×

Review Keywords Analysis

  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in California
  4. San Diego

Top Mortgage Brokers In San Diego

10 in San Diego · 10 nearby
San Diego Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10 +10 nearby
Average rating
5.0 4829 reviews
Typical service price
$100 – $500 Median of 33 priced services
Owner reviewed
1 of 10 Claimed or managed by the owner
Most-offered services
Mortgage ServicesCustomer SupportLoan ConsultationLoan ConsultingMortgage Refinancing
What customers praise
recommend×630highly recommend×341great experience×66recommended×65
Also serving San Diego
Chula Vista10 · 11 km
Mortgage brokerSan Diego, CA

1

San Diego Home Lenders

Verified

With over 26 years of experience, Maureen Martin specializes in helping first-time homebuyers and military families navigate purchase loans, refinancing, and various mortgage types including FHA, VA, jumbo, and reverse mortgages. Clients appreciate her clear communication, responsiveness, and personalized approach that makes the loan process straightforward and supportive.

Services & Prices
Real Estate Finance Low
Conventional Loan $300 - $600
VA Loan Financing $350 - $700
Refinance Options $400 - $800
View Profile
(619) 857-7191
Open 8:00 AM - 6:00 PM
9655 Granite Ridge Dr., Suite 200
General Services
Mortgage Broker
2

Synergy One Lending

Synergy One Lending made the top ten in reviews rating because of their reputation for seamless and supportive mortgage processes. Clients love the supportive nature and responsiveness of loan officers, like Matt Erickson, Chris, John Bellak, and Eric. The team at Synergy One Lending prioritizes simplifying complex mortgages and values customers' understanding and comfort. Customers frequently… more...

Synergy One Lending made the top ten in reviews rating because of their reputation for seamless and supportive mortgage processes. Clients love the supportive nature and responsiveness of loan officers, like Matt Erickson, Chris, John Bellak, and Eric. The team at Synergy One Lending prioritizes simplifying complex mortgages and values customers' understanding and comfort. Customers frequently mention the responsiveness, flexibility, and personalized attention they receive from the Synergy One Lending team as incredible. They also appreciate how their loan officer went above and beyond to ensure a good outcome, even if the process was fraught with hurdles. Because of these performance-related and customer-first qualities, Synergy One Lending consistently receives praise from customers.

Services & Prices
Home Purchase Loans $200 - $500
Refinance Loans $300 - $600
VA Loans $250 - $550
First-Time Buyer Assistance $100 - $300
View Profile
(888) 995-1256
Open 8:00 AM - 4:30 PM
610 W Ash St Suite 1505, San Diego, CA 92101, USA
General Services
Mortgage Services
3

West Coast Funding Team of E Mortgage Capital

West Coast Funding Team of E Mortgage Capital is a top 10 supplier of home loans because of expert service, commitment, and smooth transactions. Clients praise Eric, Shane, and Collin for their extraordinary 24/7 availability and personalized guidance, particularly for veterans and first-time buyers. Remember that they work as a group when you first start with Brianna. The fact that Casey and… more...

West Coast Funding Team of E Mortgage Capital is a top 10 supplier of home loans because of expert service, commitment, and smooth transactions. Clients praise Eric, Shane, and Collin for their extraordinary 24/7 availability and personalized guidance, particularly for veterans and first-time buyers. Remember that they work as a group when you first start with Brianna. The fact that Casey and Collin can close quietly affects their image. Clients often describe WCF and their teams as well-organized, attentive, and consumer-focused and the WCF teams and their organization complete the process ahead of time. West Coast Funding Team of E Mortgage Capital emerges as top rank due to WCF's transparency, swift closings, and unwavering assistance, making it easier to recommend and suggest top ratings for E Mortgage Capital.

Services & Prices
VA Loans $10000 - $500000
Conventional Loans $10000 - $500000
FHA Loans $10000 - $500000
Refinancing $1500 - $3500
View Profile
(619) 855-1084
Open 00:00 - 23:59
2555 Camino del Rio S Suite 210, San Diego, CA 92108, USA
General Services
Home Loans
4

Maureen Martin

Specializing in a variety of financing options including conventional, FHA, and VA loans, this mortgage broker brings nearly two decades of experience to California homebuyers. The team is known for clear communication, helping clients understand loan details and navigate the process smoothly. Some clients note the process can feel intense but appreciate the thorough guidance throughout.

Services & Prices
Conventional Loan $3.$5 - $5.$5%
FHA Loan $3.$0 - $4.$5%
VA Loan $3.$0 - $4.$0%
Rate-and-Term Refinance $3.$0 - $5.$5%
View Profile
(619) 857-7191
Open 9:00 AM - 6:00 PM
1455 Frazee Rd Ste 500,San Diego, CA 92108
General Services
Home Purchase Financing
5

Sam Baugh C2 Financial Corp - Mortgage Broker

Sam Baugh C2 Financial Corp specializes in flexible mortgage financing with access to over 100 wholesale lenders, offering competitive rates and personalized service. The team works closely with first-time buyers, veterans, and investors, guiding clients through purchases and refinances with clear communication and responsiveness. Some clients note occasional delays beyond their control but… more...

Sam Baugh C2 Financial Corp specializes in flexible mortgage financing with access to over 100 wholesale lenders, offering competitive rates and personalized service. The team works closely with first-time buyers, veterans, and investors, guiding clients through purchases and refinances with clear communication and responsiveness. Some clients note occasional delays beyond their control but appreciate the steady updates throughout.

Services & Prices
First Time Home Loan $2000 - $4000
Refinance $1500 - $3000
VA Loan $2500 - $4500
Home Equity Line of Credit $300 - $700
View Profile
(858) 342-9952
Open 8:00 AM - 9:00 PM
5151 Shoreham Pl #250,San Diego, CA 92122
General Services
Mortgage Lending
Where they are 19 on the map Click a pin for the profile and directions
6

Community Mortgage

Community Mortgage focuses on transparency and clear communication to guide clients through the mortgage process without surprises. Their team offers personalized support for home purchases and refinancing, often spending extra time to educate and address individual financial situations. Customers appreciate their patience and responsiveness, though the process can still feel complex at times.

Services & Prices
First-Time Homebuyer Support $0 - $500
Loan Approval Process Guidance $0 - $200
Financial Consultation $100 - $300
Rate Comparison and Negotiation $0 - $200
View Profile
(619) 692-3630
Open 9:00 AM - 5:00 PM
814 Morena Blvd UNIT 310, San Diego, CA 92110, USA
General Services
Home Purchase Assistance
7

Prospect Home Finance

Prospect Home Finance is a licensed mortgage broker known for placing homeowners’ needs first and offering a range of financing options, including home purchases and refinances. Customers appreciate the team’s frequent communication and ability to handle much of the process electronically, though some have noted persistent marketing calls despite do-not-call requests.

Services & Prices
Cash-Out Refinance $2000 - $5000
Rate and Term Refinance $2000 - $5000
Investment Property Refinance $2000 - $5000
Conventional Loans $2000 - $5000
View Profile
(858) 605-0952
Open 8:00 AM - 8:00 PM
1235 Grand Ave Apt. 2,San Diego, CA 92109
General Services
Mortgage Refinancing
8

Next Level Lender

Next Level Lender stands out for its transparent communication and availability seven days a week, including evenings and holidays. The team offers mortgage loans, refinancing, and expert guidance tailored to each client’s needs, with a focus on education and honesty. Customers appreciate their responsiveness and the way they make complex processes easier to understand.

Services & Prices
Pre-Approval $0 - $500
Home Purchase Financing $200000 - $2000000
VA Home Loans $200000 - $1500000
Rate and Term Refinance $200000 - $1500000
View Profile
(858) 207-8436
Open 8:00 AM - 8:00 PM
2815 Camino del Rio S #250 - 260, San Diego, CA 92108, USA
General Services
Mortgage Services
9

San Diego Home Loans

Specializing in fast financing and cash-out refinances, San Diego Home Loans helps borrowers lock in competitive rates and understand their options through thorough property assessments. The team offers clear communication and personal attention, though a few customers have noted occasional delays in responsiveness. Many appreciate the smooth process and detailed guidance.

Services & Prices
Home Purchase Loans $3000 - $5000
Refinancing Loans $2000 - $4000
First-Time Home Buyer Assistance $1500 - $3000
Loan Program Analysis $200 - $500
View Profile
(619) 786-4478
Open 9:00 AM - 5:00 PM
3110 Camino del Rio S Suite 311, San Diego, CA 92108, USA
General Services
Mortgage Services
10

Hampton Mortgage

Hampton Mortgage focuses on securing competitive rates and low closing costs for home loans, aiming to simplify the financing process. The team assists with purchases, refinances, and loans for self-employed clients, guiding borrowers through document preparation and approval. Customers appreciate their responsiveness and efficient, mostly digital approach.

Services & Prices
Home Purchase Loans $3000 - $5000
Refinancing $2000 - $4000
VA Loans $2000 - $4000
First-Time Home Buyer Guidance $500 - $1000
View Profile
(858) 224-5746
Open 8:30 AM - 9:00 PM
15347 Maturin Dr,San Diego, CA 92127
General Services
Mortgage Services
11

Andre Enriques Mortgage Banker - VA Loan Expert

Serves San Diego, CA

Specializing in VA loans with over 25 years of experience, this mortgage banker focuses on helping veterans secure $0 down, government-insured home loans. The team offers a broad range of mortgage options and is known for clear communication and fast pre-approvals, though some clients note occasional after-hours availability is needed.

Services & Prices
VA Loan Processing $0 - $500
Home Purchase Loans $0 - $500
Loan Consultation $50 - $150
First-Time Buyer Guidance $0 - $200
View Profile
(619) 208-6499
Open 8:30 AM - 6:00 PM
891 Kuhn Dr #204, Chula Vista, CA 91914
General Services
Mortgage Broker Services
12

Rocket Mortgage Chula Vista

Serves San Diego, CA

With over 28 years of industry experience and licensing in California and Nevada, Rocket Mortgage offers personalized guidance for homebuyers and those refinancing. The team supports clients through a streamlined online application process, and customers often note clear communication and efficient closings, though some find the pace fast-paced.

View Profile
(619) 678-2121
Open 8:00 AM - 5:00 PM
3450 Bonita Rd Suite 108, Chula Vista, CA 91910
13

The Alfonso Delgadillo Lending Team

Serves San Diego, CA

Known for a highly organized and efficient loan process, The Alfonso Delgadillo Lending Team offers a range of mortgage services designed to simplify home financing. Clients appreciate their clear communication, proactive updates, and respect for deadlines, which help reduce stress throughout buying or refinancing. The team is praised for professionalism and attentiveness, creating confidence at… more...

Known for a highly organized and efficient loan process, The Alfonso Delgadillo Lending Team offers a range of mortgage services designed to simplify home financing. Clients appreciate their clear communication, proactive updates, and respect for deadlines, which help reduce stress throughout buying or refinancing. The team is praised for professionalism and attentiveness, creating confidence at every step.

View Profile
(619) 869-4053
Open 8:30 AM - 5:30 PM
1061 Tierra Del Rey Ste 302, Chula Vista, CA 91910
14

Kithia De Anda- Finest City Homes & Loans

Serves San Diego, CA

Finest City Homes & Loans offers personalized mortgage solutions with a focus on transparency and client support throughout the loan process. The team assists with new home loans and refinancing, guiding clients through each step to keep things smooth and clear. Customers appreciate their responsiveness and thorough communication during what can be a complex process.

Services & Prices
Initial Consultation $50 - $100
Offer Preparation $100 - $200
Closing Coordination $200 - $400
Pre-Qualification $50 - $100
View Profile
(619) 674-9749
Open 8:00 AM - 7:00 PM
231 Third Ave Ste d, Chula Vista, CA 91910
General Services
Home Buying Assistance
15

Mortgage Experts

Serves San Diego, CA

Mortgage Experts specializes in guiding clients through home loans with clear communication and attentive support. Their team handles various mortgage options, including VA loans, and is known for making the process smooth and straightforward. Customers appreciate their responsiveness and thorough explanations, though some note the experience can feel detailed.

Services & Prices
Conventional Loans $10 - $20
VA Loans $10 - $20
FHA Loans $10 - $20
Financial Assessment $10 - $20
View Profile
(619) 626-1970
Open 8:30 AM - 6:30 PM
637 Third Ave Suite D, Chula Vista, CA 91910
General Services
Home Loan Services
16

David Matranga - Mortgage By Matranga

Serves San Diego, CA

Known for a consultative approach and access to a broad network of lenders, Mortgage By Matranga helps clients find mortgage options that fit their unique financial situations. The team offers a variety of loan programs, including FHA and purchase loans, guiding customers through a straightforward application process. Clients appreciate the attentive support and clear communication throughout the… more...

Known for a consultative approach and access to a broad network of lenders, Mortgage By Matranga helps clients find mortgage options that fit their unique financial situations. The team offers a variety of loan programs, including FHA and purchase loans, guiding customers through a straightforward application process. Clients appreciate the attentive support and clear communication throughout the home financing journey.

View Profile
(619) 560-2255
Open 9:00 AM - 6:00 PM
690 Otay Lakes Rd #230, Chula Vista, CA 91910
17

All In Lending

Serves San Diego, CA

All In Lending specializes in guiding first-time homebuyers, including those relocating from other states, through the mortgage process. They offer mortgage brokerage services and work closely with agents to navigate complex paperwork. While some clients find the process lengthy and occasionally encounter issues with closing documents, the team’s support is often appreciated.

View Profile
(619) 770-3380
Open 9:00 AM - 5:30 PM
2434 Fenton St Ste 300, Chula Vista, CA 91914
18

The LoanFather - Steven Tavera,

Serves San Diego, CA

Specializing exclusively in mortgages, The LoanFather - Steven Tavera helps clients navigate home financing by comparing multiple lenders to find competitive rates. The team offers a variety of loan options and uses technology to simplify the process, with clients often noting clear communication and personalized support throughout their homebuying journey.

Services & Prices
Pre-Approval Process $50 - $100
Loan Closing Assistance $200 - $500
Mortgage Refinance Consultation $100 - $300
Application Assistance $75 - $150
View Profile
(619) 632-2190
Open 00:00 - 23:59
2434 Fenton St Ste 300, Chula Vista, CA 91914
General Services
Mortgage Services
19

Eric Mitchell - Financing Geek

Serves San Diego, CA

Discount AI Inc. specializes in empowering clients to originate their own mortgages with a wide range of loan options, including VA, USDA, jumbo, conventional, Non-QM, and bridge loans. The team offers clear guidance throughout the process, with clients appreciating their responsiveness and ability to navigate complex financing needs, though some note occasional communication challenges.

Services & Prices
Home Loan Consultation $100 - $200
Mortgage Application Assistance $150 - $300
Rate Comparison and Advice $75 - $150
Refinancing Consultation $100 - $200
View Profile
(888) 696-1344
Open 6:00 AM - 10:00 PM
333 H St Ste 5000, Chula Vista, CA 91910
General Services
Mortgage Services
20

Brandon Martinez 24/7

Serves San Diego, CA

Brandon Martinez 24/7 offers around-the-clock availability, making it easy to get support whenever needed. The team specializes in a variety of home loans, including VA loans, and keeps clients informed throughout the process. Customers appreciate their professionalism and clear communication, which helps reduce the stress of buying a home.

View Profile
(619) 609-3517
Open 00:00 - 23:59
2536 Catamaran Way, Chula Vista, CA 91914

San Diego Mortgage Statistics

Home-purchase lending in San Diego County and home costs in San Diego, CA (latest HMDA and Census data)

Lenders made 21,384 home-purchase loans in San Diego County in 2025 (average about $816,000) and denied 2,882 — 12% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In San Diego, the median home is worth $906,700 and 70% of owners have a mortgage, paying a median $3,252 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
21,384▼ 3%21,968 in 2024
Denial rate
12%CA 12%
Median home value
$906,700CA $734,700
Monthly cost with a mortgage
$3,252median · CA $2,946
Refinance loans made (San Diego County, 2025)
20,234 · 13,920 in 2024
Home-improvement loans made (2025)
5,986
Average home-purchase loan
$816,000 (CA $711,000)
Owners with a mortgage
70% · 38% of them spend 30%+ of income on housing
Median household income
$108,077 (CA $99,122)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in San Diego County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

8 questions
What does a mortgage broker do?
A mortgage broker helps clients find suitable mortgage loans by comparing offers from various lenders. They assist with paperwork and negotiations.
How do I choose the best mortgage broker in San Diego?
Consider brokers with high customer reviews, verified profiles, and substantial review volume. TrustAnalytica ranks brokers based on these factors for transparency.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss your needs and potential loan options before you commit.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, loan options, and how they handle the loan process. Inquire about any potential conflicts of interest.
Do I need a mortgage broker to buy a home in California?
While not required, a mortgage broker can simplify the process by finding competitive loan options and handling paperwork.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30 to 45 days, but this can vary based on the lender and complexity of the loan.
How do mortgage broker fees work?
Mortgage brokers usually earn a commission from lenders, but some may charge a fee directly to clients. Always clarify fees upfront.
What services do mortgage brokers in San Diego offer?
Services include loan comparisons, application assistance, and negotiation with lenders to secure favorable terms.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for San Diego is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in San Diego are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in San Diego.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in San Diego, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in San Diego.

5

AI Search Visibility

Every mortgage broker listing in San Diego is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.