New American Funding - Fort Collins, CO

About New American Funding

New American Funding, a prominent mortgage lender, is dedicated to assisting individuals in achieving their homeownership dreams. Founded by Rick and Patty Arvielo, the company emphasizes providing informed advice and comprehensive mortgage lending services. Their mission extends beyond mere transactions, focusing on empowering homebuyers within the Fort Collins community and nationwide. The Fort Collins branch, in particular, prides itself on serving clients from the initial loan origination to the final funding stages. They are committed to fostering a sense of community by encouraging home purchases, believing that a stronger neighborhood fabric is built when more people own homes. The team's expertise in underwriting and funding aims to ensure a swift and positive closing experience for all clients, regardless of their background.

Credibility and Trust

New American Funding has established significant credibility, evidenced by an impressive average customer rating of 4.9/5 based on over 269,000 reviews. The Fort Collins branch specifically boasts a 4.95/5 rating from 780 reviews, highlighting consistent customer satisfaction. This high level of trust is built upon their commitment to efficient loan processing and a positive customer experience. While specific certifications or licenses are not detailed in this section, the sheer volume of positive reviews and the company's longevity in the market serve as strong indicators of their reliability and expertise in the mortgage lending industry.

Offerings and Solutions

New American Funding offers a diverse range of mortgage products designed to meet various homebuyer needs. These include Conventional Loans with down payments as low as 3%, FHA Loans allowing for 3.5% down payments, and VA Loans with no down payment requirement, specifically for veterans and active-duty military. They also provide Cash Out Refinance options to leverage home equity. A unique offering is the NAF Cash program, which enables buyers to make competitive cash offers, potentially saving up to 11% and closing in as little as seven days. Furthermore, their Pathway to Homeownership initiative provides up to $6,000 in non-repayable assistance for qualified first-time homebuyers in select areas, which can be combined with other down payment assistance programs.

Unique Advantages

New American Funding distinguishes itself through its founder-led passion for homeownership, a strong emphasis on community, and innovative programs like NAF Cash and the Pathway to Homeownership initiative. The company's extensive network of experienced underwriters and funders ensures efficient loan closings. Their commitment to customer satisfaction is consistently reflected in high review scores across numerous transactions, underscoring their reliability and dedication to client success.