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Meet Victor Ciardelli, the President and CEO of Guaranteed Rate. Victor Ciardelli, a unique and collaborative entrepreneur who is also a fundamental leader in the housing industry, is responsible for directing Guaranteed Rate's business plan, procedures, and growth. His leadership and strategic vision have consistently led the company to financial and market success. Ciardelli is known as an entrepreneurial leader who is both innovative and demanding, approachable and supportive, and enjoys new ideas and creativity. Ciardelli is a champion of four kids and a fitness enthusiast, positive thinker, and proponent of the rule of attraction. Guaranteed Rate offers renovation loans, also known as a limited 203(k) loan, which is a perfect option for homebuyers who want to buy a home that needs a little TLC (tender love and care). These first mortgage loans are secured by primary or second homes or investment homes and incorporate standard financing with the amount you are approved to borrow to renovate the home. The loan is based on the "after-improved" value of the property, even if it is available in as-is state before the rehab. You can categorize these repairs in the following ways. The professional will likely have a list of things you want to do after you have lived in the house for some time if the real estate company lists "good bones" and "fixer upper." This is the fun part of planning a new home! You will need to figure out how to pay for these renovations in both cases. Home renovation loans offer a safety net when you see a property with great potential, but it requires a bit of work, but there is a limited inventory of homes for sale, and the number of homes available for sale in 2020 is decreasing. This trend will continue. Unique Business Model
 
The comments extol a few lenders, specifically Jennifer and Dan, and their respective teams at Guaranteed Rate. There is a general accord among the critiques of the speed and professionalism the mortgage lenders at this company display, and throughout, the reviewers overwhelmingly agree that the teams are readily accessible and always prepared to respond to inquiries and keep clients updated. Since mortgage buying is usually a sore point for many people, reviews generally admit many do not look forward to the same process. Nevertheless, staff from the Jay, Dan, or Tommy teams at Guaranteed Rate take good care of them and ease the process, never leaving customers in the dark or feeling like they are alone. Clients do not know much about the mortgage buying process, but the teams help them understand what they need to do. Even when process hiccups crop up, the staff demonstrate that they can deal with them without slowing the process or burdening clients. This company gets numerous five-star recommendations, specifically in the realm of customer service. In conclusion, if you are looking to refinance or need a new mortgage, lenders like Jennifer and the teams she leads at Guaranteed Rate will provide top-quality customer service.
 
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