Capitol Mortgage

About Capitol Mortgage

Capitol Mortgage is a mortgage lending company that emphasizes personalized service, treating each customer as an individual rather than a number. They avoid using generic banking industry loan formulas, instead applying common sense to help clients secure the best possible loan. The company offers a range of mortgage services, including purchase and refinance options, and aims to provide a fast, friendly, and experienced team to guide clients through the entire process, from the initial call to closing.

Credibility and Trust

Capitol Mortgage highlights its commitment to client satisfaction and transparency. They provide links to their Zillow lender profile and encourage reviews, indicating a focus on customer feedback and reputation. The company also emphasizes its local presence and community involvement, suggesting a deep understanding of the local real estate market. Their adherence to Equal Housing Opportunity principles and clear display of licensing information (NMLS and California Bureau of Real Estate Broker License) further bolster their credibility.

Mortgage Offerings

Capitol Mortgage offers a comprehensive suite of mortgage products and tools. This includes services for purchasing a home, such as conforming and non-conforming loans, FHA loans, and VA loans. For those looking to refinance, they provide options for lowering monthly payments, cashing out equity, and shortening loan terms. The website features various calculators for estimating monthly payments, determining affordability, and analyzing refinance scenarios. They also offer resources like a glossary of mortgage terms and information on the loan process.

Unique Advantages

Capitol Mortgage distinguishes itself through its local market knowledge and fast processing times. They pride themselves on personalized service, utilizing technology for convenience while maintaining a human touch. Their commitment to helping clients achieve their financial goals, coupled with a strong emphasis on community and customer satisfaction, sets them apart.