PRMG - San Jose, CA

PRMG of San Jose, CA. With a legacy of over 20 years, PRMG, a nationally recognized leading lender, remains a top privately held mortgage banker. Our success story includes helping thousands of borrowers in buying and refinancing homes across the USA. We believe progress is not possible without change, and it is with this belief that we established our ‘Path to Pivot’ that would increase our consumer-facing operations besides doing so with modern-lending technology. This venture into new frontiers of MarTech would always provide an improved Originator path to engage and change with the market while continuing to offer the best in class service! PRMG is a direct lender approved by both Fannie Mae and Freddie Mac, offering standard conventional products as well as Fannie Mae’s Homestyle Renovation, HomeReady by Fannie Mae, and Freddie Mac’s Home Possible. Furthermore, we are a Ginnie Mae issuer, and our menu of options includes FHA, VA, and USDA, with the FHA and VA permitting credit scores as low as 550. Closed-end second liens are available. For renovation, not only do we offer Fannie Mae’s Homestyle Renovation program, but also the FHA 203K Limited and Standard renovation programs. HECMs, also known as reverse mortgages, are also available. Our jumbo and non-QM products arm is comprised of a squad of specialists who offer loans up to $5 million. Besides this, the non-QM suite includes bank statements for qualifying, expanded debt to income ratios, one year income documentation, interest only amortization, foreign nationals, non-warrantable condos, and many other non-QM features. We regularly add to our suite of products in order to make sure we have a loan for every eligible estate buyer.

The reviews for Paramount Residential Mortgage Group (PRMG) and their representatives like Vivian, Tanja, and TJ are overwhelmingly positive and demonstrate excellent customer service and commitment. Clients highlighted the clear, consistent communication, solid support, and professionalism of these individuals during the complicated lending process. Their infinite accessibility and attention to detail were major advantages, making first-time buyers and repeat clients comfortable and grateful. Customers have often felt reassured and updated throughout the purchase or refinance cycles, with the crucial closing phases going smoothly. People praised the personalized advice and exhaustive information allowed them to proceed with confidence; Vivian, Tanja, and TJ's work ethic, follow-through, and expertise were crucial. These customers highly recommend each representative and PRMG overall, underlining how the firm is a dependable and customer-oriented one-stop shop. A few lines below are a few more examples. It is by no means exhaustive.