Prospect Home Finance

Located at 7825 Fay Avenue, Suite 160, La Jolla, CA 92037 NMLS ID# 382561. This is not an offer for extension of credit or a commitment to lend. Loans are currently being closed and committed at the expressed rates, however, these rates may change or may not be available at the time of your loan lock-in, commitment, or closing. All loans must satisfy company underwriting guidelines, interest rates, and APRs mentioned are accurate as of May 13, 2020 and may be modified at any time and changed without notice. A non-refundable application fee may be required. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation will be greater. Prospect Home Finance, Inc. is an independent mortgage corporation that is not affiliated with any governmental agency, including the Federal Housing Administration or the Department of Housing and Urban Development. Prospect Home Finance, Inc. is licensed by the California Department of Business Oversight, under the California Residential Mortgage Lending Act and NMLS #382561. For licenses visit http://nmlsconsumeraccess.org. Prospect Home Finance, Inc. is an equal housing lender. Loans are available on a fair and equal basis regardless of race, color, religion, national origin, sex, or familial status. This is not a commitment to lend. Prospect Home Finance, Inc. reserves the right to change rates and coverage based on individual creditworthiness, program choice, and term. May not be combined with any other promotional pricing. Prospects offer a wide array of loan programs to meet your needs. Prospect Home Finance, Inc. | 7825 Fay Avenue, Suite 160, La Jolla, CA 92037

Prospect Home Finance is a top-rated customer service provider. Clients praised the loan officers like Roberto Marrero, Kevin Meyers, and Samuel Sheldon. According to the clients, the refinancing process was easier and quicker than they expected. The company's excellent communication and updated calls and emails allowed the clients to know the situation at all times. They also praised the company for the digital documentation, which let them submit papers if they had time. For instance, the process was faster for one client, who praised Shiv Samtani and completed work in three weeks compared to a bank that had kept asking for multiple documents for seven months. Also, clients said that the experience was positive and straightforward. Experts like Samuel Sheldon and Roberto Marrero were hailed for their professionalism. Additionally, renegotiating the loan was a success. The clients spoke of the expert advice. For example, one client noted that negotiating fees was essential and promised to work with the company again. Prospect Home Finance is a digital way to refinance, according to Samuel Sheldon.