Known for working closely with local real estate agents and builders, Academy Mortgage helps clients navigate home financing with a focus on clear communication and support. They offer a range of mortgage services, including renovation loans, and customers appreciate their patient, knowledgeable team, though construction delays can sometimes affect timelines.
With over 35 years of experience, PrimeLending, A PlainsCapital Company in Jacksonville specializes in renovation loans that combine home purchase and improvement costs into a single mortgage. Their team guides clients through each step, offering helpful tools and clear communication. Customers appreciate their responsiveness and smooth loan process, though not every experience is perfect.
Specializing in Renovation Mortgage Loans and Fannie Mae HomeStyle loans, this team simplifies the lending process with clear communication and a step-by-step approach. Customers appreciate their responsiveness and educational support, noting the smooth, well-organized experience even for first-time buyers. Some find the process detailed but manageable with their guidance.
Gateway Mortgage Group specializes in renovation loans that combine home purchase or refinance with repair costs into a single loan and payment. Their team guides customers through the process clearly and responds quickly, helping many feel supported even during confusing moments. Some find the paperwork and steps a bit complex but appreciate the attentive service.
OVM Financial specializes in renovation loans designed to help homeowners transform their properties with flexible financing options. Backed by a team experienced in guiding clients through the mortgage process, they offer support from initial application to closing. While many customers appreciate clear communication and responsiveness, some have noted occasional challenges with rate lock… more...
OVM Financial specializes in renovation loans designed to help homeowners transform their properties with flexible financing options. Backed by a team experienced in guiding clients through the mortgage process, they offer support from initial application to closing. While many customers appreciate clear communication and responsiveness, some have noted occasional challenges with rate lock notifications.
Serving Florida homeowners since 1999, Prodigy Home Loans specializes in renovation loans that cover repairs, improvements, and structural replacements. Their team works closely with multiple lenders to offer competitive rates and keeps clients informed with tools like weekly status updates. Customers appreciate their knowledgeable, responsive approach, though some note the process can still feel… more...
Serving Florida homeowners since 1999, Prodigy Home Loans specializes in renovation loans that cover repairs, improvements, and structural replacements. Their team works closely with multiple lenders to offer competitive rates and keeps clients informed with tools like weekly status updates. Customers appreciate their knowledgeable, responsive approach, though some note the process can still feel complex.
Homebridge specializes in renovation loans that help homeowners customize their spaces before moving in, offering financing for projects of any size. The team guides borrowers through the mortgage process with clear communication, though some customers have noted delays and limited support during the renovation phase.
Fairway Independent Mortgage Corporation is dedicated to providing simple, affordable mortgage solutions. We have over 670 branches across the country offering hometown service backed by national strength. Whether you’re buying your first home, a second home, or refinancing your current mortgage, Fairway offers a wide variety of home financing options that are designed to fit your unique needs… more...
Fairway Independent Mortgage Corporation is dedicated to providing simple, affordable mortgage solutions. We have over 670 branches across the country offering hometown service backed by national strength. Whether you’re buying your first home, a second home, or refinancing your current mortgage, Fairway offers a wide variety of home financing options that are designed to fit your unique needs and goals. Our loan officers are ready to guide you every step of the way, from application to closing and beyond. Experience counts with renovations. These experts can turn a demanding project into a dream result. Dreams of renovation aren't just for current owners. We have some helpful resources to help any prospective buyer get started.
Lenders made 1,328 home-improvement loans in Duval County in 2025 (average about $116,000) and denied 1,104 — 45% of decided applications, compared with 46% across Florida, according to federal mortgage data (HMDA, CFPB). The typical home in Jacksonville was built in 1987 and is worth $293,700 (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Duval County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Academy Mortgage | 5.0 | 100 | Quoted per loan | (904) 647-1777 | Visit |
| 2 | PrimeLending, A PlainsCapital Company - Jacksonville | 4.9 | 100 | Quoted per loan | (904) 862-7334 | Visit |
| 3 | Jamie Zeitz | Homebridge | Sales Manager, Mortgage Loan Originator | 5.0 | 53 | Quoted per loan | (904) 710-1744 | Visit |
| 4 | Gateway Mortgage | 5.0 | 40 | Quoted per loan | (904) 990-5090 | Visit |
| 5 | OVM Financial, Inc. | 4.4 | 17 | Quoted per loan | (904) 747-1118 | Visit |
| 6 | Prodigy Home Loans | 5.0 | 10 | Quoted per loan | (904) 222-0000 | Visit |
| 7 | Homebridge | 3.7 | 6 | Quoted per loan | (904) 710-1744 | Visit |
| 8 | Andrew Cady | Fairway Independent Mortgage Corporation Branch Manager | 5.0 | 1 | — | (904) 500-3742 | Visit |
General information, not financial advice — consult a qualified professional.
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