Sharp Mortgages Inc. NMLS#155163

About Sharp Mortgages

Sharp Mortgages, Inc. is a full-service mortgage company based in Jacksonville, Florida, dedicated to helping individuals and families achieve home ownership. Specializing in first-time home buying in Jacksonville and Ponte Vedra, they also serve the greater Jacksonville area, including Duval, St. John's, Baker, Nassau, Putnam, Flagler, and Clay counties. Whether purchasing a new home or refinancing an existing one anywhere in Florida, Sharp Mortgages aims to make the dream of home ownership a reality and assist clients in saving money through lower monthly payments. The company emphasizes a client-centric approach, guiding customers through the complexities of the mortgage process with expertise and care.

Credibility and Trust

Sharp Mortgages, Inc. has earned a strong reputation for reliability and client satisfaction, boasting a 5-star rating from over 150 clients. This high level of client endorsement underscores their commitment to excellent service and successful mortgage outcomes. While specific certifications and licenses are not detailed, their longevity and consistent positive reviews serve as significant trust signals. The company operates with transparency, providing resources like NMLS Consumer Access for verification. Their focus on client success and positive feedback positions them as a trustworthy partner in the mortgage industry.

Mortgage Offerings

Sharp Mortgages, Inc. provides a comprehensive suite of mortgage solutions for both purchasing and refinancing. For purchases, they offer FHA, VA, USDA, HomePath, Jumbo, Conventional, Reverse Mortgage, and Down Payment Assistance programs. For refinancing, options include FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline, VA Cash-Out, USDA Streamline, Conventional, HELOC, HARP, Commercial, Jumbo, Reverse Mortgage, and Fixed Second loans. Notably, they also specialize in niche programs such as Reverse Mortgages, Bank Statement Loans, and solutions for those with damaged credit, catering to a diverse range of borrower needs.

Unique Advantages

Sharp Mortgages, Inc. distinguishes itself through its specialization in first-time home buying and its comprehensive service area across multiple Florida counties. They offer unique niche programs like Reverse Mortgages and Bank Statement Loans, catering to specific client needs. Furthermore, their commitment to assisting clients with damaged credit demonstrates a dedication to inclusivity. The company's strong client-driven reputation, evidenced by a 5-star rating from over 150 clients, highlights their success in delivering exceptional service and achieving client satisfaction.