Friendly serviceKnowledgeable staffFast closingProfessional experienceHelpful staffQuick responseGreat communicationLocal knowledgeMaster in her fieldExcellent service
About this business
Our aim is to offer the lowest mortgage rate to qualified borrowers, as well as first-rate, effective customer service. Our specialty is straightforward and respectful communication, and we strive to provide the best available mortgage loans on your home with low interest rates and fees.
Rehab loans, commonly known as Homestyle Renovation Loans, let you borrow the full purchase price plus any home improvement costs. You can get away with a down payment of as little as 3% and enjoy your remodeled home sooner than ever before.
Fannie Mae Homestyle loans are not construction loans, although you can use them to build new homes. A HomeStyle Renovation loan can be one of the best options for homebuyers who want to purchase a fixer-upper and wrap all renovation costs into the monthly mortgage payment.
Home improvements can increase your house's value. Necessary property improvements often do not receive funding from local banks. Fannie Mae HomeStyle loans have flexible spending rules, with only a few restrictions. The most crucial factor to remember is that the repairs must not be permanent, such as an in-ground pool or tennis court. A HomeStyle loan can be used for a variety of expenses, ranging from minor to major changes like new cabinets and roof repairs. You can use the loan proceeds if the improvements are finished within 12 months.
Reviews Summary
Reviews for mortgage officers and directors were excellent, specifically for Jackie Santos, John Pettit, Melonny Thompson, and Justin Mackler, who were praised for being skilled and professional. They all embodied customer service, keen, immediate responses, and feedback, which loan officers required. United Direct Lending consultants were found to be welcoming, helpful, and informative. They were happy with the timing of the loan approval and the interest amounts. The services are highly rated and encouraged. Customers stated that their situations were handled with the highest concentration and thanks to the United Direct Lending employees for finalizing their loans faster than they anticipated in a matter of days.
Frequently asked questions
6 questions
What do United Direct Lending clients say about the work?
Clients frequently praise the team for their professionalism, quick response times, and helpfulness. Jackie Santos is often highlighted for her informative communication, while Melonny Thompson is noted for her expertise, ensuring a smooth loan approval process.
Does United Direct Lending offer VA IRRRL loans, and how do customers feel about that service?
Yes, they provide VA IRRRL loans. Customers have expressed satisfaction with the efficiency of this service, particularly noting the quick closing times and knowledgeable staff, which enhances their overall experience.
How does United Direct Lending support customers during the loan process?
They provide comprehensive customer support, including loan consultations and document assistance, ensuring borrowers have the guidance needed throughout the process.
What types of loans can I expect from United Direct Lending?
They offer a variety of loan services, including VA IRRRL Loans, Conventional Loans, and FHA Loans, catering to diverse borrowing needs.
What makes United Direct Lending different from larger competitors?
Reviewers note their local knowledge and personalized service as significant advantages over larger companies, highlighting their ability to navigate local requirements effectively.