Best Home Renovation Loan Companies in Miami

With over 20 years of mortgage lending experience, Lourdes Cuervo at Cornerstone First Mortgage guides clients through every step of home financing, including renovation loans like FHA Purchase-Rehab programs. The team handles all loan processes in-house, and customers appreciate their thorough communication and proactive support throughout often complex transactions.

United Direct Lending focuses on providing affordable mortgage rates paired with reliable, honest service. They specialize in HomeStyle Renovation Loans, helping borrowers finance both home purchases and remodeling costs with flexible terms. Customers appreciate the team’s friendly communication and expertise, though some note unexpected fees at closing.

Mortgage R'Us is RELAX MORTGAGE's parent company. We broker and originate loans for our customers. Our goal is to serve the Florida State community by offering outstanding service and leadership in technology-based lending. Our team is ready to serve not only the tech-savvy millennia who are looking to do everything online but also those clients who prefer a closer relationship. Straight 2 The… more...

Mortgage R'Us is RELAX MORTGAGE's parent company. We broker and originate loans for our customers. Our goal is to serve the Florida State community by offering outstanding service and leadership in technology-based lending. Our team is ready to serve not only the tech-savvy millennia who are looking to do everything online but also those clients who prefer a closer relationship. Straight 2 The Point Realty can offer you mortgage/loan services for the purchase and refinance of residential or commercial property. A 203(k), the loan can be used to buy, refinance or renovate a property that is in need of work. The mortgage will pay the costs for the renovations. These loans may have more stringent qualifications than traditional renovation loans due to the fact that they are insured by Federal Housing Administration. FHA203(k), a low-cost financing option, can help you pay for your home improvement projects. It may also expand your options to buy a home in more expensive areas. FHA203k loan mortgage rates can be a bit higher than standard FHA loans. FHA 203k loans will have a rate that is between 0.75 and 1.00% higher than standard FHA loans. However, 203k rates can be competitive because they are comparable to standard FHA rates. Standard FHA mortgage insurance will be paid. This is usually 1.75 percent upfront, rolled into your loan, and 0.85 per year (broken down into 12 equal monthly payments).