American Financing

About American Financing

American Financing is a national mortgage lender, established in 1999 in Colorado, specializing in refinance and home purchase loans. They are licensed in all 50 states and employ trusted salary-based mortgage consultants who guide individuals in finding the right lending solution for their unique situations. The company focuses on helping clients achieve their financial goals through various loan options, including cash-out refinancing, debt consolidation, and home equity loans.

Credibility and Trust

American Financing has garnered significant customer trust, evidenced by over 8,500 Google reviews, 1,900+ Zillow reviews, and 900+ BBB reviews. They are recognized by local and national companies for their customer service and responsible lending practices, as highlighted in their 'Awards' section. The company emphasizes transparency and reliability, offering guidance from salary-based mortgage consultants and handling underwriting in-house for a faster, more transparent process. They also highlight their commitment to giving back to charities and supporting the communities they serve.

Offerings and Solutions

American Financing offers a comprehensive suite of mortgage services, including refinance options for debt consolidation, cash-out refinancing, and home equity loans, as well as home purchase loans. They emphasize fast closings, with some debt consolidation loans potentially closing in as little as 10 days. For home purchases, they offer assistance with down payments and fast pre-approvals. Their 'Smart Equity' loans provide a way to consolidate debt with fixed payments while preserving low mortgage rates. They also offer specialized guidance for first-time homebuyers and veterans.

Unique Advantages

American Financing distinguishes itself through its salary-based mortgage consultants, ensuring clients receive dedicated guidance without sales pressure. They operate with no upfront fees, making their services accessible. The company also boasts in-house underwriting, which contributes to a faster and more transparent loan process. Their extensive positive customer reviews and recognition for service further underscore their commitment to client satisfaction.