Change Home Mortgage

About Change Home Mortgage

Change Home Mortgage is a leading mortgage lender that specializes in providing flexible lending solutions tailored to diverse financial situations. As a Community Development Financial Institution (CDFI) certified by the U.S. Department of the Treasury, the company is dedicated to fair and responsible lending practices. They cater to a wide range of borrowers, including W-2 employees, self-employed individuals, freelancers, gig workers, real estate investors, and non-profits. With a mission to empower borrowers, Change Home Mortgage innovates home lending by offering programs designed for the realities of today's homebuyers, ensuring accessibility and support for both traditional and non-traditional applicants. Their commitment extends to supporting underserved communities through responsible loan programs.

Industry Expertise

Change Home Mortgage has established a strong track record, having funded over $25 billion in loans and served more than 75,000 borrowers. As America's CDFI, they are committed to supporting underserved communities with responsible lending. Their total assets exceed $1 billion, with over 60% of their loans directed towards underbanked and underserved populations. This demonstrates a significant commitment to financial inclusion and accessibility. The company's expertise is further highlighted by its ability to provide creative loan solutions and its consistent communication throughout the home purchase process, ensuring a stress-free experience for clients.

Change Home Mortgage Offers

Change Home Mortgage offers a comprehensive suite of lending solutions designed to meet the needs of various borrowers. Their product offerings include options for traditional borrowers with W-2 employment and full tax returns, as well as specialized programs for non-traditional borrowers such as freelancers, self-employed individuals, and gig workers. For real estate investors, they provide solutions for fix-and-flip projects and support for non-profits and affordable housing initiatives. The company also emphasizes homeownership education and provides resources like the Home Loan Toolkit and ARM Handbook to assist borrowers. Their services are available nationwide, with a focus on flexible terms and responsible lending standards.

Unique Advantages

Change Home Mortgage distinguishes itself as America's CDFI, focusing on serving underbanked and underserved communities. They have funded over $25 billion in loans and assisted over 75,000 borrowers, showcasing extensive experience and reach. A significant portion, over 60%, of their loans go to underbanked and underserved populations, underscoring their commitment to financial inclusion. The company is recognized for its ability to provide creative loan solutions and its dedication to a transparent and stress-free home buying process.