New American Funding - Santa Ana, CA

About New American Funding

New American Funding is a prominent mortgage lender dedicated to helping individuals and families achieve homeownership. Founded by Rick and Patty Arvielo, the company is driven by a passion for providing informed advice and comprehensive mortgage lending services. With a strong commitment to the communities they serve, New American Funding strives to make the dream of owning a home a reality for a diverse clientele. Their approach emphasizes a positive customer experience, from the initial loan origination to the final funding, ensuring a smooth and supportive process for all borrowers. The company prides itself on its elite team of underwriters and funders who are adept at closing loans efficiently.

Credibility and Trust

New American Funding has established significant credibility, evidenced by an impressive rating of 4.9/5 based on over 269,000 reviews. The Santa Ana branch specifically boasts a 4.98/5 rating from 450 reviews, highlighting exceptional customer satisfaction. This high level of trust is built on a foundation of professional service, transparency, and a genuine commitment to client needs. The company's dedication to excellence is further underscored by its recognition as a Top 10 Mortgage Company, reflecting its standing within the industry and its consistent delivery of quality service.

Offerings and Solutions

New American Funding offers a wide array of mortgage products designed to meet diverse borrower needs. These include Conventional Loans with down payments as low as 3%, FHA Loans allowing for 3.5% down, and VA Loans with no down payment requirement for veterans and active military personnel. They also provide Cash Out Refinance options to leverage home equity. A unique offering is the NAF Cash program, which enables buyers to make competitive cash offers, potentially saving up to 11% and closing in as little as seven days. Additionally, their Pathway to Homeownership initiative provides up to $6,000 in non-repayable assistance for qualified first-time homebuyers in select areas.

Unique Advantages

New American Funding distinguishes itself through its customer-centric approach and innovative programs. The company's founders, Rick and Patty Arvielo, bring a personal passion to helping homebuyers nationwide. Their commitment is reflected in the high customer satisfaction ratings, with the Santa Ana branch achieving a 4.98/5 based on 450 reviews. The NAF Cash program offers a significant advantage by allowing buyers to act as cash purchasers, streamlining the transaction process. Furthermore, the Pathway to Homeownership initiative provides tangible financial support, making homeownership more accessible.