason-McDuffie Mortgage Corporation 5.0 129 $30 (831) 758-0800 Visit
3 The Blue Adobe Team~ Oscar Mora 5.0 112 — (831) 320-6525 Visit
4 Felix Home Loans 5.0 63 $200 (831) 776-6337 —
5 Loans By CMS 5.0 57 $200 (831) 676-0937 —
6 Premier Mortgage Resources - Ronnie Esparza 5.0 50 $3 (831) 320-9328 Visit
7 PrimeLending, A PlainsCapital Company - Salinas 5.0 27 $20 (831) 998-9520 Visit
8 Elite Capital Funding 5.0 22 $50 (831) 210-1139 Visit
9 Rubio Mortgage & Realty 5.0 12 $200 (831) 235-3850 Visit
10 Left Coast Lending 5.0 1 — (831) 262-6078 —

Frequently asked questions

8 questions
What does a mortgage broker do?
Mortgage brokers help clients find and apply for home loans by comparing different lenders' offers and guiding through the application process.
How do I choose the best mortgage broker in Salinas?
Consider brokers with high customer reviews. TrustAnalytica ranks based on reviews, ratings, volume, and claimed profiles for transparency.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss your needs and potential loan options.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, lender network, loan types offered, and the application process timeline.
Do I need a mortgage broker in California?
While not required, a mortgage broker can simplify finding a suitable loan and may offer access to better rates.
How long does the mortgage process take with a broker?
The process typically takes 30 to 45 days, but it can vary based on the lender and complexity of the loan.
How do mortgage broker fees work?
Brokers generally earn a commission from lenders, but some may charge fees to clients. Clarify fee structures upfront.
What services do mortgage brokers in Salinas offer?
Services include loan comparison, application assistance, and negotiation with lenders to secure favorable terms.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Salinas is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Salinas are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Salinas.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Salinas, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Salinas.

5

AI Search Visibility

Every mortgage broker listing in Salinas is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.