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  1. United States
  2. Top Auto Insurance Agencies
  3. Auto Insurance Agencies in California
  4. San Jose

Top Auto Insurance Agencies In San Jose

San Jose Auto Insurance Agencies stats: Key insights from this page’s listings Updated
Businesses listed
9
Average rating
4.3 544 reviews
Typical service price
$100 – $200 Median of 21 priced services
Most-offered services
Auto InsuranceHealth InsuranceHome InsuranceInsuranceHomeowners Insurance
What customers praise
recommend×83very helpful×53helped me×44highly recommend×28
Auto insurance agencySan Jose, CA

1

Cost-U-Less Insurance

Cost-U-Less Insurance offers affordable car insurance with more than 50 locations across California, making it easy for drivers to find low-cost coverage. The team assists with a variety of auto insurance options, and many customers appreciate the helpful and knowledgeable agents, though some reviews note occasional concerns about service consistency.

Services & Prices
Basic Coverage $100 - $150
Full Coverage $200 - $300
Comprehensive Coverage $250 - $350
Basic Policy $500 - $800
View Profile
(408) 479-2635
Closed Now
1915 Alum Rock Ave A, San Jose, CA 95116, USA
General Services
Auto Insurance
2

Khalsa Insurance Agency

Khalsa Insurance Agency has been providing personalized insurance solutions since 1992, focusing on clear, straightforward coverage plans. They offer a range of policies including auto, home, health, business, and life insurance, with agents who are known for friendly, responsive service. While most customers appreciate the fast and helpful support, a few have found communication less clear at… more...

Khalsa Insurance Agency has been providing personalized insurance solutions since 1992, focusing on clear, straightforward coverage plans. They offer a range of policies including auto, home, health, business, and life insurance, with agents who are known for friendly, responsive service. While most customers appreciate the fast and helpful support, a few have found communication less clear at times.

Services & Prices
Individual Health Insurance $100 - $300
Family Health Insurance $250 - $700
Short-Term Health Insurance $50 - $150
Liability Coverage $40 - $150
View Profile
(408) 272-2500
Closed Now
3750 McKee Rd A, San Jose, CA 95127, USA
General Services
Health Insurance
3

Oasis Insurance Agency Inc.

Specializing in personal and commercial insurance as well as DMV registration, Oasis Insurance Agency offers access to nearly 40 insurance providers. Their bilingual team helps customers save time by handling registrations and providing personalized insurance quotes. While most praise the fast, friendly service, a few note occasional paperwork issues.

Services & Prices
Vehicle Registration Renewal $10 - $20
Vehicle Name Change $15 - $30
Vehicle Transfer Processing $20 - $25
New Policy Creation $50 - $150
View Profile
(408) 929-6111
Closed Now
1629 Alum Rock Ave, San Jose, CA 95116, USA
General Services
DMV Registration
4

Veronica Lopez: Allstate Insurance

Known for offering personalized insurance options with 24/7 availability, this Allstate agency helps San Jose residents find coverage that fits their lifestyle and budget. The team assists with auto, home, and life insurance, providing clear explanations and timely support. Customers appreciate their professionalism and responsiveness, though some note wait times on calls vary.

Services & Prices
Auto Insurance $100 - $200
Homeowners Insurance $800 - $1500
Life Insurance $25 - $50
View Profile
(408) 516-5022
Closed Now
2180 Story Rd Ste 204, San Jose, CA 95122, USA
General Services
Insurance
5

Coast Auto Insurance Services Inc

Founded with a focus on providing affordable car insurance to those overlooked by traditional markets, Coast Auto Insurance has served California drivers since 1986. The team offers coverage through multiple offices statewide, and customers often note their knowledgeable, friendly agents and straightforward service, though a few mention occasional communication issues.

Services & Prices
Comprehensive Coverage $50 - $100
Liability Coverage $40 - $80
Collision Coverage $60 - $120
Property Coverage $30 - $70
View Profile
(408) 977-1990
Closed Now
1858 W San Carlos St, San Jose, CA 95128, USA
General Services
Auto Insurance
Where they are 9 on the map Click a pin for the profile and directions
6

Rick Pham: Allstate Insurance

With deep roots in the San Jose community, this Allstate office focuses on understanding local needs to offer personalized auto insurance coverage. The agents assist with evaluating current policies and adjusting them as life changes, providing friendly and attentive service. Customers appreciate their helpfulness and clear communication throughout the process.

View Profile
(408) 740-0100
Closed Now
841 Blossom Hill Rd Ste 202a, San Jose, CA 95123, USA
7

Bermudez Insurance

Berm Insurance Agency helps customers compare and select insurance plans to find the right coverage and discounts. Their team offers assistance with various policies, though some clients mention challenges with customer service and communication. The agency aims to simplify the insurance process for those seeking protection.

Services & Prices
Auto Insurance $100 - $300
Home Insurance $150 - $400
Health Insurance $50 - $200
Policy Renewal $20 - $50
View Profile
(408) 361-0121
Closed Now
5328 Monterey Rd e, San Jose, CA 95111, USA
General Services
Insurance Services
8

Astoria Insurance Brokerage

Astoria Insurance Brokerage offers customizable coverage options for personal and commercial vehicles by working with multiple insurance providers. The team provides competitive rates and a range of insurance products, though some customers have found communication and support inconsistent. Others appreciate the affordability and personalized attention.

Services & Prices
Auto Insurance $100 - $150
Home Insurance $120 - $200
Health Insurance $150 - $250
Policy Review $50 - $100
View Profile
(408) 247-3734
Closed Now
2175 The Alameda #107, San Jose, CA 95126, USA
General Services
Insurance
9

Bridgeway Insurance Agency Inc.

Bridgeway Insurance Services is independently owned and locally operated in San Jose Ca. We are here to serve all your insurance needs. We believe that local insurance agencies can best serve your insurance needs. As your independent insurance agency, we will assist you in finding just the right combination of coverage, price and service. We handle both personal and commercial lines of business… more...

Bridgeway Insurance Services is independently owned and locally operated in San Jose Ca. We are here to serve all your insurance needs. We believe that local insurance agencies can best serve your insurance needs. As your independent insurance agency, we will assist you in finding just the right combination of coverage, price and service. We handle both personal and commercial lines of business providing personalized service to each of our clients. With over 20 years of experience in the insurance industry Leon Shum the agency owner is ready to help you find the right coverage for your home or business. Bridgeway Insurance Services offer a network of carefully selected insurance companies which includes some of the largest national carriers in the industry. Bridgeway Insurance Services is passionate about providing customized insurance solutions to our clients. Nothing we do is “standard”. We understand each client is unique and deserves solutions that meet their needs.

View Profile
(408) 818-9000
Closed Now
5450 Thornwood Dr # K,San Jose, CA 95123

San Jose Vehicle Statistics

Vehicles and driving in San Jose, CA, 2020–2024 (latest Census data)

Households in San Jose, CA own 654,762 vehicles — 1.99 per household, compared with 1.95 across California, according to the U.S. Census Bureau’s American Community Survey (2020–2024). 74% of workers drive to work (average commute 27.3 minutes), and 6% of households have no car. In 2024, 54 people died in 53 fatal crashes in the city (NHTSA FARS).

Vehicles per household
1.99CA 1.95
Vehicles owned
654,762by residents
Drive to work
74%CA 75%
Commutes of 45+ minutes
15%of commuters
Drive alone / carpool
63% · 11% of workers
Average commute
27.3 minutes (CA 28.7)
Public transit / work from home
2% · 20%
Median household income
$146,427 (CA $99,122)

Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 data (tables B08201, B25046, B25044, B08301, B08303, B08013, B19013), compiled by TrustAnalytica. Figures are survey estimates with margins of error.

San Jose Auto Insurance Agencies stats: 9 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Cost-U-Less Insurance 4.8 351 $100 (408) 479-2635 Visit
2 Khalsa Insurance Agency 4.8 100 $15 (408) 272-2500 Visit
3 Oasis Insurance Agency Inc. 4.5 23 $10 (408) 929-6111 Visit
4 Veronica Lopez: Allstate Insurance 5.0 20 $25 (408) 516-5022 Visit
5 Coast Auto Insurance Services Inc 3.6 20 $5 (408) 977-1990 Visit
6 Rick Pham: Allstate Insurance 5.0 8 — (408) 740-0100 Visit
7 Bermudez Insurance 3.0 12 $10 (408) 361-0121 Visit
8 Astoria Insurance Brokerage 3.3 7 $30 (408) 247-3734 Visit
9 Bridgeway Insurance Agency Inc. 5.0 3 — (408) 818-9000 Visit

Frequently asked questions

7 questions
How do I choose the best auto insurance agency in San Jose?
Consider verified customer reviews, ratings, review volume, and whether the business has claimed its profile. TrustAnalytica ranks agencies based on these factors for a data-driven choice.
What questions should I ask an auto insurance agency before hiring?
Ask about coverage options, discounts, claims process, and customer service availability. Inquire about any additional fees or charges that may apply.
Do auto insurance agencies in San Jose offer free consultations?
Free consultations are common among auto insurance agencies, allowing potential clients to discuss their needs and get quotes without obligation.
What services do auto insurance agencies provide?
Auto insurance agencies help clients obtain car insurance, offering policy comparisons, coverage advice, and assistance with claims and renewals.
Do I need an auto insurance agency in California?
While not required, an agency can simplify finding the best coverage and rates, especially given California's mandatory auto insurance laws.
How long does it take to get auto insurance through an agency?
The process can vary, but obtaining auto insurance through an agency typically takes a few days, depending on the complexity of your needs.
How does pricing work for auto insurance in San Jose?
Pricing depends on factors like vehicle type, driving history, and coverage level. Agencies provide quotes based on these criteria to find competitive rates.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 auto insurance agency list assembly and recognition by TrustAnalytica for San Jose is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing auto insurance agency companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 auto insurance agency category.

The Process

1

Business Verification

Verified auto insurance agency listings in San Jose are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive auto insurance agency profiles offer vital details for informed decisions in San Jose.

3

Reviews And Ratings

Real-time customer ratings guide our auto insurance agency rankings in San Jose, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top auto insurance agency providers in San Jose.

5

AI Search Visibility

Every auto insurance agency listing in San Jose is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.