City First Mortgage Corporation NMLS#359177 - Licensed Mortgage Lender in Hollywood, Florida

About City First Mortgage

City First Mortgage is a direct lender specializing in hard money loans, fix and flip financing, and non-QM residential and investor products. They are passionate about helping clients fund their next deal, particularly those who may not qualify for traditional bank funding. Lending since 1988, the company has financed over two billion dollars and originated a significant number of loans. Their expertise lies in providing fast, flexible financing solutions tailored to the unique needs of borrowers, including foreign nationals. They pride themselves on being a reliable partner for real estate investors and developers.

Credentials & Expertise

City First Mortgage has been in operation since 1988, demonstrating a long-standing presence and stability in the lending industry. They have financed over two billion dollars and originated a substantial number of loans, showcasing a proven track record of success. The company is NMLS ID 359177 and is a Florida-licensed entity. They operate as an Equal Housing Lender, adhering to fair lending practices. Their team possesses extensive experience in operations, investor and broker relations, servicing, and loan processing, ensuring a high level of professionalism and efficiency.

Offerings

City First Mortgage offers a comprehensive suite of lending products designed for real estate investors and individuals seeking alternative financing. Their core offerings include Hard Money Loans, which are asset-based and provide fast funding, often within 24 hours, without strict guidelines and accommodating past financial challenges. They also provide Fix & Flip loans, offering short-term bridge financing for property acquisition and renovation with minimal documentation. Additionally, they specialize in Non-QM Residential and Investor Products, including DSCR and bank-statement loan options for borrowers who don't fit traditional income verification. Foreign National loans are also available, requiring no credit or income verification.

Unique Advantages

City First Mortgage distinguishes itself through its direct lending model, enabling faster decision-making and funding. They specialize in providing financing for borrowers that traditional banks may reject, including those with bankruptcies, foreclosures, or collections. The company offers rapid funding, with some loans approved within 24 hours and funded in as little as 0 days under specific conditions. They also provide specialized products like Foreign National loans with no credit or income verification required, showcasing their commitment to serving a diverse clientele.