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Scott Kepler Mortgage Team is a Tampa Mortgage Broker that offers residential loans for investors who want to buy rental properties. We commit to helping families finance their homes. We have First Time Homebuyers programs, Veterans Home Loans, VA Loans, Veteran Home Loans, Conventional, FHA, and Jumbo, Reverse, and Renovation Home Loans. Most people need a 3% down payment in our experience. We have 16 years of experience and can get your dream home or refinance it and make it a reality. We can make getting the perfect loan easy for you with an online application and a loan officer’s help. This loan type can be used for the conventional loan to pay both the appraisers requested repairs or the repairs you would like done to the property. This loan can also be used to purchase an investment and another home. You can make repairs that are structural or for cosmetic but they have to be used to add value to the property. Appliances (stoves, dishwashers) can only be added to a renovation If the kitchen is completed remodeled. The appliances must be attached or built into the property.
 
The reviews overwhelmingly praise Scott Kepler and his team's professionalism, proactiveness and ability to provide detailed information, quick and efficient service, and difficult approval, and their efforts to ensure the clients have a smooth journey and are comfortable. Kepler's excellence in mortgage matters, with clients saying they will recommend him for a homeowner or a third time and even in the real estate sector. Their judgement on whether a loan is reasonable, the good rates he gives, and getting the loans approved with minimal paperwork and time. It is worthy to mention that the reviews shows their satisfaction such that it is worth considering the company for all mortgage needs.
 
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