How much house can you afford in Aurora? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
American Financing
4.7 · 8619 reviews · Free pre-approval
Get pre-approved →
Daniel Dixon at Guaranteed Rate
4.9 · 145 reviews · Free pre-approval
Get pre-approved →
Speak Straight Mortgage, Aurora CO Mortgage Broker
4.9 · 52 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
American Financing specializes in refinance and home purchase loans, guided by salary-based mortgage consultants who focus on transparent, no-upfront-fee service. Their offerings include cash-out refinancing, debt consolidation, and home equity loans, with in-house underwriting that often speeds up closings. Customers appreciate the clear communication and support throughout the process, though… more...
American Financing specializes in refinance and home purchase loans, guided by salary-based mortgage consultants who focus on transparent, no-upfront-fee service. Their offerings include cash-out refinancing, debt consolidation, and home equity loans, with in-house underwriting that often speeds up closings. Customers appreciate the clear communication and support throughout the process, though occasional closing delays have been noted.
Guaranteed Rate focuses on using technology to simplify and speed up the mortgage process, offering products like FHA, VA, Jumbo, and Bank Statement loans. The team assists with home purchases, refinancing, and specialized programs such as down payment assistance, though some customers note communication can be slow during problem resolution.
Speak Straight Mortgage focuses on clear, honest communication to simplify the home loan process for Colorado borrowers. They provide a variety of loan options, including VA, FHA, USDA, and investor loans, with a local emphasis on transparency and efficient closings. Clients appreciate their responsiveness and straightforward guidance, though some interactions are primarily remote.
Preferred Mortgage Lending specializes in guiding clients through a wide range of residential loan options, including conventional, FHA, VA, and jumbo loans. The team is known for clear communication and patient support, helping customers understand each step of the mortgage process. Some find the thoroughness requires a bit of extra time, but many appreciate the careful attention to detail.
Capitalink Mortgage Consultants LLC focuses on making mortgage and refinance processes clear and manageable for clients at all experience levels. The team offers detailed guidance through paperwork and supports customers with home closings that can even be done remotely. Many appreciate their clear communication and responsiveness throughout the process.
With over 20 years of experience in the Colorado market, Rocky Mountain Mortgage focuses on simplifying the loan process through clear communication and personalized mortgage solutions. They handle purchase, refinance, and government-backed loans for a variety of clients, including first-time buyers and investors. Customers appreciate the team’s responsiveness and guidance throughout each step.
A Plus Mortgage Co specializes in FHA, VA, and USDA loans, focusing on guiding first-time homebuyers through the mortgage process with clear communication and support. The team is known for being responsive and knowledgeable, helping clients feel comfortable and informed, though some may find the process detailed due to thoroughness.
Lenders made 8,245 home-purchase loans in Arapahoe County in 2025 (average about $482,000) and denied 746 — 8% of decided applications, compared with 10% across Colorado, according to federal mortgage data (HMDA, CFPB). In Aurora, the median home is worth $469,100 and 75% of owners have a mortgage, paying a median $2,217 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Arapahoe County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | American Financing | 4.7 | 8619 | Quoted per loan | (866) 750-6551 | Visit |
| 2 | Daniel Dixon at Guaranteed Rate | 4.9 | 145 | — | (303) 353-1509 | Visit |
| 3 | Speak Straight Mortgage, Aurora CO Mortgage Broker | 4.9 | 52 | Quoted per loan | (720) 915-0415 | Visit |
| 4 | Preferred Mortgage Lending: David Hutton, Mortgage Broker | 5.0 | 40 | Quoted per loan | (303) 596-3835 | Visit |
| 5 | Capitalink Mortgage Consultants LLC | 5.0 | 21 | Quoted per loan | (303) 886-0881 | — |
| 6 | Rocky Mountain Mortgage, LLC | 5.0 | 15 | Quoted per loan | (303) 505-8882 | Visit |
| 7 | A Plus Mortgage Co | Mortgage Lending Company | FHA, VA, USDA | 5.0 | 4 | — | (720) 499-5387 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.