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  2. Best Mortgage Brokers
  3. Mortgage Brokers in California
  4. San Diego

Best Mortgage Brokers in San Diego

10 in San Diego · 10 nearby
San Diego Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10 +10 nearby
Average rating
5.0 4831 reviews
Owner reviewed
1 of 10 Claimed or managed by the owner
Most-offered services
Mortgage ServicesMortgage RefinancingMortgage BrokerFirst Time Homebuyer AssistanceRate Negotiation
What customers praise
recommend×630highly recommend×341great experience×66recommended×65
Also serving San Diego
Chula Vista10 · 11 km
Mortgage brokerSan Diego, CA

1

San Diego Home Lenders

Verified

With over 26 years of experience, Maureen Martin specializes in helping first-time homebuyers and military families navigate purchase loans, refinancing, and various mortgage types including FHA, VA, jumbo, and reverse mortgages. Clients appreciate her clear communication, responsiveness, and personalized approach that makes the loan process straightforward and supportive.

Services & Prices
Real Estate Finance Low
Conventional Loan, VA Loan Financing, Refinance Options)
Loan Education, Assistance with Paperwork, Guided Open Houses)
Interest Rate Analysis, Fee Comparison Service)
View Profile
(619) 857-7191
Closed Now
9655 Granite Ridge Dr., Suite 200
General Services
Mortgage Broker
2

Synergy One Lending

Synergy One Lending is known for a responsive team that guides clients through the mortgage process with clear communication and practical backup plans. They offer mortgage brokerage services focused on making loans smooth and timely, with many customers appreciating their friendly approach and quick responses throughout the experience.

Services & Prices
Home Purchase Loans Quoted per loan
Refinance Loans Quoted per loan
VA Loans Quoted per loan
View Profile
(888) 995-1256
Closed Now
610 W Ash St Suite 1505, San Diego, CA 92101, USA
General Services
Mortgage Services
3

West Coast Funding Team of E Mortgage Capital

Known for their responsiveness and 24/7 availability, West Coast Funding Team of E Mortgage Capital specializes in helping first-time buyers and veterans secure home loans. The team guides clients through the mortgage process with clear communication and timely updates, though a few have noted minor issues with payoff handling.

Services & Prices
VA Loans Quoted per loan
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
Refinancing Quoted per loan
View Profile
(619) 855-1084
Open 00:00 - 23:59
2555 Camino del Rio S Suite 210, San Diego, CA 92108, USA
General Services
Home Loans
4

Maureen Martin

Specializing in a variety of financing options including conventional, FHA, and VA loans, this mortgage broker brings nearly two decades of experience to California homebuyers. The team is known for clear communication, helping clients understand loan details and navigate the process smoothly. Some clients note the process can feel intense but appreciate the thorough guidance throughout.

Services & Prices
Conventional Loan Quoted per loan
FHA Loan Quoted per loan
VA Loan Quoted per loan
Rate-and-Term Refinance Quoted per loan
View Profile
(619) 857-7191
Open 9:00 AM - 6:00 PM
1455 Frazee Rd Ste 500,San Diego, CA 92108
General Services
Home Purchase Financing
5

Sam Baugh C2 Financial Corp - Mortgage Broker

Sam Baugh C2 Financial Corp specializes in flexible mortgage financing with access to over 100 wholesale lenders, offering competitive rates and personalized service. The team works closely with first-time buyers, veterans, and investors, guiding clients through purchases and refinances with clear communication and responsiveness. Some clients note occasional delays beyond their control but… more...

Sam Baugh C2 Financial Corp specializes in flexible mortgage financing with access to over 100 wholesale lenders, offering competitive rates and personalized service. The team works closely with first-time buyers, veterans, and investors, guiding clients through purchases and refinances with clear communication and responsiveness. Some clients note occasional delays beyond their control but appreciate the steady updates throughout.

Services & Prices
First Time Home Loan Quoted per loan
Refinance Quoted per loan
VA Loan Quoted per loan
Home Equity Line of Credit Quoted per loan
View Profile
(858) 342-9952
Open 8:00 AM - 9:00 PM
5151 Shoreham Pl #250,San Diego, CA 92122
General Services
Mortgage Lending
Mortgage Affordability Calculator – San DiegoSee how much house you can afford in San Diego in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 20 on the map Click a pin for the profile and directions
6

Community Mortgage

Community Mortgage focuses on transparency and clear communication to guide clients through the mortgage process without surprises. Their team offers personalized support for home purchases and refinancing, often spending extra time to educate and address individual financial situations. Customers appreciate their patience and responsiveness, though the process can still feel complex at times.

Services & Prices
Credit Report Analysis Quoted per loan
View Profile
(619) 692-3630
Closed Now
814 Morena Blvd UNIT 310, San Diego, CA 92110, USA
General Services
Mortgage Refinancing
7

Prospect Home Finance

Prospect Home Finance is a licensed mortgage broker known for placing homeowners’ needs first and offering a range of financing options, including home purchases and refinances. Customers appreciate the team’s frequent communication and ability to handle much of the process electronically, though some have noted persistent marketing calls despite do-not-call requests.

Services & Prices
Cash-Out Refinance Quoted per loan
Rate and Term Refinance Quoted per loan
Investment Property Refinance Quoted per loan
Conventional Loans Quoted per loan
View Profile
(858) 605-0952
Closed Now
1235 Grand Ave Apt. 2,San Diego, CA 92109
General Services
Mortgage Refinancing
8

Next Level Lender

Next Level Lender stands out for its transparent communication and availability seven days a week, including evenings and holidays. The team offers mortgage loans, refinancing, and expert guidance tailored to each client’s needs, with a focus on education and honesty. Customers appreciate their responsiveness and the way they make complex processes easier to understand.

Services & Prices
Pre-Approval Quoted per loan
Home Purchase Financing Quoted per loan
VA Home Loans Quoted per loan
Rate and Term Refinance Quoted per loan
View Profile
(858) 207-8436
Closed Now
2815 Camino del Rio S #250 - 260, San Diego, CA 92108, USA
General Services
Mortgage Services
9

San Diego Home Loans

Specializing in fast financing and cash-out refinances, San Diego Home Loans helps borrowers lock in competitive rates and understand their options through thorough property assessments. The team offers clear communication and personal attention, though a few customers have noted occasional delays in responsiveness. Many appreciate the smooth process and detailed guidance.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Loans Quoted per loan
First-Time Home Buyer Assistance Quoted per loan
View Profile
(619) 786-4478
Closed Now
3110 Camino del Rio S Suite 311, San Diego, CA 92108, USA
General Services
Mortgage Services
10

Hampton Mortgage

Hampton Mortgage focuses on securing competitive rates and low closing costs for home loans, aiming to simplify the financing process. The team assists with purchases, refinances, and loans for self-employed clients, guiding borrowers through document preparation and approval. Customers appreciate their responsiveness and efficient, mostly digital approach.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
VA Loans Quoted per loan
View Profile
(858) 224-5746
Open 9:00 AM - 8:00 PM
15347 Maturin Dr,San Diego, CA 92127
General Services
Mortgage Services
11

Andre Enriques Mortgage Banker - VA Loan Expert

Serves San Diego, CA

Specializing in VA loans with over 25 years of experience, this mortgage banker focuses on helping veterans secure $0 down, government-insured home loans. The team offers a broad range of mortgage options and is known for clear communication and fast pre-approvals, though some clients note occasional after-hours availability is needed.

Services & Prices
Home Purchase Loans Quoted per loan
Comparative Market Analysis Quoted per loan
Rate Lock Assessment Quoted per loan
Loan Terms Evaluation Quoted per loan
View Profile
(619) 208-6499
Open 10:00 AM - 6:00 PM
891 Kuhn Dr #204, Chula Vista, CA 91914
General Services
Mortgage Broker Services
12

Rocket Mortgage Chula Vista

Serves San Diego, CA

With over 28 years of industry experience and licensing in California and Nevada, Rocket Mortgage offers personalized guidance for homebuyers and those refinancing. The team supports clients through a streamlined online application process, and customers often note clear communication and efficient closings, though some find the pace fast-paced.

View Profile
(619) 678-2121
Closed Now
3450 Bonita Rd Suite 108, Chula Vista, CA 91910
13

The Alfonso Delgadillo Lending Team

Serves San Diego, CA

Known for a highly organized and efficient loan process, The Alfonso Delgadillo Lending Team offers a range of mortgage services designed to simplify home financing. Clients appreciate their clear communication, proactive updates, and respect for deadlines, which help reduce stress throughout buying or refinancing. The team is praised for professionalism and attentiveness, creating confidence at… more...

Known for a highly organized and efficient loan process, The Alfonso Delgadillo Lending Team offers a range of mortgage services designed to simplify home financing. Clients appreciate their clear communication, proactive updates, and respect for deadlines, which help reduce stress throughout buying or refinancing. The team is praised for professionalism and attentiveness, creating confidence at every step.

View Profile
(619) 869-4053
Closed Now
1061 Tierra Del Rey Ste 302, Chula Vista, CA 91910
14

Kithia De Anda- Finest City Homes & Loans

Serves San Diego, CA

Finest City Homes & Loans offers personalized mortgage solutions with a focus on transparency and client support throughout the loan process. The team assists with new home loans and refinancing, guiding clients through each step to keep things smooth and clear. Customers appreciate their responsiveness and thorough communication during what can be a complex process.

Services & Prices
Pre-Qualification Quoted per loan
Loan Application Quoted per loan
View Profile
(619) 674-9749
Closed Now
231 Third Ave Ste d, Chula Vista, CA 91910
General Services
Home Refinancing
15

Mortgage Experts

Serves San Diego, CA

Mortgage Experts specializes in guiding clients through home loans with clear communication and attentive support. Their team handles various mortgage options, including VA loans, and is known for making the process smooth and straightforward. Customers appreciate their responsiveness and thorough explanations, though some note the experience can feel detailed.

Services & Prices
Conventional Loans Quoted per loan
VA Loans Quoted per loan
FHA Loans Quoted per loan
Credit Analysis Quoted per loan
View Profile
(619) 626-1970
Closed Now
637 Third Ave Suite D, Chula Vista, CA 91910
General Services
Home Loan Services
16

David Matranga - Mortgage By Matranga

Serves San Diego, CA

Known for a consultative approach and access to a broad network of lenders, Mortgage By Matranga helps clients find mortgage options that fit their unique financial situations. The team offers a variety of loan programs, including FHA and purchase loans, guiding customers through a straightforward application process. Clients appreciate the attentive support and clear communication throughout the… more...

Known for a consultative approach and access to a broad network of lenders, Mortgage By Matranga helps clients find mortgage options that fit their unique financial situations. The team offers a variety of loan programs, including FHA and purchase loans, guiding customers through a straightforward application process. Clients appreciate the attentive support and clear communication throughout the home financing journey.

View Profile
(619) 560-2255
Closed Now
690 Otay Lakes Rd #230, Chula Vista, CA 91910
17

All In Lending

Serves San Diego, CA

All In Lending specializes in guiding first-time homebuyers, including those relocating from other states, through the mortgage process. They offer mortgage brokerage services and work closely with agents to navigate complex paperwork. While some clients find the process lengthy and occasionally encounter issues with closing documents, the team’s support is often appreciated.

View Profile
(619) 770-3380
Closed Now
2434 Fenton St Ste 300, Chula Vista, CA 91914
18

The LoanFather - Steven Tavera,

Serves San Diego, CA

Specializing exclusively in mortgages, The LoanFather - Steven Tavera helps clients navigate home financing by comparing multiple lenders to find competitive rates. The team offers a variety of loan options and uses technology to simplify the process, with clients often noting clear communication and personalized support throughout their homebuying journey.

Services & Prices
Pre-Approval Process Quoted per loan
Loan Closing Assistance Quoted per loan
HELOC Guidelines Advisory Quoted per loan
View Profile
(619) 632-2190
Open 00:00 - 23:59
2434 Fenton St Ste 300, Chula Vista, CA 91914
General Services
Mortgage Services
19

Eric Mitchell - Financing Geek

Serves San Diego, CA

Discount AI Inc. specializes in empowering clients to originate their own mortgages with a wide range of loan options, including VA, USDA, jumbo, conventional, Non-QM, and bridge loans. The team offers clear guidance throughout the process, with clients appreciating their responsiveness and ability to navigate complex financing needs, though some note occasional communication challenges.

Services & Prices
Rate Comparison and Advice Quoted per loan
Closing Cost Analysis Quoted per loan
Investment Property Financing Quoted per loan
First-Time Homebuyer Programs Quoted per loan
View Profile
(888) 696-1344
Open 6:00 AM - 10:00 PM
333 H St Ste 5000, Chula Vista, CA 91910
General Services
Mortgage Services
20

Brandon Martinez 24/7

Serves San Diego, CA

Brandon Martinez 24/7 offers around-the-clock availability, making it easy to get support whenever needed. The team specializes in a variety of home loans, including VA loans, and keeps clients informed throughout the process. Customers appreciate their professionalism and clear communication, which helps reduce the stress of buying a home.

View Profile
(619) 609-3517
Open 00:00 - 23:59
2536 Catamaran Way, Chula Vista, CA 91914

San Diego Mortgage Statistics

Home-purchase lending in San Diego County and home costs in San Diego, CA (latest HMDA and Census data)

Lenders made 21,384 home-purchase loans in San Diego County in 2025 (average about $816,000) and denied 2,882 — 12% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In San Diego, the median home is worth $906,700 and 70% of owners have a mortgage, paying a median $3,252 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
21,384▼ 3%21,968 in 2024
Denial rate
12%CA 12%
Median home value
$906,700CA $734,700
Monthly cost with a mortgage
$3,252median · CA $2,946
Refinance loans made (San Diego County, 2025)
20,234 · 13,920 in 2024
Home-improvement loans made (2025)
5,986
Average home-purchase loan
$816,000 (CA $711,000)
Owners with a mortgage
70% · 38% of them spend 30%+ of income on housing
Median household income
$108,077 (CA $99,122)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in San Diego County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

San Diego Mortgage Brokers stats: 20 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 San Diego Home Lenders 5.0 189 Low (619) 857-7191 Visit
2 Synergy One Lending 5.0 3625 Quoted per loan (888) 995-1256 Visit
3 West Coast Funding Team of E Mortgage Capital 5.0 429 Quoted per loan (619) 855-1084 Visit
4 Maureen Martin 5.0 120 Quoted per loan (619) 857-7191 Visit
5 Sam Baugh C2 Financial Corp - Mortgage Broker 5.0 100 Quoted per loan (858) 342-9952 Visit
6 Community Mortgage 5.0 100 Quoted per loan (619) 692-3630 Visit
7 Prospect Home Finance 4.7 102 Quoted per loan (858) 605-0952 Visit
8 Next Level Lender 4.9 91 Quoted per loan (858) 207-8436 Visit
9 San Diego Home Loans 4.9 56 Quoted per loan (619) 786-4478 Visit
10 Hampton Mortgage 5.0 19 Quoted per loan (858) 224-5746 Visit
11 Andre Enriques Mortgage Banker - VA Loan Expert 5.0 221 Quoted per loan (619) 208-6499 Visit
12 Rocket Mortgage Chula Vista 5.0 191 — (619) 678-2121 Visit
13 The Alfonso Delgadillo Lending Team 4.9 160 — (619) 869-4053 Visit
14 Kithia De Anda- Finest City Homes & Loans 5.0 146 Quoted per loan (619) 674-9749 Visit
15 Mortgage Experts 5.0 108 Quoted per loan (619) 626-1970 Visit
16 David Matranga - Mortgage By Matranga 5.0 75 — (619) 560-2255 Visit
17 All In Lending 4.9 74 — (619) 770-3380 Visit
18 The LoanFather - Steven Tavera, 5.0 43 Quoted per loan (619) 632-2190 Visit
19 Eric Mitchell - Financing Geek 4.8 20 Quoted per loan (888) 696-1344 Visit
20 Brandon Martinez 24/7 5.0 11 — (619) 609-3517 —

Frequently asked questions

8 questions
What does a mortgage broker do?
A mortgage broker helps clients find suitable mortgage loans by comparing offers from various lenders. They assist with paperwork and negotiations.
How do I choose the best mortgage broker in San Diego?
Consider brokers with high customer reviews, verified profiles, and substantial review volume. TrustAnalytica ranks brokers based on these factors for transparency.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss your needs and potential loan options before you commit.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, loan options, and how they handle the loan process. Inquire about any potential conflicts of interest.
Do I need a mortgage broker to buy a home in California?
While not required, a mortgage broker can simplify the process by finding competitive loan options and handling paperwork.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30 to 45 days, but this can vary based on the lender and complexity of the loan.
How do mortgage broker fees work?
Mortgage brokers usually earn a commission from lenders, but some may charge a fee directly to clients. Always clarify fees upfront.
What services do mortgage brokers in San Diego offer?
Services include loan comparisons, application assistance, and negotiation with lenders to secure favorable terms.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for San Diego is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in San Diego are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in San Diego.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in San Diego, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in San Diego.

5

AI Search Visibility

Every mortgage broker listing in San Diego is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.