Florida State Mortgage Group, Inc - Greater Fort Lauderdale Mortgage Broker

About Florida State Mortgage Group

Florida State Mortgage Group, Inc. was established with the primary goal of simplifying mortgage financing for its clients. The company was founded by a collective of experienced financial professionals who aimed to offer a wide array of loan options to individuals, property owners, investors, and developers across Florida. Their approach is centered around the customer, with a particular focus on assisting first-time homebuyers and U.S. Veterans. Whether clients are looking to refinance an existing mortgage or purchase a new home in Fort Lauderdale and other areas of Florida, the team is dedicated to helping them achieve their homeownership goals.

Credentials & Expertise

Florida State Mortgage Group emphasizes specialized programs for first-time homebuyers and U.S. Veterans, making the mortgage process in Florida more accessible for these groups. They offer support through down payment assistance funds and Mortgage Credit Certificates (MCC). The company prides itself on efficient application processing, utilizing online tools to streamline the experience. They are committed to addressing client inquiries and assisting with application completion, ensuring a smooth and efficient process for all.

Offerings

The company provides a diverse range of loan programs tailored to meet various housing needs. These include Conventional Loans, Jumbo Loans for larger mortgage amounts, FHA Loans backed by the Federal Housing Administration, and VA Mortgage loans for military service members and their spouses, often with no upfront payment. They also offer Condo Loans with low down payment options, Self-Employed Mortgages for entrepreneurs, Home Purchase Loans designed for first-time homebuyers, and the Florida Mortgage Credit Certificate Program. Additionally, they facilitate Mortgage Refinancing with practical solutions based on application merit.

Unique Advantages

Florida State Mortgage Group offers same-day pre-approvals and loan commitments within 7 days, providing a competitive edge. They specialize in assisting first-time homebuyers and U.S. Veterans with dedicated programs. The company emphasizes a customer-centric approach and utilizes streamlined online tools for efficient processing.