How much house can you afford in Fort Lauderdale? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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Cornerstone First Mortgage - Fort Lauderdale
5.0 · 672 reviews · Free pre-approval
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Daniel De La Torre Roffe - Mortgage Broker, NMLS #1278022 | Fort Lauderdale, FL
5.0 · 170 reviews · Free pre-approval
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Brad Greenleaf Mortgage Solutions - Cornerstone First Mortgage - Fort Lauderdale
5.0 · 143 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Cornerstone First Mortgage is known for its personalized approach, guiding clients through every step of the home loan process with clear communication and attentive support. The team assists with mortgage financing and often helps connect customers to local Realtors. While some clients mention last-minute challenges, the agents remain responsive and professional throughout.
Licensed under NMLS #1278022, this mortgage broker team specializes in home financing and refinancing with a focus on clear communication and ongoing support. Customers appreciate their professionalism and responsiveness, noting a smooth, well-organized process from start to finish. The team remains available to answer questions even after closing.
Specializing in home equity lines of credit and reverse mortgages, Brad Greenleaf Mortgage Solutions offers personalized guidance throughout the lending process. The team is known for clear communication and patience, helping clients navigate complex transactions with ease. Some customers note that certain processes can take longer than expected but appreciate the thorough support provided.
Known for a family-oriented approach, Mortgage Masters offers personalized mortgage guidance for home purchases, refinancing, and specialized loans like VA and jumbo mortgages. Clients appreciate the team’s clear communication, responsiveness, and ability to simplify complex financing, though some note the process can still feel challenging at times.
My Smart Loan Officer offers a broad selection of loan programs, including VA, FHA, USDA, and conventional mortgages, tailored to support homebuyers and those refinancing in Florida. The team guides clients through each step with clear communication and responsiveness, helping to make the process straightforward and timely. Some clients note the high level of availability even during busy periods.
FAIR Mortgage Lending specializes in navigating challenging mortgage requirements, particularly for condo purchases, often closing deals quickly and with clear communication. The team offers personalized guidance through home financing and loan options, with clients appreciating their transparency, patience, and responsiveness throughout the process.
Licensed in Florida, Mississippi, and Alabama, this mortgage broker offers a single point of contact for home purchase loans, refinancing, and pre-approvals. The team handles a variety of loan types, including FHA, VA, USDA, conventional, jumbo, and DSCR, with clear communication on rates and timelines. Clients appreciate the responsive, detail-oriented service that helps simplify the mortgage… more...
Licensed in Florida, Mississippi, and Alabama, this mortgage broker offers a single point of contact for home purchase loans, refinancing, and pre-approvals. The team handles a variety of loan types, including FHA, VA, USDA, conventional, jumbo, and DSCR, with clear communication on rates and timelines. Clients appreciate the responsive, detail-oriented service that helps simplify the mortgage process.
Atlantic Home Capital specializes in a wide range of mortgage loans, including jumbo, FHA, VA, and modular home financing, with a focus on personalized service. The team is known for clear communication and helping clients navigate complex loan options, though some find the process detailed. They assist buyers and refinancers seeking tailored mortgage solutions.
South Florida Mortgage specializes in guiding clients through a wide range of home financing options, from first-time purchases to investment property loans. Their team offers clear, personalized support and deep local market knowledge across South Florida. Customers appreciate their responsiveness and thorough explanations throughout the mortgage process.
Specializing in mortgage programs for first-time homebuyers and U.S. Veterans, Florida State Mortgage Group offers a variety of loan options including Conventional, FHA, VA, and Jumbo Loans. The team uses online tools to streamline applications and provides same-day pre-approvals, with clients appreciating their responsive communication and efficient service throughout the process.
Lenders made 16,955 home-purchase loans in Broward County in 2025 (average about $513,000) and denied 4,288 — 20% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In Fort Lauderdale, the median home is worth $486,700 and 54% of owners have a mortgage, paying a median $2,679 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Broward County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.