Top Home Renovation Loan Companies In Florida

Known for working closely with local real estate agents and builders, Academy Mortgage helps clients navigate home financing with a focus on clear communication and support. They offer a range of mortgage services, including renovation loans, and customers appreciate their patient, knowledgeable team, though construction delays can sometimes affect timelines.

With over 35 years of experience, PrimeLending, A PlainsCapital Company in Jacksonville specializes in renovation loans that combine home purchase and improvement costs into a single mortgage. Their team guides clients through each step, offering helpful tools and clear communication. Customers appreciate their responsiveness and smooth loan process, though not every experience is perfect.

Planet Home Lending specializes in FHA-approved 203(k) renovation loans, helping homeowners finance repairs and remodels without moving. The team offers refinance options and is appreciated for honest, straightforward communication, though some clients note delays and occasional difficulties with account management during the loan process.

FBC Mortgage, LLC specializes in renovation loans that combine home purchase and repair costs, helping homeowners finance improvements at competitive rates. Their team guides clients through financing options for projects like kitchen upgrades or roof replacements. Customers appreciate their hands-on support, though a few note occasional communication hiccups during the process.

Known for being available every day, Bank of England Mortgage offers a wide range of national mortgage banking services and renovation loans. Customers appreciate the team’s patient, informative approach and clear communication throughout the homebuying or refinancing process, though some find the journey lengthy at times.

Specializing in renovation loans, Chris Hardiman Mortgage helps clients finance home improvements by combining standard mortgage financing with renovation costs. The team guides borrowers through the loan process with clear explanations and steady support, making it easier for first-time and experienced homeowners to navigate financing. Some clients note minor communication hiccups near closing… more...

Specializing in renovation loans, Chris Hardiman Mortgage helps clients finance home improvements by combining standard mortgage financing with renovation costs. The team guides borrowers through the loan process with clear explanations and steady support, making it easier for first-time and experienced homeowners to navigate financing. Some clients note minor communication hiccups near closing but appreciate the overall smooth experience.

Specializing in Renovation Mortgage Loans and Fannie Mae HomeStyle loans, this team simplifies the lending process with clear communication and a step-by-step approach. Customers appreciate their responsiveness and educational support, noting the smooth, well-organized experience even for first-time buyers. Some find the process detailed but manageable with their guidance.

With over 20 years of mortgage lending experience, Lourdes Cuervo at Cornerstone First Mortgage guides clients through every step of home financing, including renovation loans like FHA Purchase-Rehab programs. The team handles all loan processes in-house, and customers appreciate their thorough communication and proactive support throughout often complex transactions.

Gateway Mortgage Group specializes in renovation loans that combine home purchase or refinance with repair costs into a single loan and payment. Their team guides customers through the process clearly and responds quickly, helping many feel supported even during confusing moments. Some find the paperwork and steps a bit complex but appreciate the attentive service.

Specializing in renovation loans and programs for low-credit and self-employed buyers, American Mortgage Services offers a variety of mortgage options with fewer restrictions than traditional lenders. Their team is known for clear communication and steady updates throughout the loan process. Some customers note the process can be detailed, but the staff’s support helps ease the experience.

With over 20 years of experience, Mortgage Approval Group, LLC specializes in refinance, purchase, and renovation mortgages. The team uses industry technology to provide personalized attention and clear communication, helping clients navigate their unique financial goals. While many find the process smooth and supportive, some have noted occasional challenges with responsiveness.

Fairway Independent Mortgage Corporation offers renovation loans that combine financing for your home purchase or refinance with funds for repairs and improvements. Their team guides customers through various loan options and helps simplify the process from application to closing. Clients appreciate the patient, supportive service, though some note the complexity of eligibility requirements.

American Financial Network, Inc. specializes in mortgage lending with direct access to Fannie Mae, Freddie Mac, USDA, and VA loan programs, including renovation loans that help finance home improvements. Customers appreciate the team’s responsiveness and clear communication throughout the lending process, though some note it can feel busy at times.

Specializing in renovation home loans, the Scott Kepler Mortgage Team helps buyers and investors finance both structural and cosmetic property improvements. They offer a range of loan options including VA, FHA, conventional, and jumbo loans, with an easy online application process. Customers appreciate their clear communication and responsiveness throughout the mortgage journey.

American Liberty Mortgage is known for guiding clients through complex mortgage situations with clear communication and attentive service. They offer home loans, refinancing, and renovation financing, helping homeowners leverage equity to improve their properties. Customers appreciate the team’s responsiveness and ability to meet tight deadlines, though some note the process can be challenging… more...

American Liberty Mortgage is known for guiding clients through complex mortgage situations with clear communication and attentive service. They offer home loans, refinancing, and renovation financing, helping homeowners leverage equity to improve their properties. Customers appreciate the team’s responsiveness and ability to meet tight deadlines, though some note the process can be challenging due to paperwork.

United Direct Lending focuses on providing affordable mortgage rates paired with reliable, honest service. They specialize in HomeStyle Renovation Loans, helping borrowers finance both home purchases and remodeling costs with flexible terms. Customers appreciate the team’s friendly communication and expertise, though some note unexpected fees at closing.

Known for handling renovation loans that combine financing with upgrade costs, Guaranteed Rate offers mortgage services tailored to primary, second, and investment homes. Customers appreciate the team’s responsiveness and clear communication, though some note occasional missteps and delays during the process.

Specializing in renovation loans, Nick Long Mortgage focuses on helping clients navigate financing that includes both home purchase and improvement costs. The team guides borrowers through each step with clear communication and timely closings, though some clients note the process can feel detailed. Customers appreciate their honesty and accessibility throughout the loan journey.

American Financial Network, Inc. specializes in renovation loans that help homeowners finance both their purchase and home improvements in a single transaction. The team offers a range of mortgage products, including Fannie Mae, Freddie Mac, USDA, and VA loans, with a focus on customer service and streamlined processes. While many clients appreciate their responsiveness and support, some have… more...

American Financial Network, Inc. specializes in renovation loans that help homeowners finance both their purchase and home improvements in a single transaction. The team offers a range of mortgage products, including Fannie Mae, Freddie Mac, USDA, and VA loans, with a focus on customer service and streamlined processes. While many clients appreciate their responsiveness and support, some have noted challenges with communication and loan processing delays.

Satori Mortgage offers a secure mobile app that connects borrowers directly with realtors and loan officers, making mortgage financing more accessible and transparent. They specialize in FHA 203(k) and VA Renovation loans, helping clients combine home purchase or refinance with repair costs. Customers appreciate the team’s clear communication and responsiveness throughout the process.

OVM Financial specializes in renovation loans designed to help homeowners transform their properties with flexible financing options. Backed by a team experienced in guiding clients through the mortgage process, they offer support from initial application to closing. While many customers appreciate clear communication and responsiveness, some have noted occasional challenges with rate lock… more...

OVM Financial specializes in renovation loans designed to help homeowners transform their properties with flexible financing options. Backed by a team experienced in guiding clients through the mortgage process, they offer support from initial application to closing. While many customers appreciate clear communication and responsiveness, some have noted occasional challenges with rate lock notifications.

LoanSmarter.com is the top ten list member as it simplifies loans with tech. Its one-stop process connects you directly with a lender specialist, eliminating multiple calls and credit checks. LoanSmarter keeps data private, which builds trust. Minimal paperwork and a loan calculator let you upload your documents safely and get a great loan experience. The LoanSmarter.com process is dependable… more...

LoanSmarter.com is the top ten list member as it simplifies loans with tech. Its one-stop process connects you directly with a lender specialist, eliminating multiple calls and credit checks. LoanSmarter keeps data private, which builds trust. Minimal paperwork and a loan calculator let you upload your documents safely and get a great loan experience. The LoanSmarter.com process is dependable, and the helpful staff guarantee the best rates and service. The LoanSmarter website is one of the best places to find loans because it gives you security, efficiency, and convenience in borrowing.

Serving Florida homeowners since 1999, Prodigy Home Loans specializes in renovation loans that cover repairs, improvements, and structural replacements. Their team works closely with multiple lenders to offer competitive rates and keeps clients informed with tools like weekly status updates. Customers appreciate their knowledgeable, responsive approach, though some note the process can still feel… more...

Serving Florida homeowners since 1999, Prodigy Home Loans specializes in renovation loans that cover repairs, improvements, and structural replacements. Their team works closely with multiple lenders to offer competitive rates and keeps clients informed with tools like weekly status updates. Customers appreciate their knowledgeable, responsive approach, though some note the process can still feel complex.

Specializing in renovation loans for entrepreneurs, Limitless Mortgage offers the Fannie Mae HomeStyle Renovation Loan, which combines home purchase or refinance with funds for repairs or upgrades. The team is known for clear communication and flexible scheduling, though some clients note the process can require detailed documentation.

Specializing in FHA203(k) Renovation Loans, CMG Home Loans helps homeowners combine purchase or refinance costs with home improvements into a single mortgage. The team offers clear guidance throughout the loan process, with clients appreciating their communication and support, even when challenges arise.

TSMortgageTeam - NEXA Mortgage offers a range of flexible loan programs, including renovation loans and no-documentation options for investors. Their team handles processing, underwriting, and appraisals with local market expertise. Customers appreciate their knowledge and smooth guidance, though some note the process can still feel complex.

Homebridge specializes in renovation loans that help homeowners customize their spaces before moving in, offering financing for projects of any size. The team guides borrowers through the mortgage process with clear communication, though some customers have noted delays and limited support during the renovation phase.

Mortgage R'Us is RELAX MORTGAGE's parent company. We broker and originate loans for our customers. Our goal is to serve the Florida State community by offering outstanding service and leadership in technology-based lending. Our team is ready to serve not only the tech-savvy millennia who are looking to do everything online but also those clients who prefer a closer relationship. Straight 2 The… more...

Mortgage R'Us is RELAX MORTGAGE's parent company. We broker and originate loans for our customers. Our goal is to serve the Florida State community by offering outstanding service and leadership in technology-based lending. Our team is ready to serve not only the tech-savvy millennia who are looking to do everything online but also those clients who prefer a closer relationship. Straight 2 The Point Realty can offer you mortgage/loan services for the purchase and refinance of residential or commercial property. A 203(k), the loan can be used to buy, refinance or renovate a property that is in need of work. The mortgage will pay the costs for the renovations. These loans may have more stringent qualifications than traditional renovation loans due to the fact that they are insured by Federal Housing Administration. FHA203(k), a low-cost financing option, can help you pay for your home improvement projects. It may also expand your options to buy a home in more expensive areas. FHA203k loan mortgage rates can be a bit higher than standard FHA loans. FHA 203k loans will have a rate that is between 0.75 and 1.00% higher than standard FHA loans. However, 203k rates can be competitive because they are comparable to standard FHA rates. Standard FHA mortgage insurance will be paid. This is usually 1.75 percent upfront, rolled into your loan, and 0.85 per year (broken down into 12 equal monthly payments).

Fairway Independent Mortgage Corporation is dedicated to providing simple, affordable mortgage solutions. We have over 670 branches across the country offering hometown service backed by national strength. Whether you’re buying your first home, a second home, or refinancing your current mortgage, Fairway offers a wide variety of home financing options that are designed to fit your unique needs… more...

Fairway Independent Mortgage Corporation is dedicated to providing simple, affordable mortgage solutions. We have over 670 branches across the country offering hometown service backed by national strength. Whether you’re buying your first home, a second home, or refinancing your current mortgage, Fairway offers a wide variety of home financing options that are designed to fit your unique needs and goals. Our loan officers are ready to guide you every step of the way, from application to closing and beyond. Experience counts with renovations. These experts can turn a demanding project into a dream result. Dreams of renovation aren't just for current owners. We have some helpful resources to help any prospective buyer get started.